X-Ray Cost in Indiana (2026): Average Prices & What You'll Pay

What does a x-ray cost in Indiana?

For a commercially insured patient, an x-ray in Indiana typically runs $50–$159 once facility and physician fees are combined. The median reported facility price across 78 hospitals is $66. The figures draw on CMS fee schedules and hospital price transparency data published under federal law.

Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average.

X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.

Location within the state matters too: Angola has the lowest metro median ($57) while Carmel runs highest ($186) — a 3.3× difference inside Indiana alone. Across 78 Indiana hospitals that publish prices, an X-ray runs from as little as $30 (Endo Surgery Center) to $4,813 (Major Hospital) — a 160.4× spread for the same procedure. Half of Indiana facilities price it at or below $66, with most clustered between $30 and $134. There's a gap between the sticker and the real price here: a median cash quote of $66 sits above the $38 insurers negotiate — about 1.7× higher, so asking for the cash or insurer-negotiated rate is often the single biggest lever on your bill.

Where x-ray costs vary in Indiana

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

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The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.

→ Compare all procedure costs   → X-Ray costs nationwide

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Lower-cost options in Indiana start around $30 or below. Most hospitals cluster between $30 and $155. A smaller group reports prices above that — often academic medical centers or high-cost markets.

If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: Norton HealthcareIndiana, Inc in Scottsburg (cash price from $24); Riverview Health in Noblesville (cash price from $27); MEMORIAL HOSPITAL OF SOUTH BEND in South Bend (cash price from $35). These are declared cash prices — contact each facility for a formal quote before scheduling.

Indiana X-Ray prices by facility

All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.

Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.

Received a bill? Check it for errors → Estimate YOUR cost before you go →

Compare other procedures in Indiana:

• Appendectomy Cost in Indiana
• Cataract Surgery Cost in Indiana

Where you can save the most on x-ray in Indiana

These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.

Most expensive x-ray providers in Indiana

These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.

Why prices vary this much

A small number of hospitals (3) report very high prices above $342, which drives much of the overall price range. Excluding these, most facilities cluster in a significantly tighter band.

Setting drives much of the gap in Indiana: the median outpatient price is $40 versus $108 inpatient — about 2.7× more, so where a procedure is performed often matters more than which hospital you choose. Of the Indiana facilities reporting prices, 35 fall in a low-cost tier (up to $30) while 33 sit in a high-cost tier ($155 and up) — a lower-priced option almost always exists within the same state.

Among the cities with the most reporting hospitals, Fort Wayne has a median reported price of $82 across 4 facilities, while facilities in Angola tend to report lower prices (median: $57). City-level variation within a state often reflects local market structure, not procedure complexity.

The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.

Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it

How insurance changes what you actually pay

Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.

Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)

X-Ray Costs by Metro Area in Indiana

Prices vary across Indiana metro areas based on local hospital competition, wage adjustments, and facility mix. Explore detailed facility price data for each metro area:

• X-Ray Cost in Anderson, IN
• X-Ray Cost in Bloomington, IN
• X-Ray Cost in Elkhart, IN
• X-Ray Cost in Evansville, IN
• X-Ray Cost in Fort Wayne, IN
• X-Ray Cost in Indianapolis, IN
• X-Ray Cost in Kokomo, IN
• X-Ray Cost in South Bend, IN
• X-Ray Cost in Terre Haute, IN

Compare x-ray costs in nearby states

• New York
• California
• Texas
• Florida

Frequently asked questions: X-ray costs in Indiana

How much does an X-ray cost in Indiana?

Across 78 Indiana hospitals that publish prices, an X-ray ranges from $30 to $4,813, with a median of $66. Most facilities fall between $30 and $134. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an X-ray in Indiana?

Based on declared prices, the lowest-cost facility in our Indiana data is DAVIESS COMMUNITY HOSPITAL at about $21. By metro, Angola has the lowest median ($57). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.

Why is an X-ray so much cheaper at some Indiana hospitals?

Prices vary up to 160.4× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Indiana, the median cash (self-pay) price is $66 versus a median negotiated rate of $38 — about 1.7× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an X-ray in Indiana?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Explore all x-ray cost data

→ See x-ray costs across all states

CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
→ Analyze your medical bill for errors
→ How to negotiate your medical bills
→ Track and manage your healthcare costs (free account)