CostKits Healthcare, Organized
Membership · Unlimited Bills · Whole Family

Track your family's medical bills in one place.

One dashboard for every bill, EOB, and Medicare Summary Notice - for your kids, your parents, or yourself. CostKits suggests which visit each new bill belongs to and checks charges against Medicare benchmark pricing, so keeping the family record current doesn't mean re-matching everything by hand.

$15/month or $150/year. Unlimited bills, unlimited family members. Cancel anytime.

Start My Membership - $15/mo →

No long-term contract. Switch to annual anytime and save $30.

  • Built by a healthcare actuary with 20+ years of experience
  • Independent - not paid by your hospital or insurer
  • One flat price covers every bill for every family member
  • Forward bills to files@app.costkits.com and sort them into the right visit with one click
  • Or snap photos of a stack of papers on your phone - CostKits sorts them into visits for you

Which option fits your bill situation

CostKits offers two ways to pay depending on how often you're managing bills. Services that charge a percentage of savings are a fit only if you're willing to wait longer for a human-driven process and pay more for it.

Your situation CostKits - one-time review $29 / bill CostKits - membership $15/mo or $150/yr Percentage-based advocate A 10% of savings Percentage-based advocate B 20% of savings
One confusing bill
Best fit
Pay once for this case - nothing ongoing.
Costs more
Committing to a plan for one bill isn't worth it.
Percentage-based fee
May cost less for small savings, more for large savings - subject to the provider's cap and terms.
Percentage-based fee
Same variable structure at a different rate and cap - compare terms before choosing.
A few bills this year
Adds up
Each new bill is a new charge.
Best fit
One flat fee covers every bill you bring in.
Percentage-based fee
Each case is billed separately under its own percentage and cap.
Percentage-based fee
Same per-case structure as the other advocate, different rate.
Ongoing family or caregiver management
↑↑Costs most over time
Per-case pricing scales with every family member's every bill.
Best fit
Unlimited reviews, whole family, one flat fee.
Percentage-based fee, no vault
Fee recurs per case; no shared family document history between reviews.
Percentage-based fee, no vault
Same recurring per-case structure, different rate; still no vault.
Want a human involved, can wait
Self-serve, fast
AI-driven analysis, no human negotiation.
Self-serve, fast
AI-driven analysis, no human negotiation.
Fits this use case
Human-assisted, slower, priced at roughly 10% of verified savings, subject to any cap.
Fits this use case
Human-assisted, slower, priced at roughly 20% of verified savings, subject to any cap.
Next Steps
Just one bill? Start there instead - $29 flat if you go further.
Monthly
Annual
- -
Choose how you want CostKits to help next

One-time review

$29
once, no subscription
  • Complete this case analysis
  • Price and code review
  • Personalized next steps
  • Letters and call scripts
  • Corrected-bill follow-up
Best for ongoing family management

Membership

Monthly
Annual - save $30
$15
per month, cancel anytime
  • Analyze this and future bills
  • Family bill and EOB vault
  • Document matching and tracking
  • Coverage and cost planning
  • Family and caregiver management
Best fit for this situation
Workable, but a new charge each time
Costliest CostKits option for this situation
Different pricing model - not directly comparable

Illustrative comparison, not a price quote - actual costs depend on your specific bills and savings found. CostKits pricing is flat and known in advance in both cases. Percentage-based services generally charge a share of verified savings, subject to each provider's own cap and terms - for a small confirmed savings amount, that fee could be less than $29; for a large one, it could be substantially more. Verify current pricing, caps, and terms directly with any percentage-based service before comparing.

Why families use CostKits

If you're the one keeping track of a parent's Medicare bills, your kids' pediatric visits, or your own ongoing care, the bills don't stop coming - and they rarely match the EOB that explains them. A spreadsheet can hold that information, but someone still has to notice each new document, figure out which visit and person it belongs to, and recheck the math - every time. CostKits gives you one place to upload every bill and its matching insurance document, suggests which visit a new one belongs to, checks charges against Medicare benchmark pricing (not just your own paperwork), and catches amounts that don't reconcile before you pay them.

Just forward the email. That's it.

Most bills, EOBs, and Medicare Summary Notices already arrive by email or as a PDF you can forward. Send them to files@app.costkits.com - even a mixed pile from several visits at once - and they land in your account automatically. Open Visits and CostKits will have them waiting: one click sorts them into the right visit (or visits, if it's more than one), matching each bill to its EOB, no naming files or picking which visit yourself.

Have a binder of papers? Just take pictures.

If your parent's bills are a shoebox of statements instead of an inbox, open CostKits on your phone and photograph each page - no scanner, no app to install. CostKits reads every photo and sorts them into visits for you, grouping the ones that belong together and telling you what it couldn't place, so a stack of paper becomes an organized record in a few minutes.

How it works

  1. 1
    Upload bills as they arrive, forward the email, or snap a photo. Add each provider bill and its EOB or Medicare Summary Notice, forward them to files@app.costkits.com, or photograph a stack of papers on your phone - CostKits sorts any of these into the right visit for you.
  2. 2
    CostKits matches and checks them. Every bill is compared against what your insurer says you owe, and against Medicare benchmark pricing.
  3. 3
    See it all in one dashboard. Track paid, owed, and disputed amounts across your whole family.

Common questions

Can I track bills for my whole family in one account?

Yes. One membership covers unlimited bills for everyone you manage - kids, parents, or yourself - for one flat monthly or annual fee.

What does the tracker actually do?

You upload each bill and its matching EOB or Medicare Summary Notice. CostKits stores them, suggests which visit a new document belongs to, flags amounts that don't reconcile, checks billed charges against Medicare benchmark pricing, and gives you one running view of what's owed, paid, and disputed.

Why not just use a spreadsheet?

A spreadsheet works, and plenty of caregivers use one - it's a valid free option. What it can't do is notice a new bill or EOB on its own, tell you which prior visit or family member it belongs to, or check whether a charge is high relative to Medicare benchmark pricing rather than just internally consistent with your paperwork. CostKits handles the matching and the benchmark check automatically as documents come in, so the record stays current without you re-entering and re-checking everything by hand.

Can I just forward bills by email instead of uploading them?

Yes. Forward a bill, EOB, or Medicare Summary Notice to files@app.costkits.com and it lands in your account automatically - no login needed to send it. Next time you open Visits, you'll see a note that documents are waiting; one click sorts them into the right visit (or visits, if you forwarded more than one at a time) and matches each bill to its EOB. Useful when a provider or Medicare emails you a statement directly, or when you just don't want to deal with uploading in the moment.

Can I take pictures of paper bills with my phone instead of scanning them?

Yes. Open CostKits in your phone's browser and photograph each page directly - no scanner and no app to install. CostKits reads the photos and sorts them into visits for you, grouping the pages that belong together and telling you which ones it couldn't confidently place, so a whole binder of paperwork can be organized in a few minutes.

How much does it cost?

$15 per month or $150 per year, covering unlimited bills for your whole family - not a per-bill or per-person fee. Cancel anytime.

Ready to stop tracking bills in your inbox?

Start your membership and add your first bill in minutes.

Start My Membership - $15/mo
Built and reviewed by John Caruso, FSA, MAAA

John is a healthcare actuary with more than 20 years of experience in insurance pricing, medical billing systems, and healthcare-cost analytics.