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Nuclear Stress Test Cost in Indiana (2026): Average Prices & What You'll Pay

What does a nuclear stress test cost in Indiana?

You could pay $517 or $2,020 for the same nuclear stress test in Indiana - depending entirely on which facility you choose. The median cash price across 85 reporting hospitals is $1,175. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where nuclear stress test costs vary in Indiana

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

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What you pay for a nuclear stress test depends on where you go and what is billed separately. Most patients find out after.

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Cheapest Nuclear Stress Test Providers in Indiana

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($1,175)
1 Naab Road Surgery Center IN $331 $844 below
2 St. Vincent Salem Hospital, Inc. IN $331 $844 below
3 St. Vincent Heart Center of Indiana LLC IN $331 $844 below
4 Endo Surgery Center IN $331 $844 below
5 St. Vincent Clay Hospital, Inc. IN $331 $844 below
6 St. Vincent Randolph Hospital, Inc. IN $331 $844 below
7 St. Vincent Jennings Hospital, Inc. IN $331 $844 below
8 St. Vincent Seton Specialty Hospital, Inc. IN $331 $844 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Naab Road Surgery Center is the lowest-cost option at $331 - $844 below the median posted price ($1,175), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $1,175, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Nuclear stress test prices by coverage in Indiana, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$1,323 to $1,323$1,323
With insurance (commercial, average)35$124 to $3,013$2,063
Without insurance (cash price)85$331 to $2,882$1,175
Anthem Blue Cross and Blue Shield28$77 to $3,426$1,882
UnitedHealthcare22$1,024 to $2,914$2,657
Aetna13$1,143 to $4,288$2,699
Cigna12$1,321 to $4,332$3,037

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a nuclear stress test cost with Medicare in Indiana?

Medicare's national hospital outpatient payment for nuclear stress test is about $1,323 to $1,323 (typically near $1,323). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $265 on a $1,323 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a nuclear stress test cost with insurance in Indiana?

Across 35 Indiana hospitals, the negotiated rates commercial insurers pay for nuclear stress test average $124 to $3,013 per hospital, with a median near $2,063. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a nuclear stress test cost without insurance in Indiana?

Cash (self-pay) prices for nuclear stress test at 85 Indiana hospitals range from $331 to $2,882, with a median of $1,175. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a nuclear stress test cost with Anthem Blue Cross and Blue Shield in Indiana?

Anthem Blue Cross and Blue Shield negotiated rates for nuclear stress test at 28 Indiana hospitals range from $77 to $3,426, with a median near $1,882. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a nuclear stress test cost with UnitedHealthcare in Indiana?

UnitedHealthcare negotiated rates for nuclear stress test at 22 Indiana hospitals range from $1,024 to $2,914, with a median near $2,657. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a nuclear stress test cost with Aetna in Indiana?

Aetna negotiated rates for nuclear stress test at 13 Indiana hospitals range from $1,143 to $4,288, with a median near $2,699. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a nuclear stress test cost with Cigna in Indiana?

Cigna negotiated rates for nuclear stress test at 12 Indiana hospitals range from $1,321 to $4,332, with a median near $3,037. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for nuclear stress test

The same nuclear stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$793–$9,591
  • Facility fee $331–$7,895
  • Professional fee $462–$1,696

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$833–$5,416
  • Facility fee $371–$3,720
  • Professional fee $462–$1,696

Estimated from CMS fee schedules + commercial rate multipliers

Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average.

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Why prices vary - and what it means for your coverage

A small number of hospitals (2) report prices above $5,158, including Eskenazi Health at $7,895, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,281 versus $2,221 inpatient (about 1.7× more), so where a procedure happens often matters more than which hospital you pick.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$1,175
Deductible met - 20% coinsurance ~$235
Out-of-network provider $2,585+

Frequently asked questions: nuclear stress test costs in Indiana

How much does a nuclear stress test cost in Indiana?

The typical insurer-negotiated rate is $513, with most facilities between $195 and $761 (based on 82 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Indiana hospitals run $331–$2,882; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a nuclear stress test in Indiana?

Based on declared prices, the lowest posted price in our Indiana data is Naab Road Surgery Center at about $331. By metro, Newburgh has the lowest median ($950).

Why is a nuclear stress test so much cheaper at some Indiana hospitals?

Typical prices vary about 3.9× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Indiana, the median cash (self-pay) price is $1,175 versus a median negotiated rate of $2,063 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a nuclear stress test in Indiana?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Indiana

Nuclear Stress Test, elsewhere


CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Indiana

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Emergency care

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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