Ovarian Cyst Removal Cost in Indiana (2026): Average Prices & What You'll Pay
What does a ovarian cyst removal cost in Indiana?
The same ovarian cyst removal in Indiana might cost you $2,057 at one facility and $9,630 at another - the building you walk into drives the difference. The median cash price across 81 reporting hospitals is $4,889. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Indiana, from hospital price files
- Little Company of Mary Hospital of Indiana Inc · Jasper, IN $1,269
- Greene County General Hospital · Linton, IN $1,573
- MEMORIAL HOSPITAL OF SOUTH BEND · South Bend, IN $1,653
All 81 facilities are listed below, free.
Where ovarian cyst removal costs vary in Indiana
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a ovarian cyst removal depends on where you go and what is billed separately. Most patients find out after.
Your personalized cost report includes:
- ✓ Cyst only or more: Removing only the cyst is a different procedure from removing the whole ovary.
- ✓ Separate bills: Surgeon, anesthesia and facility are billed separately.
- ✓ Which bills usually arrive separately, and which providers to check are in-network
- ✓ The questions to ask before you schedule, so the estimate covers everything
- ✓ A real patient billing breakdown, line by line
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Cheapest Ovarian Cyst Removal Providers in Indiana
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($4,889) |
|---|---|---|---|---|
| 1 | Little Company of Mary Hospital of Indiana Inc | Jasper, IN | $1,269 | $3,620 below |
| 2 | Greene County General Hospital | Linton, IN | $1,573 | $3,316 below |
| 3 | MEMORIAL HOSPITAL OF SOUTH BEND | South Bend, IN | $1,653 | $3,236 below |
| 4 | Mishawaka Medical Center | Mishawaka, IN | $1,697 | $3,192 below |
| 5 | DECATUR COUNTY MEMORIAL HOSPITAL | IN | $1,919 | $2,970 below |
| 6 | Deaconess Hospital, Inc | Newburgh, IN | $2,057 | $2,832 below |
| 7 | Norton Healthcare Indiana Inc | Jeffersonville, IN | $2,453 | $2,436 below |
| 8 | Indiana University Health Arnett Inc. | Lafayette, IN | $3,121 | $1,768 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Little Company of Mary Hospital of Indiana Inc is the lowest-cost option at $1,269 - $3,620 below the median posted price ($4,889), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $5,136, and it's often lower than what insurance pays before your deductible is satisfied.
- Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $6,176 to $6,176 | $6,176 |
| With insurance (commercial, average) | 37 | $808 to $15,933 | $5,521 |
| Without insurance (cash price) | 80 | $856 to $19,493 | $5,136 |
| Anthem Blue Cross and Blue Shield | 32 | $857 to $26,401 | $6,203 |
| UnitedHealthcare | 13 | $653 to $6,440 | $3,123 |
| Aetna | 11 | $588 to $6,515 | $1,539 |
| Humana | 11 | $616 to $6,307 | $6,002 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an ovarian cyst removal cost with Medicare in Indiana?
Medicare's national hospital outpatient payment for ovarian cyst removal is about $6,176 to $6,176 (typically near $6,176). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $1,235 on a $6,176 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an ovarian cyst removal cost with insurance in Indiana?
Across 37 Indiana hospitals, the negotiated rates commercial insurers pay for ovarian cyst removal average $808 to $15,933 per hospital, with a median near $5,521. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an ovarian cyst removal cost without insurance in Indiana?
Cash (self-pay) prices for ovarian cyst removal at 80 Indiana hospitals range from $856 to $19,493, with a median of $5,136. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an ovarian cyst removal cost with Anthem Blue Cross and Blue Shield in Indiana?
Anthem Blue Cross and Blue Shield negotiated rates for ovarian cyst removal at 32 Indiana hospitals range from $857 to $26,401, with a median near $6,203. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an ovarian cyst removal cost with UnitedHealthcare in Indiana?
UnitedHealthcare negotiated rates for ovarian cyst removal at 13 Indiana hospitals range from $653 to $6,440, with a median near $3,123. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does an ovarian cyst removal cost with Aetna in Indiana?
Aetna negotiated rates for ovarian cyst removal at 11 Indiana hospitals range from $588 to $6,515, with a median near $1,539. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an ovarian cyst removal cost with Humana in Indiana?
Humana negotiated rates for ovarian cyst removal at 11 Indiana hospitals range from $616 to $6,307, with a median near $6,002. If a hospital is out of network for your Humana plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for ovarian cyst removal
The same ovarian cyst removal bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $587–$51,359
- Professional fee $965–$2,816
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $838–$47,108
- Professional fee $965–$2,816
Estimated from CMS fee schedules + commercial rate multipliers
Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (6) report prices above $21,716, including Eskenazi Health at $51,359, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $4,889 versus $12,158 inpatient (about 2.5× more), so where a procedure happens often matters more than which hospital you pick.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$4,889 |
| Deductible met - 20% coinsurance | ~$978 |
| Out-of-network provider | $10,756+ |
Frequently asked questions: ovarian cyst removal costs in Indiana
How much does an ovarian cyst removal cost in Indiana?
The typical insurer-negotiated rate is $3,121, with most facilities between $587 and $4,320 (based on 81 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Indiana hospitals run $856–$19,493; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an ovarian cyst removal in Indiana?
Based on declared prices, the lowest posted price in our Indiana data is Little Company of Mary Hospital of Indiana Inc in Jasper at about $1,269. By metro, Newburgh has the lowest median ($3,720). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an ovarian cyst removal so much cheaper at some Indiana hospitals?
Typical prices vary about 7.4× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Indiana, the median cash (self-pay) price is $5,136 versus a median negotiated rate of $5,521 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an ovarian cyst removal in Indiana?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read an EOB line by line
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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