Ovarian Cyst Removal Cost in Florida (2026): Average Prices & What You'll Pay
What does a ovarian cyst removal cost in Florida?
You could pay $2,250 or $5,941 for the same ovarian cyst removal in Florida - depending entirely on which facility you choose. The median cash price across 113 reporting hospitals is $2,857. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where ovarian cyst removal costs vary in Florida
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a ovarian cyst removal depends on where you go and what is billed separately. Most patients find out after.
Your personalized cost report includes:
- ✓ Cyst only or more: Removing only the cyst is a different procedure from removing the whole ovary.
- ✓ Separate bills: Surgeon, anesthesia and facility are billed separately.
- ✓ Which bills usually arrive separately, and which providers to check are in-network
- ✓ The questions to ask before you schedule, so the estimate covers everything
- ✓ A real patient billing breakdown, line by line
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Cheapest Ovarian Cyst Removal Providers in Florida
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($2,857) |
|---|---|---|---|---|
| 1 | Baptist Health Care (Pensacola FL) | FL | $1,288 | $1,569 below |
| 2 | Holy Cross Hospital-Ft. Lauderdale | Ft. Lauderdale, FL | $1,413 | $1,444 below |
| 3 | HCA FLORIDA CITRUS HOSPITAL | Lecanto, FL | $1,556 | $1,301 below |
| 4 | HSA NSMC LLC | Miami, FL | $1,616 | $1,241 below |
| 5 | HSA HH LLC | Hialeah, FL | $1,774 | $1,083 below |
| 6 | HSA CGH LLC | Coral Gables, FL | $1,774 | $1,083 below |
| 7 | HCA FLORIDA MEMORIAL HOSPITAL | Jacksonville, FL | $1,950 | $907 below |
| 8 | HCA FLORIDA ORANGE PARK HOSPITAL | Jacksonville, FL | $1,950 | $907 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Baptist Health Care (Pensacola FL) is the lowest-cost option at $1,288 - $1,569 below the median posted price ($2,857), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $2,857, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $6,176 to $6,176 | $6,176 |
| With insurance (commercial, average) | 87 | $6,664 to $13,715 | $9,988 |
| Without insurance (cash price) | 118 | $1,262 to $6,360 | $2,857 |
| Florida Blue | 34 | $8,186 to $18,630 | $14,545 |
| Aetna | 56 | $2,152 to $14,716 | $9,824 |
| Cigna | 34 | $6,522 to $22,763 | $7,854 |
| UnitedHealthcare | 28 | $3,848 to $19,866 | $9,681 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an ovarian cyst removal cost with Medicare in Florida?
Medicare's national hospital outpatient payment for ovarian cyst removal is about $6,176 to $6,176 (typically near $6,176). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $1,235 on a $6,176 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an ovarian cyst removal cost with insurance in Florida?
Across 87 Florida hospitals, the negotiated rates commercial insurers pay for ovarian cyst removal average $6,664 to $13,715 per hospital, with a median near $9,988. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an ovarian cyst removal cost without insurance in Florida?
Cash (self-pay) prices for ovarian cyst removal at 118 Florida hospitals range from $1,262 to $6,360, with a median of $2,857. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an ovarian cyst removal cost with Florida Blue?
Florida Blue negotiated rates for ovarian cyst removal at 34 Florida hospitals range from $8,186 to $18,630, with a median near $14,545. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an ovarian cyst removal cost with Aetna in Florida?
Aetna negotiated rates for ovarian cyst removal at 56 Florida hospitals range from $2,152 to $14,716, with a median near $9,824. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an ovarian cyst removal cost with Cigna in Florida?
Cigna negotiated rates for ovarian cyst removal at 34 Florida hospitals range from $6,522 to $22,763, with a median near $7,854. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does an ovarian cyst removal cost with UnitedHealthcare in Florida?
UnitedHealthcare negotiated rates for ovarian cyst removal at 28 Florida hospitals range from $3,848 to $19,866, with a median near $9,681. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for ovarian cyst removal
The same ovarian cyst removal bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $753–$54,981
- Professional fee $965–$2,816
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $2,975–$54,981
- Professional fee $965–$2,816
Estimated from CMS fee schedules + commercial rate multipliers
Florida has one of the most fragmented hospital markets in the country - HCA Healthcare (the nation's largest for-profit system, headquartered in Nashville), AdventHealth, BayCare, and dozens of independents compete aggressively in major metros. South Florida prices track higher than the rest of the state, driven by higher wage indices and a larger share of complex specialty care. Rural northern Florida has extensive critical access hospital coverage.
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Why prices vary - and what it means for your coverage
A small number of hospitals (1) report prices above $11,854, including REHAB HOSPITAL at $9,867, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $2,857 versus $2,975 inpatient, so where a procedure happens often matters more than which hospital you pick.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$2,857 |
| Deductible met - 20% coinsurance | ~$571 |
| Out-of-network provider | $6,285+ |
Frequently asked questions: ovarian cyst removal costs in Florida
How much does an ovarian cyst removal cost in Florida?
The typical insurer-negotiated rate is $2,830, with most facilities between $2,043 and $5,856 (based on 113 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Florida hospitals run $1,262–$6,360; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an ovarian cyst removal in Florida?
Based on declared prices, the lowest posted price in our Florida data is Baptist Health Care (Pensacola FL) at about $1,288. By metro, Tampa has the lowest median ($863). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an ovarian cyst removal so much cheaper at some Florida hospitals?
Typical prices vary about 2.9× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Florida, the median cash (self-pay) price is $2,857 versus a median negotiated rate of $9,988 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an ovarian cyst removal in Florida?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read an EOB line by line
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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