Knee Replacement Cost in Florida (2026): Average Prices & What You'll Pay
What does a knee replacement cost in Florida?
For a commercially insured patient, a knee replacement in Florida typically runs $6,815–$19,367 once facility and physician fees are combined. The median reported facility price across 78 hospitals is $6,052. The figures draw on CMS fee schedules and hospital price transparency data published under federal law.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where knee replacement costs vary in Florida
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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A knee replacement is four separate bills - and physical therapy, the longest of any joint replacement, is billed per visit.
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- ✓ Why a short inpatient stay adds a facility day-rate on top of the surgery itself
- ✓ The separate anesthesia bill that can be out-of-network even at an in-network hospital
- ✓ How physical therapy is billed - per visit, often for months - and the plan limits to confirm first
- ✓ The questions to ask before scheduling, including whether you qualify for a lower-cost surgery center
- ✓ A real patient billing breakdown, line by line
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Cheapest Knee Replacement Providers in Florida
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Orlando Health Central, Inc. | Ocoee, FL | $2,342 | -$3,710 |
| 2 | Wellington Regional Medical Center | Wellington, FL | $2,516 | -$3,536 |
| 3 | Lakewood Ranch | Lakewood Ranch, FL | $2,561 | -$3,491 |
| 4 | Manatee Memorial Hospital | Bradenton, FL | $2,561 | -$3,491 |
| 5 | Cleveland Clinic Weston Hospital Nonprofit Corporation | Weston, FL | $2,948 | -$3,104 |
| 6 | University of Florida Health in Jacksonville | Jacksonville, FL | $3,287 | -$2,765 |
| 7 | DeSoto Memorial Hospital | Arcadia, FL | $3,628 | -$2,424 |
| 8 | WEST KENDALL BAPTIST HOSPITAL | Miami, FL | $4,134 | -$1,918 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- Orlando Health Central, Inc. is the lowest-cost option at $2,342 - $3,710 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $6,358, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
How where you go changes what you pay for knee replacement
The same knee replacement bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $129–$35,904
- Professional fee $1,205–$6,940
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $263–$82,260
- Professional fee $1,205–$6,940
Estimated from CMS fee schedules + commercial rate multipliers
Florida has one of the most fragmented hospital markets in the country - HCA Healthcare (the nation's largest for-profit system, headquartered in Nashville), AdventHealth, BayCare, and dozens of independents compete aggressively in major metros. South Florida prices track higher than the rest of the state, driven by higher wage indices and a larger share of complex specialty care. Rural northern Florida has extensive critical access hospital coverage. Knee replacement is a high-cost elective procedure where facility selection has an outsized impact on total cost. Hospital outpatient and ambulatory surgery center rates for knee replacement have converged on outcomes but diverged further on price - ASC rates are typically 30–50% below hospital rates for the same implant and surgeon. Medicare Advantage plans increasingly direct patients to designated bundled-payment facilities where your out-of-pocket liability is capped.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (3) report prices above $26,086, including Lower Keys Medical Center at $35,904, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $9,491 versus $4,134 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$10,084 |
| Deductible met - 20% coinsurance | ~$2,017 |
| Out-of-network provider | $22,185+ |
Frequently asked questions: knee replacement costs in Florida
How much does a knee replacement cost in Florida?
The typical insurer-negotiated rate is $5,957, with most facilities between $1,111 and $11,898 (based on 88 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $715 to $139,762 across all 78 Florida hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a knee replacement in Florida?
Based on declared prices, the lowest-cost facility in our Florida data is Sacred Heart Health System, Inc. at about $263. By metro, Miami has the lowest median ($4,134). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a knee replacement so much cheaper at some Florida hospitals?
Prices vary up to 195.5× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Florida, the median cash (self-pay) price is $6,358 versus a median negotiated rate of $5,957 - about 1.1× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a knee replacement in Florida?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
Other procedures in Florida
Knee Replacement, elsewhere
- Knee Replacement costs across all states
- Knee Replacement cost in Deltona, FL
- Knee Replacement cost in Jacksonville, FL
- Knee Replacement cost in Lakeland, FL
- Knee Replacement cost in Miami, FL
- Knee Replacement cost in Naples, FL
- Knee Replacement cost in Orlando, FL
- Georgia
- Alabama
- South Carolina
- Houma, LA
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same knee replacement - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A knee replacement involves multiple providers who bill separately - typically ASC Facility Fee, Orthopedic Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this knee replacement changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for knee replacement before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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