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Reviewed by John Caruso, FSA, MAAA • Data last updated

Treadmill Stress Test Cost in Florida (2026): Average Prices & What You'll Pay

What does a treadmill stress test cost in Florida?

You could pay $98 or $225 for the same treadmill stress test in Florida - depending entirely on which facility you choose. The median cash price across 157 reporting hospitals is $109. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Three low-priced facilities in Florida, from hospital price files

  • HCA FLORIDA CAPITAL HOSPITAL · Tallahassee, FL $98
  • HCA FLORIDA GULF COAST HOSPITAL · Panama City, FL $98
  • HCA FLORIDA TWIN CITIES HOSPITAL · Defuniak Springs, FL $98

All 157 facilities are listed below, free.

Where treadmill stress test costs vary in Florida

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a treadmill stress test depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Global vs. split billing: Some hospitals report one price for the whole test, while others report only the tracing, with the doctor billing the supervision and report separately.
  • ✓ Add-on imaging: A stress echo or nuclear scan is a different, higher-priced test. Check which one is being ordered.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
  • ✓ A real patient billing breakdown, line by line

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Cheapest Treadmill Stress Test Providers in Florida

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($109)
1 HCA FLORIDA CAPITAL HOSPITAL Tallahassee, FL $98 $11 below
2 HCA FLORIDA GULF COAST HOSPITAL Panama City, FL $98 $11 below
3 HCA FLORIDA TWIN CITIES HOSPITAL Defuniak Springs, FL $98 $11 below
4 HCA FLORIDA FORT WALTON-DESTIN HOSPITAL Destin, FL $98 $11 below
5 UCF LAKE NONA HOSPITAL Orlando, FL $98 $11 below
6 HCA FLORIDA WEST TAMPA HOSPITAL Tampa, FL $98 $11 below
7 HCA FLORIDA OAK HILL HOSPITAL Spring Hill, FL $98 $11 below
8 HCA FLORIDA JFK NORTH HOSPITAL West Palm Beach, FL $98 $11 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • HCA FLORIDA CAPITAL HOSPITAL is the lowest-cost option at $98 - $11 below the median posted price ($109), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $109, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Treadmill stress test prices by coverage in Florida, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$221 to $221$221
With insurance (commercial, average)115$217 to $1,647$518
Without insurance (cash price)165$98 to $1,727$109
Florida Blue13$162 to $1,078$622
Aetna83$111 to $2,495$934
Cigna70$73 to $2,029$1,167
Humana38$92 to $1,894$128

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a treadmill stress test cost with Medicare in Florida?

Medicare's national hospital outpatient payment for treadmill stress test is about $221 to $221 (typically near $221). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $44 on a $221 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a treadmill stress test cost with insurance in Florida?

Across 115 Florida hospitals, the negotiated rates commercial insurers pay for treadmill stress test average $217 to $1,647 per hospital, with a median near $518. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a treadmill stress test cost without insurance in Florida?

Cash (self-pay) prices for treadmill stress test at 165 Florida hospitals range from $98 to $1,727, with a median of $109. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a treadmill stress test cost with Florida Blue?

Florida Blue negotiated rates for treadmill stress test at 13 Florida hospitals range from $162 to $1,078, with a median near $622. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a treadmill stress test cost with Aetna in Florida?

Aetna negotiated rates for treadmill stress test at 83 Florida hospitals range from $111 to $2,495, with a median near $934. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a treadmill stress test cost with Cigna in Florida?

Cigna negotiated rates for treadmill stress test at 70 Florida hospitals range from $73 to $2,029, with a median near $1,167. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How much does a treadmill stress test cost with Humana in Florida?

Humana negotiated rates for treadmill stress test at 38 Florida hospitals range from $92 to $1,894, with a median near $128. If a hospital is out of network for your Humana plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for treadmill stress test

The same treadmill stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$134–$4,530
  • Facility fee $77–$4,238
  • Professional fee $57–$292

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$235–$4,530
  • Facility fee $178–$4,238
  • Professional fee $57–$292

Estimated from CMS fee schedules + commercial rate multipliers

Florida has one of the most fragmented hospital markets in the country - HCA Healthcare (the nation's largest for-profit system, headquartered in Nashville), AdventHealth, BayCare, and dozens of independents compete aggressively in major metros. South Florida prices track higher than the rest of the state, driven by higher wage indices and a larger share of complex specialty care. Rural northern Florida has extensive critical access hospital coverage.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (29) report prices above $633, including Adventhealth Dade City at $4,238, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $109 versus $1,652 inpatient (about 15.2× more), so where a procedure happens often matters more than which hospital you pick.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$109
Deductible met - 20% coinsurance ~$22
Out-of-network provider $240+

Frequently asked questions: treadmill stress test costs in Florida

How much does a treadmill stress test cost in Florida?

The typical insurer-negotiated rate is $98, with most facilities between $62 and $204 (based on 154 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Florida hospitals run $98–$1,727; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a treadmill stress test in Florida?

Based on declared prices, the lowest posted price in our Florida data is HCA FLORIDA CAPITAL HOSPITAL in Tallahassee at about $98. By metro, Jacksonville has the lowest median ($119).

Why is a treadmill stress test so much cheaper at some Florida hospitals?

Typical prices vary about 3.3× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Florida, the median cash (self-pay) price is $109 versus a median negotiated rate of $518 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a treadmill stress test in Florida?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Florida

Treadmill Stress Test, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Florida

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Imaging and scans

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Scopes and screening

Bone, joint and pain

General surgery

Lab tests

Ear, nose and throat

Urology and women's health

Eye care

Infusions

Emergency care

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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