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Reviewed by John Caruso, FSA, MAAA • Data last updated

Ear Tube Surgery Cost in Florida (2026): Average Prices & What You'll Pay

What does a ear tube surgery cost in Florida?

The same ear tube surgery in Florida might cost you $972 at one facility and $1,594 at another - the building you walk into drives the difference. The median cash price across 119 reporting hospitals is $1,423. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Three low-priced facilities in Florida, from hospital price files

  • University Of Miami Hosp & Clinics · Miami, FL $551
  • Winter Haven Hospital $560
  • St. Joseph's Hospital $560

All 119 facilities are listed below, free.

Where ear tube surgery costs vary in Florida

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

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What you pay for a ear tube surgery depends on where you go and what is billed separately. Most patients find out after.

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Cheapest Ear Tube Surgery Providers in Florida

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($1,423)
1 University Of Miami Hosp & Clinics Miami, FL $551 $872 below
2 Winter Haven Hospital FL $560 $863 below
3 St. Joseph's Hospital FL $560 $863 below
4 Morton Plant NorthBay Hospital FL $560 $863 below
5 Adventhealth North Pinellas Tarpon Springs, FL $578 $845 below
6 Adventhealth Tampa Tampa, FL $614 $809 below
7 Adventhealth Carrollwood Tampa, FL $614 $809 below
8 LEE MEMORIAL HOSPITAL Fort Myers, FL $624 $799 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • University Of Miami Hosp & Clinics is the lowest-cost option at $551 - $872 below the median posted price ($1,423), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $1,423, and it's often lower than what insurance pays before your deductible is satisfied.
  • Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
Ear tube surgery prices by coverage in Florida, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$1,585 to $1,585$1,585
With insurance (commercial, average)97$1,892 to $5,510$3,684
Without insurance (cash price)121$560 to $1,735$1,423
Florida Blue59$3,031 to $4,966$3,933
Cigna56$4,833 to $15,930$7,480
Aetna30$848 to $5,131$2,136
UnitedHealthcare28$1,288 to $5,653$3,066

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does an ear tube surgery cost with Medicare in Florida?

Medicare's national hospital outpatient payment for ear tube surgery is about $1,585 to $1,585 (typically near $1,585). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $317 on a $1,585 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does an ear tube surgery cost with insurance in Florida?

Across 97 Florida hospitals, the negotiated rates commercial insurers pay for ear tube surgery average $1,892 to $5,510 per hospital, with a median near $3,684. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does an ear tube surgery cost without insurance in Florida?

Cash (self-pay) prices for ear tube surgery at 121 Florida hospitals range from $560 to $1,735, with a median of $1,423. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does an ear tube surgery cost with Florida Blue?

Florida Blue negotiated rates for ear tube surgery at 59 Florida hospitals range from $3,031 to $4,966, with a median near $3,933. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does an ear tube surgery cost with Cigna in Florida?

Cigna negotiated rates for ear tube surgery at 56 Florida hospitals range from $4,833 to $15,930, with a median near $7,480. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How much does an ear tube surgery cost with Aetna in Florida?

Aetna negotiated rates for ear tube surgery at 30 Florida hospitals range from $848 to $5,131, with a median near $2,136. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does an ear tube surgery cost with UnitedHealthcare in Florida?

UnitedHealthcare negotiated rates for ear tube surgery at 28 Florida hospitals range from $1,288 to $5,653, with a median near $3,066. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for ear tube surgery

The same ear tube surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$268–$16,154
  • Facility fee $28–$15,514
  • Professional fee $240–$640

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$753–$16,154
  • Facility fee $513–$15,514
  • Professional fee $240–$640

Estimated from CMS fee schedules + commercial rate multipliers

Florida has one of the most fragmented hospital markets in the country - HCA Healthcare (the nation's largest for-profit system, headquartered in Nashville), AdventHealth, BayCare, and dozens of independents compete aggressively in major metros. South Florida prices track higher than the rest of the state, driven by higher wage indices and a larger share of complex specialty care. Rural northern Florida has extensive critical access hospital coverage.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (12) report prices above $2,726, including NICKLAUS CHILDREN'S HOSPITAL at $3,308, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,423 versus $9,184 inpatient (about 6.5× more), so where a procedure happens often matters more than which hospital you pick.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$1,423
Deductible met - 20% coinsurance ~$285
Out-of-network provider $3,131+

Frequently asked questions: ear tube surgery costs in Florida

How much does an ear tube surgery cost in Florida?

The typical insurer-negotiated rate is $1,394, with most facilities between $883 and $1,539 (based on 119 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Florida hospitals run $560–$1,735; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an ear tube surgery in Florida?

Based on declared prices, the lowest posted price in our Florida data is University Of Miami Hosp & Clinics in Miami at about $551. By metro, Fort Myers has the lowest median ($624). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is an ear tube surgery so much cheaper at some Florida hospitals?

Typical prices vary about 1.7× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Florida, the median cash (self-pay) price is $1,423 versus a median negotiated rate of $3,684 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an ear tube surgery in Florida?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Florida

Ear Tube Surgery, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Florida

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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