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Reviewed by John Caruso, FSA, MAAA • Data last updated

Hearing Test Cost in Florida (2026): Average Prices & What You'll Pay

What does a hearing test cost in Florida?

You could pay $37 or $129 for the same hearing test in Florida - depending entirely on which facility you choose. The median cash price across 130 reporting hospitals is $51. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where hearing test costs vary in Florida

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a hearing test depends on where you go and what is billed separately. Most patients find out after.

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  • ✓ Basic or comprehensive: A screening and a full evaluation are priced differently, and the price here is mostly for the basic audiogram.
  • ✓ Hospital or audiology clinic: A hospital outpatient department adds a facility fee that an independent clinic does not.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
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Cheapest Hearing Test Providers in Florida

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($51)
1 Baptist Health Care (Pensacola FL) FL $32 $19 below
2 HCA FLORIDA ENGLEWOOD HOSPITAL Venice, FL $32 $19 below
3 HCA FLORIDA WEST TAMPA HOSPITAL Tampa, FL $32 $19 below
4 HCA FLORIDA FORT WALTON-DESTIN HOSPITAL Destin, FL $32 $19 below
5 HCA FLORIDA OCALA HOSPITAL Wildwood, FL $32 $19 below
6 HCA FLORIDA NORTH FLORIDA HOSPITAL Newberry, FL $32 $19 below
7 HCA FLORIDA WEST HOSPITAL Pensacola, FL $32 $19 below
8 HCA FLORIDA PUTNAM HOSPITAL Palatka, FL $32 $19 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Baptist Health Care (Pensacola FL) is the lowest-cost option at $32 - $19 below the median posted price ($51), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $50, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Hearing test prices by coverage in Florida, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$132 to $135$134
With insurance (commercial, average)76$9 to $300$189
Without insurance (cash price)137$32 to $138$50
Florida Blue23$5 to $258$9
Aetna39$7 to $260$28
Humana26$10 to $268$137
Cigna22$6 to $133$12

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a hearing test cost with Medicare in Florida?

Medicare's national hospital outpatient payment for hearing test is about $132 to $135 (typically near $134). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $27 on a $134 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a hearing test cost with insurance in Florida?

Across 76 Florida hospitals, the negotiated rates commercial insurers pay for hearing test average $9 to $300 per hospital, with a median near $189. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a hearing test cost without insurance in Florida?

Cash (self-pay) prices for hearing test at 137 Florida hospitals range from $32 to $138, with a median of $50. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a hearing test cost with Florida Blue?

Florida Blue negotiated rates for hearing test at 23 Florida hospitals range from $5 to $258, with a median near $9. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a hearing test cost with Aetna in Florida?

Aetna negotiated rates for hearing test at 39 Florida hospitals range from $7 to $260, with a median near $28. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a hearing test cost with Humana in Florida?

Humana negotiated rates for hearing test at 26 Florida hospitals range from $10 to $268, with a median near $137. If a hospital is out of network for your Humana plan, you may owe more than the negotiated rate, so check the network first.

How much does a hearing test cost with Cigna in Florida?

Cigna negotiated rates for hearing test at 22 Florida hospitals range from $6 to $133, with a median near $12. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for hearing test

The same hearing test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$78–$866
  • Facility fee $31–$706
  • Professional fee $47–$160

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$83–$815
  • Facility fee $36–$655
  • Professional fee $47–$160

Estimated from CMS fee schedules + commercial rate multipliers

Florida has one of the most fragmented hospital markets in the country - HCA Healthcare (the nation's largest for-profit system, headquartered in Nashville), AdventHealth, BayCare, and dozens of independents compete aggressively in major metros. South Florida prices track higher than the rest of the state, driven by higher wage indices and a larger share of complex specialty care. Rural northern Florida has extensive critical access hospital coverage.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (9) report prices above $282, including BETHESDA HOSPITAL at $410, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $51 versus $90 inpatient (about 1.8× more), so where a procedure happens often matters more than which hospital you pick.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$51
Deductible met - 20% coinsurance ~$10
Out-of-network provider $112+

Frequently asked questions: hearing test costs in Florida

How much does a hearing test cost in Florida?

The typical insurer-negotiated rate is $32, with most facilities between $28 and $105 (based on 130 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Florida hospitals run $32–$138; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a hearing test in Florida?

Based on declared prices, the lowest posted price in our Florida data is Baptist Health Care (Pensacola FL) at about $32. By metro, Miami has the lowest median ($40).

Why is a hearing test so much cheaper at some Florida hospitals?

Typical prices vary about 3.8× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Florida, the median cash (self-pay) price is $50 versus a median negotiated rate of $189 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a hearing test in Florida?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Florida

Hearing Test, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Florida

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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