Rotator Cuff Surgery Cost in Indiana (2026): Average Prices & What You'll Pay

What does a rotator cuff surgery cost in Indiana?

Where you have a rotator cuff surgery done in Indiana swings the bill from $1,905 to $7,677 for identical care. The median cash price across 96 reporting hospitals is $3,321. The numbers are pulled directly from federally mandated hospital price transparency files.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where rotator cuff surgery costs vary in Indiana

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

26+ people checked prices near them this month.

Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average.

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Why prices vary - and what it means for your coverage

A small number of hospitals (14) report prices above $16,560, including United Surgeons LLC DBA Unity Physicians Hospital at $88,145, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $3,321 versus $27,836 inpatient (about 8.4× more), so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Frequently asked questions: rotator cuff surgery costs in Indiana

How much does a rotator cuff surgery cost in Indiana?

The typical insurer-negotiated rate is $1,393, with most facilities between $450 and $1,905 (based on 96 hospitals reporting negotiated rates). Posted cash prices start at $1,760, with a median of $3,321; outlier facilities are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a rotator cuff surgery in Indiana?

Based on declared prices, the lowest posted price in our Indiana data is CHN JMH Ventures LLC Stones Crossing Imaging Services at about $1,760. By metro, Indianapolis has the lowest median ($1,760). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a rotator cuff surgery so much cheaper at some Indiana hospitals?

Typical prices vary about 4.2× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Indiana, the median cash (self-pay) price is $3,321 versus a median negotiated rate of $1,393 - about 2.4× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a rotator cuff surgery in Indiana?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).