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Reviewed by John Caruso, FSA, MAAA • Data last updated

A1C Test Cost in Indiana (2026): Average Prices & What You'll Pay

What does a a1c test cost in Indiana?

The same a1c test in Indiana might cost you $9 at one facility and $58 at another - the building you walk into drives the difference. The median cash price across 115 reporting hospitals is $40. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where a1c test costs vary in Indiana

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a a1c test depends on where you go and what is billed separately. Most patients find out after.

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Cheapest A1C Test Providers in Indiana

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($40)
1 Marion General Hospital IN $10 $30 below
2 Jackson County Schneck Memorial Hospital IN $10 $30 below
3 Indiana University Health Frankfort Inc. Frankfort, IN $10 $30 below
4 ST MARY MEDICAL CENTER INC D/B/A ST MARY MEDICAL CENTER INC IN $11 $29 below
5 ST CATHERINE HOSPITAL INC D/B/A ST CATHERINE HOSPITAL INC IN $11 $29 below
6 MUNSTER MEDICAL RESEARCH FOUNDATION INC D/B/A COMMUNITY HOSPITAL IN $11 $29 below
7 Indiana University Health Jay Inc. Portland, IN $11 $29 below
8 HARRISON COUNTY HOSPITAL IN $15 $25 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Marion General Hospital is the lowest-cost option at $10 - $30 below the median posted price ($40), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $40, and it's often lower than what insurance pays before your deductible is satisfied.
  • Independent and doctor-office labs often charge much less than hospital labs for the same test and may not appear in this hospital-only dataset. Ask where your plan sends lab work.
A1c test prices by coverage in Indiana, October 2026
CoverageHospitals with a rateTypical rangeMedian
With insurance (commercial, average)40$10 to $69$16
Without insurance (cash price)115$6 to $119$40
Anthem Blue Cross and Blue Shield37$7 to $57$10
UnitedHealthcare27$10 to $71$19
Aetna15$16 to $99$57
Cigna14$33 to $144$79

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does an a1c test cost with insurance in Indiana?

Across 40 Indiana hospitals, the negotiated rates commercial insurers pay for a1c test average $10 to $69 per hospital, with a median near $16. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does an a1c test cost without insurance in Indiana?

Cash (self-pay) prices for a1c test at 115 Indiana hospitals range from $6 to $119, with a median of $40. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does an a1c test cost with Anthem Blue Cross and Blue Shield in Indiana?

Anthem Blue Cross and Blue Shield negotiated rates for a1c test at 37 Indiana hospitals range from $7 to $57, with a median near $10. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does an a1c test cost with UnitedHealthcare in Indiana?

UnitedHealthcare negotiated rates for a1c test at 27 Indiana hospitals range from $10 to $71, with a median near $19. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does an a1c test cost with Aetna in Indiana?

Aetna negotiated rates for a1c test at 15 Indiana hospitals range from $16 to $99, with a median near $57. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does an a1c test cost with Cigna in Indiana?

Cigna negotiated rates for a1c test at 14 Indiana hospitals range from $33 to $144, with a median near $79. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for a1c test

The same a1c test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$5–$248
  • Facility fee $5–$248

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$10–$180
  • Facility fee $10–$180

Estimated from CMS fee schedules + commercial rate multipliers

Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (6) report prices above $142, including The Methodist Hospitals, Inc. at $248, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $26 versus $62 inpatient (about 2.4× more), so where a procedure happens often matters more than which hospital you pick.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$40
Deductible met - 20% coinsurance ~$8
Out-of-network provider $88+

Frequently asked questions: a1c test costs in Indiana

How much does an a1c test cost in Indiana?

The typical insurer-negotiated rate is $9, with most facilities between $7 and $9 (based on 91 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Indiana hospitals run $6–$119; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an a1c test in Indiana?

Based on declared prices, the lowest posted price in our Indiana data is Marion General Hospital at about $10. By metro, Fort Wayne has the lowest median ($9).

Why is an a1c test so much cheaper at some Indiana hospitals?

Typical prices vary about 1.3× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Indiana, the median cash (self-pay) price is $40 versus a median negotiated rate of $16 - about 2.5× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an a1c test in Indiana?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Indiana

A1C Test, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Indiana

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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