CostKits Healthcare, Organized
Login
Home Tools Procedure Costs Learn
Reviewed by John Caruso, FSA, MAAA • Data last updated

Colonoscopy Cost in Indiana (2026): Average Prices & What You'll Pay

What does a colonoscopy cost in Indiana?

What a colonoscopy in Indiana costs depends on your coverage. With commercial insurance it typically runs $942–$3,197, facility and physician fees combined. Medicare pays one national rate to every provider, and you generally owe about 20% of it (around $245) after the Part B deductible. Without insurance, posted hospital cash prices run $204–$3,854. The sections below break this down by coverage and by insurer. This estimate is based on CMS fee schedules and hospital price transparency data published under federal law.

Your colonoscopy prep plan is ready: the bills to expect and the questions to ask before you go. See your plan.

Where colonoscopy costs vary in Indiana

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Ambulatory Surgery Center Click a pin for details.

26+ people checked prices near them this month.

Your colonoscopy prep plan is ready.

The first question to ask before you schedule: “Is this a screening or a diagnostic colonoscopy, and what changes if a polyp is removed?” Here’s your plan:

  • ✓ The four bills a colonoscopy can produce (facility, doctor, anesthesia, pathology) and which can be out of network
  • ✓ Five questions to ask before you schedule, with what to listen for
  • ✓ What changes if a polyp is removed: a screening can be billed as diagnostic
  • ✓ A reminder timed to your date, and a slot for each bill as it arrives
  • ✓ A free check of your first bill

Where should we send it? Free.

We’ll email a sign-in link. Your plan is saved to a free CostKits account, so you can add your date and your bills later.

Cheapest Colonoscopy Providers in Indiana

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($945)
1 Northwest Indiana Hospital, LLC IN $281 $664 below
2 Deaconess Hospital, Inc Newburgh, IN $325 $620 below
3 Indiana University Health Ball Memorial Hospital Inc. Muncie, IN $326 $619 below
4 DAVIESS COUNTY HOSPITAL IN $327 $618 below
5 Cameron Memorial Community Hospital Angola, IN $345 $600 below
6 The Methodist Hospitals, Inc. Gary, IN $361 $584 below
7 PERRY COUNTY MEMORIAL HOSPITAL Tell City, IN $371 $574 below
8 Indiana University Health Bloomington Inc. Bloomington, IN $378 $567 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Northwest Indiana Hospital, LLC is the lowest-cost option at $281 - $664 below the median posted price ($945), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $981, and it's often lower than what insurance pays before your deductible is satisfied.
  • Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
Colonoscopy prices by coverage in Indiana, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$950 to $2,352$1,223
With insurance (commercial, average)50$220 to $2,827$1,201
Without insurance (cash price)118$204 to $3,854$981
Anthem Blue Cross and Blue Shield45$100 to $2,880$1,037
UnitedHealthcare30$101 to $3,403$944
Aetna22$72 to $1,699$183
Humana21$72 to $2,274$968

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a colonoscopy cost with Medicare in Indiana?

Medicare's national hospital outpatient payment for colonoscopy is about $950 to $2,352 (typically near $1,223). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $245 on a $1,223 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a colonoscopy cost with insurance in Indiana?

Across 50 Indiana hospitals, the negotiated rates commercial insurers pay for colonoscopy average $220 to $2,827 per hospital, with a median near $1,201. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a colonoscopy cost without insurance in Indiana?

Cash (self-pay) prices for colonoscopy at 118 Indiana hospitals range from $204 to $3,854, with a median of $981. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a colonoscopy cost with Anthem Blue Cross and Blue Shield in Indiana?

Anthem Blue Cross and Blue Shield negotiated rates for colonoscopy at 45 Indiana hospitals range from $100 to $2,880, with a median near $1,037. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a colonoscopy cost with UnitedHealthcare in Indiana?

UnitedHealthcare negotiated rates for colonoscopy at 30 Indiana hospitals range from $101 to $3,403, with a median near $944. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a colonoscopy cost with Aetna in Indiana?

Aetna negotiated rates for colonoscopy at 22 Indiana hospitals range from $72 to $1,699, with a median near $183. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a colonoscopy cost with Humana in Indiana?

Humana negotiated rates for colonoscopy at 21 Indiana hospitals range from $72 to $2,274, with a median near $968. If a hospital is out of network for your Humana plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for colonoscopy

The same colonoscopy bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$217–$14,459
  • Facility fee $133–$6,183
  • Professional fee $84–$8,276

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$217–$14,459
  • Facility fee $133–$6,183
  • Professional fee $84–$8,276

Estimated from CMS fee schedules + commercial rate multipliers

Ambulatory Surgery Center
$490–$10,410
  • Facility fee $222–$1,642
  • Professional fee $84–$8,276
  • Anesthesia $184–$492

Estimated from CMS fee schedules + commercial rate multipliers

Note: Ambulatory surgery centers (ASCs) are often 30–60% cheaper than hospital outpatient departments for the same procedure. Most ASC prices are not in the hospital transparency dataset above. Ask your doctor whether this procedure can be done at a freestanding ASC.

Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average. Colonoscopy pricing is particularly sensitive to screening vs. diagnostic coding. A screening colonoscopy is typically covered at 100% under preventive care benefits, but if a polyp is removed or a finding is documented during the same visit, the claim is often re-coded as diagnostic - triggering your deductible and coinsurance. Ambulatory surgery centers perform over 70% of colonoscopies nationally and charge substantially less than hospital outpatient settings.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (6) report prices above $4,763, including Pinnacle Healthcare, LLC at $6,183, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $870 versus $690 inpatient, so where a procedure happens often matters more than which hospital you pick. The biggest swing for this procedure is screening versus diagnostic coding - a polyp removed during a routine screening can recode the whole visit as diagnostic and trigger cost-sharing you weren't expecting.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$1,793
Deductible met - 20% coinsurance ~$359
Out-of-network provider $3,945+

Frequently asked questions: colonoscopy costs in Indiana

How much does a colonoscopy cost in Indiana?

The typical insurer-negotiated rate is $153, with most facilities between $30 and $533 (based on 111 hospitals reporting negotiated rates). That is the hospital's negotiated rate alone; with physician fees, a commercially insured patient's full episode is typically $942–$3,197. Posted cash prices at the middle 80% of Indiana hospitals run $204–$3,854; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a colonoscopy in Indiana?

Based on declared prices, the lowest posted price in our Indiana data is Northwest Indiana Hospital, LLC at about $281. By metro, Newburgh has the lowest median ($266). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a colonoscopy so much cheaper at some Indiana hospitals?

Typical prices vary about 17.8× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Indiana, the median cash (self-pay) price is $981 versus a median negotiated rate of $1,201 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a colonoscopy in Indiana?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Indiana

Colonoscopy, elsewhere

What matters before you schedule

ASC vs. hospital

Hospital outpatient departments typically charge 2-4x more than ambulatory surgery centers for the same colonoscopy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.

What's on your bill

A colonoscopy involves multiple providers who bill separately - typically Facility Fee, Gastroenterologist Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.

Cost by type

Which type your doctor orders for this colonoscopy changes the billing code, and what you pay. For example: Billed as preventive care - often covered at $0 under the ACA when you are average-risk and in-network.

What to ask before you book

Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for colonoscopy before you schedule.

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Indiana

Scopes and screening

Imaging and scans

Heart and cardiac tests

Sleep and breathing tests

Bone, joint and pain

General surgery

Lab tests

Ear, nose and throat

Urology and women's health

Eye care

Infusions

Emergency care

Interested in understanding healthcare costs and managing your medical expenses?

About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

Connect on LinkedIn →

Ready to take control of your healthcare costs?

Use the free cost estimator →  ·  Get your bill screened for free →  ·  See the family plan →

Published July 17, 2026 · Updated October 29, 2026

Track Your Healthcare Costs

Create a free account to save procedures, compare prices, and analyze future medical bills.