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Reviewed by John Caruso, FSA, MAAA • Data last updated

Sleep Study Cost in Indiana (2026): Average Prices & What You'll Pay

What does a sleep study cost in Indiana?

You could pay $806 or $1,913 for the same sleep study in Indiana - depending entirely on which facility you choose. The median cash price across 81 reporting hospitals is $1,254. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Three low-priced facilities in Indiana, from hospital price files

  • St. Vincent Madison County Health System, Inc. $466
  • Naab Road Surgery Center $466
  • St. Vincent Jennings Hospital, Inc. $466

All 81 facilities are listed below, free.

Where sleep study costs vary in Indiana

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a sleep study depends on where you go and what is billed separately. Most patients find out after.

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Cheapest Sleep Study Providers in Indiana

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($1,254)
1 St. Vincent Madison County Health System, Inc. IN $466 $788 below
2 Naab Road Surgery Center IN $466 $788 below
3 St. Vincent Jennings Hospital, Inc. IN $466 $788 below
4 St. Vincent Seton Specialty Hospital, Inc. IN $466 $788 below
5 St. Vincent Salem Hospital, Inc. IN $466 $788 below
6 St. Mary's Health, Inc. IN $466 $788 below
7 St. Vincent Fishers Hospital, Inc. IN $466 $788 below
8 Endo Surgery Center IN $466 $788 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • St. Vincent Madison County Health System, Inc. is the lowest-cost option at $466 - $788 below the median posted price ($1,254), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $1,254, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Sleep study prices by coverage in Indiana, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$877 to $877$877
With insurance (commercial, average)30$296 to $2,179$1,158
Without insurance (cash price)81$466 to $3,535$1,254
Anthem Blue Cross and Blue Shield26$125 to $2,387$1,045
UnitedHealthcare14$398 to $2,862$1,046
Aetna13$826 to $4,847$2,569
Cigna11$158 to $3,526$2,894

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a sleep study cost with Medicare in Indiana?

Medicare's national hospital outpatient payment for sleep study is about $877 to $877 (typically near $877). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $175 on a $877 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a sleep study cost with insurance in Indiana?

Across 30 Indiana hospitals, the negotiated rates commercial insurers pay for sleep study average $296 to $2,179 per hospital, with a median near $1,158. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a sleep study cost without insurance in Indiana?

Cash (self-pay) prices for sleep study at 81 Indiana hospitals range from $466 to $3,535, with a median of $1,254. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a sleep study cost with Anthem Blue Cross and Blue Shield in Indiana?

Anthem Blue Cross and Blue Shield negotiated rates for sleep study at 26 Indiana hospitals range from $125 to $2,387, with a median near $1,045. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a sleep study cost with UnitedHealthcare in Indiana?

UnitedHealthcare negotiated rates for sleep study at 14 Indiana hospitals range from $398 to $2,862, with a median near $1,046. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a sleep study cost with Aetna in Indiana?

Aetna negotiated rates for sleep study at 13 Indiana hospitals range from $826 to $4,847, with a median near $2,569. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a sleep study cost with Cigna in Indiana?

Cigna negotiated rates for sleep study at 11 Indiana hospitals range from $158 to $3,526, with a median near $2,894. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for sleep study

The same sleep study bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,262–$9,708
  • Facility fee $315–$5,556
  • Professional fee $947–$4,152

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$1,317–$9,708
  • Facility fee $370–$5,556
  • Professional fee $947–$4,152

Estimated from CMS fee schedules + commercial rate multipliers

Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (3) report prices above $4,757, including Kindred Hospital Indianapolis North at $5,556, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,254 versus $1,866 inpatient (about 1.5× more), so where a procedure happens often matters more than which hospital you pick.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$1,254
Deductible met - 20% coinsurance ~$251
Out-of-network provider $2,759+

Frequently asked questions: sleep study costs in Indiana

How much does a sleep study cost in Indiana?

The typical insurer-negotiated rate is $780, with most facilities between $189 and $908 (based on 76 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Indiana hospitals run $466–$3,535; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a sleep study in Indiana?

Based on declared prices, the lowest posted price in our Indiana data is St. Vincent Madison County Health System, Inc. at about $466. By metro, Newburgh has the lowest median ($699).

Why is a sleep study so much cheaper at some Indiana hospitals?

Typical prices vary about 4.8× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Indiana, the median cash (self-pay) price is $1,254 versus a median negotiated rate of $1,158 - about 1.1× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a sleep study in Indiana?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Indiana

Sleep Study, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Indiana

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Emergency care

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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