X-Ray Cost in Indianapolis, IN (2026): Average Prices & What You'll Pay
What does a x-ray cost in Indianapolis, IN?
Where you have an x-ray done in Indianapolis, IN swings the bill from $32 to $96 for identical care. The median cash price across 29 reporting hospitals is $41. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Indianapolis, IN, from hospital price files
- Hamilton Surgery Center LLC · Noblesville, IN $21
- East Campus Surgery Center LLC · Indianapolis, IN $21
- Indianapolis Endoscopy Center LLP $21
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 29 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where x-ray costs vary in Indianapolis, IN
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
An X-ray is cheap - until a hospital setting and a separate radiologist bill turn it into two charges.
Your personalized cost report includes:
- ✓ Why the same X-ray costs more at a hospital or ER than at an imaging center
- ✓ The separate radiologist bill that can be out-of-network even at an in-network facility
- ✓ How an X-ray inside an ER or urgent-care visit rolls into a bigger bill
- ✓ The questions to ask before you schedule, including prior authorization
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest X-Ray Providers in Indianapolis, IN
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hamilton Surgery Center LLC | Noblesville, IN | $21 | -$20 |
| 2 | East Campus Surgery Center LLC | Indianapolis, IN | $21 | -$20 |
| 3 | Hospital name hidden | Your City, IN | $528 | -$000 |
| 4 | Hospital name hidden | Your City, IN | $529 | -$000 |
| 5 | Indianapolis Endoscopy Center LLP | IN | $21 | -$20 |
| 6 | Hospital name hidden | Your City, IN | $531 | -$000 |
| 7 | Hospital name hidden | Your City, IN | $532 | -$000 |
| 8 | Hospital name hidden | Your City, IN | $533 | -$000 |
Your ranked price list is on its way to your email. Open the PDF now.
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 29 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Hamilton Surgery Center LLC is the lowest-cost option at $21 - $20 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $41, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $89 to $107 | $89 |
| With insurance (commercial, average) | 6 | $140 to $1,229 | $213 |
| Without insurance (cash price) | 29 | $21 to $191 | $41 |
| Anthem Blue Cross and Blue Shield | 6 | $51 to $312 | $224 |
| UnitedHealthcare | 5 | $110 to $2,682 | $182 |
| Aetna | 4 | $198 to $273 | $227 |
| Cigna | 3 | $215 to $383 | $241 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an X-ray cost with Medicare in Indianapolis, IN?
Medicare's national hospital outpatient payment for X-ray is about $89 to $107 (typically near $89). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $18 on a $89 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an X-ray cost with insurance in Indianapolis, IN?
Across 6 Indianapolis, IN hospitals, the negotiated rates commercial insurers pay for X-ray average $140 to $1,229 per hospital, with a median near $213. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an X-ray cost without insurance in Indianapolis, IN?
Cash (self-pay) prices for X-ray at 29 Indianapolis, IN hospitals range from $21 to $191, with a median of $41. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an X-ray cost with Anthem Blue Cross and Blue Shield in Indianapolis, IN?
Anthem Blue Cross and Blue Shield negotiated rates for X-ray at 6 Indianapolis, IN hospitals range from $51 to $312, with a median near $224. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an X-ray cost with UnitedHealthcare in Indianapolis, IN?
UnitedHealthcare negotiated rates for X-ray at 5 Indianapolis, IN hospitals range from $110 to $2,682, with a median near $182. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does an X-ray cost with Aetna in Indianapolis, IN?
Aetna negotiated rates for X-ray at 4 Indianapolis, IN hospitals range from $198 to $273, with a median near $227. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an X-ray cost with Cigna in Indianapolis, IN?
Cigna negotiated rates for X-ray at 3 Indianapolis, IN hospitals range from $215 to $383, with a median near $241. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (2) report prices above $260, including Eskenazi Health at $494, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $38 versus $155 inpatient (about 4.1× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$41 |
| Deductible met - 20% coinsurance | ~$8 |
| Out-of-network provider | $90+ |
Frequently asked questions: X-ray costs in Indianapolis, IN
How much does an X-ray cost in Indianapolis, IN?
The typical insurer-negotiated rate is $12, with most facilities between $7 and $36 (based on 29 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $21 to $494 across all 29 Indianapolis, IN hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an X-ray in Indianapolis, IN?
Based on declared prices, the lowest-cost facility in our Indianapolis, IN data is Hamilton Surgery Center LLC in Noblesville at about $21. By metro, Indianapolis has the lowest median ($36). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an X-ray so much cheaper at some Indianapolis, IN hospitals?
Prices vary up to 23.5× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Indianapolis, IN, the median cash (self-pay) price is $41 versus a median negotiated rate of $213 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an X-ray in Indianapolis, IN?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- Understanding your UnitedHealthcare EOB
Other procedures in Indianapolis, IN
X-Ray, elsewhere
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
Other Procedure Costs in Indianapolis, IN
- Appendectomy Cost in Indianapolis, IN
- Cataract Surgery Cost in Indianapolis, IN
- Childbirth Cost in Indianapolis, IN
- Cholecystectomy Cost in Indianapolis, IN
- Colonoscopy Cost in Indianapolis, IN
- CT Scan (Abdomen) Cost in Indianapolis, IN
- CT Scan (Chest) Cost in Indianapolis, IN
- CT Scan (Head) Cost in Indianapolis, IN
- CT Scan Cost in Indianapolis, IN
- Echocardiogram Cost in Indianapolis, IN
- Emergency Room Visit Cost in Indianapolis, IN
- Endoscopy Cost in Indianapolis, IN
- Hip Replacement Cost in Indianapolis, IN
- Hysterectomy Cost in Indianapolis, IN
- Knee Replacement Cost in Indianapolis, IN
- Mammogram Cost in Indianapolis, IN
- Brain MRI Cost in Indianapolis, IN
- MRI Cost in Indianapolis, IN
- Knee MRI Cost in Indianapolis, IN
- Spinal Fusion Cost in Indianapolis, IN
- Ultrasound Cost in Indianapolis, IN
Related Articles
Interested in understanding healthcare costs and managing your medical expenses?
- Free Cost EstimatorCalculate your exact out-of-pocket cost for any procedure
- Free Bill ScreenerCheck whether your bill and paperwork are ready for a professional review
- Family Bill TrackerTrack costs across every family member and every bill in one place
- X-Ray Cost GuideCompare X-Ray prices across all 50 states
- Deductible vs Out-of-Pocket MaximumLearn how insurance cost-sharing works and what you actually pay
- Cost ExplorerBrowse procedures and compare prices across the country
- CT Scan Cost GuideFind detailed CT scan pricing for your state
- MRI Cost GuideCompare MRI pricing and understand imaging costs
About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
Connect on LinkedIn →Ready to take control of your healthcare costs?
Use the free cost estimator → · Get your bill screened for free → · See the family plan →