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X-Ray Cost in Indianapolis, IN (2026): Average Prices & What You'll Pay

What does a x-ray cost in Indianapolis, IN?

Where you have an x-ray done in Indianapolis, IN swings the bill from $41 to $155 for identical care. The median cash price across 17 reporting hospitals is $84. The numbers are pulled directly from federally mandated hospital price transparency files.

Where x-ray costs vary in Indianapolis, IN

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

Cheapest X-Ray Providers in Indianapolis, IN

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Naab Road Surgery Center IN $30 -$54
2 Central Indiana Health System Cardiac Services, Inc. IN $30 -$54
3 Indiana University Health West Hospital Inc. Avon, IN $38 -$46
4 Indiana University Health Inc. Indianapolis, IN $38 -$46
5 Major Hospital IN $42 -$42
6 Witham Memorial Hospital IN $49 -$35
7 Hancock Regional Hospital IN $64 -$20
8 McDowell ARH Hospital IN $84 +$0

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Quick take

  • Naab Road Surgery Center is the lowest-cost option at $30 - $54 below the state median, just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $84, and it's often lower than what insurance pays before your deductible is satisfied.
  • Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.

Indiana has one of the most concentrated hospital markets in the Midwest, which the FTC has previously flagged as insufficiently competitive. Indiana University Health and Ascension St. Vincent hold significant combined market share in Indianapolis. The lack of robust competition is reflected in commercial reimbursement rates that run above the Midwest average. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.

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Why prices vary - and what it means for your coverage

A small number of hospitals (1) report prices above $330, including Hendricks Regional Health at $422, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $56 versus $155 inpatient (about 2.8× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$84
Deductible met - 20% coinsurance ~$17
Out-of-network provider $185+

Frequently asked questions: X-ray costs in Indianapolis, IN

How much does an X-ray cost in Indianapolis, IN?

Across 17 Indianapolis, IN hospitals that publish prices, an X-ray ranges from $27 to $422, with a median of $84. Most facilities fall between $38 and $155. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an X-ray in Indianapolis, IN?

Based on declared prices, the lowest-cost facility in our Indianapolis, IN data is Riverview Health in Noblesville at about $27. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is an X-ray so much cheaper at some Indianapolis, IN hospitals?

Prices vary up to 15.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Indianapolis, IN, the median cash (self-pay) price is $84 versus a median negotiated rate of $25 - about 3.4× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an X-ray in Indianapolis, IN?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published June 12, 2026

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