CostKits Healthcare, Organized
Login
Home Tools Procedure Costs Learn
Reviewed by John Caruso, FSA, MAAA • Data last updated

Ovarian Cyst Removal Cost in Illinois (2026): Average Prices & What You'll Pay

What does a ovarian cyst removal cost in Illinois?

You could pay $1,680 or $6,478 for the same ovarian cyst removal in Illinois - depending entirely on which facility you choose. The median cash price across 101 reporting hospitals is $3,820. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where ovarian cyst removal costs vary in Illinois

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a ovarian cyst removal depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Cyst only or more: Removing only the cyst is a different procedure from removing the whole ovary.
  • ✓ Separate bills: Surgeon, anesthesia and facility are billed separately.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
  • ✓ A real patient billing breakdown, line by line

Free for patients - takes 30 seconds to get.

We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.

Cheapest Ovarian Cyst Removal Providers in Illinois

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($3,820)
1 Jersey Community Hospital Jerseyville, IL $1,018 $2,802 below
2 MacNeal Hospital Berwyn, IL $1,046 $2,774 below
3 Gottlieb Memorial Hospital Melrose Park, IL $1,074 $2,746 below
4 University of Illinois Hospital & Clinics Chicago, IL $1,186 $2,634 below
5 John H. Stroger, Jr. Hospital Chicago, IL $1,193 $2,627 below
6 Alexian Brothers Medical Center IL $1,232 $2,588 below
7 St. Alexius Medical Center IL $1,232 $2,588 below
8 MercyOne Genesis Silvis Medical Center Silvis, IL $1,254 $2,566 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Jersey Community Hospital is the lowest-cost option at $1,018 - $2,802 below the median posted price ($3,820), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $3,441, and it's often lower than what insurance pays before your deductible is satisfied.
  • Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
Ovarian cyst removal prices by coverage in Illinois, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$6,176 to $6,176$6,176
With insurance (commercial, average)74$1,259 to $12,700$6,760
Without insurance (cash price)101$926 to $8,818$3,441
Blue Cross and Blue Shield of Illinois34$1,274 to $11,046$4,743
UnitedHealthcare61$776 to $14,951$6,479
Aetna36$835 to $12,260$4,461
Cigna20$780 to $3,097$892

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does an ovarian cyst removal cost with Medicare in Illinois?

Medicare's national hospital outpatient payment for ovarian cyst removal is about $6,176 to $6,176 (typically near $6,176). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $1,235 on a $6,176 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does an ovarian cyst removal cost with insurance in Illinois?

Across 74 Illinois hospitals, the negotiated rates commercial insurers pay for ovarian cyst removal average $1,259 to $12,700 per hospital, with a median near $6,760. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does an ovarian cyst removal cost without insurance in Illinois?

Cash (self-pay) prices for ovarian cyst removal at 101 Illinois hospitals range from $926 to $8,818, with a median of $3,441. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does an ovarian cyst removal cost with Blue Cross and Blue Shield of Illinois?

Blue Cross and Blue Shield of Illinois negotiated rates for ovarian cyst removal at 34 Illinois hospitals range from $1,274 to $11,046, with a median near $4,743. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does an ovarian cyst removal cost with UnitedHealthcare in Illinois?

UnitedHealthcare negotiated rates for ovarian cyst removal at 61 Illinois hospitals range from $776 to $14,951, with a median near $6,479. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does an ovarian cyst removal cost with Aetna in Illinois?

Aetna negotiated rates for ovarian cyst removal at 36 Illinois hospitals range from $835 to $12,260, with a median near $4,461. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does an ovarian cyst removal cost with Cigna in Illinois?

Cigna negotiated rates for ovarian cyst removal at 20 Illinois hospitals range from $780 to $3,097, with a median near $892. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for ovarian cyst removal

The same ovarian cyst removal bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,720–$42,727
  • Facility fee $755–$39,911
  • Professional fee $965–$2,816

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$1,720–$9,041
  • Facility fee $755–$6,225
  • Professional fee $965–$2,816

Estimated from CMS fee schedules + commercial rate multipliers

Illinois presents two distinct markets: Chicago (highly competitive, high commercial rates, major academic medical centers) and downstate (lower density, smaller regional systems, lower rates). Northwestern Medicine, Advocate Aurora Health, and Rush University Medical Center compete aggressively in the Chicago market. Downstate Illinois prices typically run 20–35% below Chicago-area rates for identical services.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (7) report prices above $14,092, including Northern Illinois Medical Center DBA Northwestern Medicine McHenry Hospital at $23,008, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $4,156 versus $1,254 inpatient, so where a procedure happens often matters more than which hospital you pick.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$3,820
Deductible met - 20% coinsurance ~$764
Out-of-network provider $8,404+

Frequently asked questions: ovarian cyst removal costs in Illinois

How much does an ovarian cyst removal cost in Illinois?

The typical insurer-negotiated rate is $1,726, with most facilities between $711 and $4,061 (based on 101 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Illinois hospitals run $926–$8,818; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an ovarian cyst removal in Illinois?

Based on declared prices, the lowest posted price in our Illinois data is Jersey Community Hospital in Jerseyville at about $1,018. By metro, Rockford has the lowest median ($3,626). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is an ovarian cyst removal so much cheaper at some Illinois hospitals?

Typical prices vary about 5.7× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Illinois, the median cash (self-pay) price is $3,441 versus a median negotiated rate of $6,760 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an ovarian cyst removal in Illinois?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Illinois

Ovarian Cyst Removal, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Illinois

Urology and women's health

Imaging and scans

Heart and cardiac tests

Sleep and breathing tests

Scopes and screening

Bone, joint and pain

General surgery

Lab tests

Ear, nose and throat

Eye care

Infusions

Emergency care

Interested in understanding healthcare costs and managing your medical expenses?

About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

Connect on LinkedIn →

Ready to take control of your healthcare costs?

Use the free cost estimator →  ·  Get your bill screened for free →  ·  See the family plan →

Published October 29, 2026 · Updated October 29, 2026

Track Your Healthcare Costs

Create a free account to save procedures, compare prices, and analyze future medical bills.