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Reviewed by John Caruso, FSA, MAAA • Data last updated

Treadmill Stress Test Cost in Illinois (2026): Average Prices & What You'll Pay

What does a treadmill stress test cost in Illinois?

The same treadmill stress test in Illinois might cost you $231 at one facility and $515 at another - the building you walk into drives the difference. The median cash price across 114 reporting hospitals is $385. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Three low-priced facilities in Illinois, from hospital price files

  • Edward Hospital · Naperville, IL $130
  • Elmhurst Memorial Hospital · Elmhurst, IL $130
  • Carle Eureka Hospital · Eureka, IL $133

All 114 facilities are listed below, free.

Where treadmill stress test costs vary in Illinois

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a treadmill stress test depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Global vs. split billing: Some hospitals report one price for the whole test, while others report only the tracing, with the doctor billing the supervision and report separately.
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Cheapest Treadmill Stress Test Providers in Illinois

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($385)
1 Edward Hospital Naperville, IL $130 $255 below
2 Elmhurst Memorial Hospital Elmhurst, IL $130 $255 below
3 Carle Eureka Hospital Eureka, IL $133 $252 below
4 Resilience Healthcare West Suburban Medical Center LLC Oak Park, IL $139 $246 below
5 Presence Chicago Hospitals Network IL $156 $229 below
6 Touchette Regional Hospital IL $159 $226 below
7 MacNeal Hospital Berwyn, IL $168 $217 below
8 Gottlieb Memorial Hospital Melrose Park, IL $168 $217 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Edward Hospital is the lowest-cost option at $130 - $255 below the median posted price ($385), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $385, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Treadmill stress test prices by coverage in Illinois, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$221 to $221$221
With insurance (commercial, average)81$199 to $1,121$369
Without insurance (cash price)115$130 to $1,292$385
Blue Cross and Blue Shield of Illinois75$123 to $1,223$372
Aetna59$182 to $1,813$507
UnitedHealthcare56$127 to $1,129$336
Cigna48$191 to $1,694$602

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a treadmill stress test cost with Medicare in Illinois?

Medicare's national hospital outpatient payment for treadmill stress test is about $221 to $221 (typically near $221). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $44 on a $221 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a treadmill stress test cost with insurance in Illinois?

Across 81 Illinois hospitals, the negotiated rates commercial insurers pay for treadmill stress test average $199 to $1,121 per hospital, with a median near $369. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a treadmill stress test cost without insurance in Illinois?

Cash (self-pay) prices for treadmill stress test at 115 Illinois hospitals range from $130 to $1,292, with a median of $385. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a treadmill stress test cost with Blue Cross and Blue Shield of Illinois?

Blue Cross and Blue Shield of Illinois negotiated rates for treadmill stress test at 75 Illinois hospitals range from $123 to $1,223, with a median near $372. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a treadmill stress test cost with Aetna in Illinois?

Aetna negotiated rates for treadmill stress test at 59 Illinois hospitals range from $182 to $1,813, with a median near $507. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a treadmill stress test cost with UnitedHealthcare in Illinois?

UnitedHealthcare negotiated rates for treadmill stress test at 56 Illinois hospitals range from $127 to $1,129, with a median near $336. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a treadmill stress test cost with Cigna in Illinois?

Cigna negotiated rates for treadmill stress test at 48 Illinois hospitals range from $191 to $1,694, with a median near $602. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for treadmill stress test

The same treadmill stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$135–$3,405
  • Facility fee $78–$3,113
  • Professional fee $57–$292

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$157–$1,859
  • Facility fee $100–$1,567
  • Professional fee $57–$292

Estimated from CMS fee schedules + commercial rate multipliers

Illinois presents two distinct markets: Chicago (highly competitive, high commercial rates, major academic medical centers) and downstate (lower density, smaller regional systems, lower rates). Northwestern Medicine, Advocate Aurora Health, and Rush University Medical Center compete aggressively in the Chicago market. Downstate Illinois prices typically run 20–35% below Chicago-area rates for identical services.

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Why prices vary - and what it means for your coverage

A small number of hospitals (3) report prices above $1,738, including AMERICAN HEALTHCARE SYSTEMS ILLINOIS LLC at $3,113, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $385 versus $965 inpatient (about 2.5× more), so where a procedure happens often matters more than which hospital you pick.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$385
Deductible met - 20% coinsurance ~$77
Out-of-network provider $847+

Frequently asked questions: treadmill stress test costs in Illinois

How much does a treadmill stress test cost in Illinois?

The typical insurer-negotiated rate is $168, with most facilities between $71 and $231 (based on 113 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Illinois hospitals run $130–$1,292; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a treadmill stress test in Illinois?

Based on declared prices, the lowest posted price in our Illinois data is Edward Hospital in Naperville at about $130. By metro, Elgin has the lowest median ($266).

Why is a treadmill stress test so much cheaper at some Illinois hospitals?

Typical prices vary about 3.3× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Illinois, the median cash (self-pay) price is $385 versus a median negotiated rate of $369 - about 1× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a treadmill stress test in Illinois?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Illinois

Treadmill Stress Test, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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