CostKits Healthcare, Organized
Login
Home Tools Procedure Costs Learn
Reviewed by John Caruso, FSA, MAAA • Data last updated

Metabolic Panel Cost in Illinois (2026): Average Prices & What You'll Pay

What does a metabolic panel cost in Illinois?

You could pay $11 or $183 for the same metabolic panel in Illinois - depending entirely on which facility you choose. The median cash price across 150 reporting hospitals is $107. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where metabolic panel costs vary in Illinois

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a metabolic panel depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Where the blood is tested: Hospital labs, independent labs and doctor-office labs charge very different prices for the same panel.
  • ✓ CMP vs. basic panel: The basic metabolic panel is a smaller, differently priced test and is not included here.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
  • ✓ A real patient billing breakdown, line by line

Free for patients - takes 30 seconds to get.

We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.

Cheapest Metabolic Panel Providers in Illinois

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($107)
1 Midwestern Regional Medical Center, Inc. Zion, IL $29 $78 below
2 Hoopeston Community Memorial Hospital Hoopeston, IL $34 $73 below
3 Saint Anthony Hospital Chicago, IL $36 $71 below
4 MacNeal Hospital Berwyn, IL $38 $69 below
5 Rush Specialty Hospital, LLC Chicago, IL $44 $63 below
6 The Carle Foundation Hospital Urbana, IL $44 $63 below
7 Midwest Medical Center Galena, IL $56 $51 below
8 Blessing Hospital Quincy, IL $61 $46 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Midwestern Regional Medical Center, Inc. is the lowest-cost option at $29 - $78 below the median posted price ($107), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $107, and it's often lower than what insurance pays before your deductible is satisfied.
  • Independent and doctor-office labs often charge much less than hospital labs for the same test and may not appear in this hospital-only dataset. Ask where your plan sends lab work.
Metabolic panel prices by coverage in Illinois, October 2026
CoverageHospitals with a rateTypical rangeMedian
With insurance (commercial, average)100$13 to $232$59
Without insurance (cash price)152$10 to $306$107
Blue Cross and Blue Shield of Illinois85$11 to $220$50
Aetna81$12 to $260$57
UnitedHealthcare79$11 to $364$13
Cigna72$14 to $297$48

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a metabolic panel cost with insurance in Illinois?

Across 100 Illinois hospitals, the negotiated rates commercial insurers pay for metabolic panel average $13 to $232 per hospital, with a median near $59. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a metabolic panel cost without insurance in Illinois?

Cash (self-pay) prices for metabolic panel at 152 Illinois hospitals range from $10 to $306, with a median of $107. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a metabolic panel cost with Blue Cross and Blue Shield of Illinois?

Blue Cross and Blue Shield of Illinois negotiated rates for metabolic panel at 85 Illinois hospitals range from $11 to $220, with a median near $50. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a metabolic panel cost with Aetna in Illinois?

Aetna negotiated rates for metabolic panel at 81 Illinois hospitals range from $12 to $260, with a median near $57. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a metabolic panel cost with UnitedHealthcare in Illinois?

UnitedHealthcare negotiated rates for metabolic panel at 79 Illinois hospitals range from $11 to $364, with a median near $13. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a metabolic panel cost with Cigna in Illinois?

Cigna negotiated rates for metabolic panel at 72 Illinois hospitals range from $14 to $297, with a median near $48. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for metabolic panel

The same metabolic panel bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$6–$452
  • Facility fee $6–$452

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$7–$380
  • Facility fee $7–$380

Estimated from CMS fee schedules + commercial rate multipliers

Illinois presents two distinct markets: Chicago (highly competitive, high commercial rates, major academic medical centers) and downstate (lower density, smaller regional systems, lower rates). Northwestern Medicine, Advocate Aurora Health, and Rush University Medical Center compete aggressively in the Chicago market. Downstate Illinois prices typically run 20–35% below Chicago-area rates for identical services.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

Setting matters too: the median outpatient price is $107 versus $153 inpatient (about 1.4× more), so where a procedure happens often matters more than which hospital you pick.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$107
Deductible met - 20% coinsurance ~$21
Out-of-network provider $235+

Frequently asked questions: metabolic panel costs in Illinois

How much does a metabolic panel cost in Illinois?

The typical insurer-negotiated rate is $10, with most facilities between $9 and $13 (based on 139 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Illinois hospitals run $10–$306; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a metabolic panel in Illinois?

Based on declared prices, the lowest posted price in our Illinois data is Midwestern Regional Medical Center, Inc. in Zion at about $29. By metro, Rockford has the lowest median ($10).

Why is a metabolic panel so much cheaper at some Illinois hospitals?

Typical prices vary about 1.4× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Illinois, the median cash (self-pay) price is $107 versus a median negotiated rate of $59 - about 1.8× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a metabolic panel in Illinois?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Illinois

Metabolic Panel, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Illinois

Lab tests

Imaging and scans

Heart and cardiac tests

Sleep and breathing tests

Scopes and screening

Bone, joint and pain

General surgery

Ear, nose and throat

Urology and women's health

Eye care

Infusions

Emergency care

Interested in understanding healthcare costs and managing your medical expenses?

About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

Connect on LinkedIn →

Ready to take control of your healthcare costs?

Use the free cost estimator →  ·  Get your bill screened for free →  ·  See the family plan →

Published October 29, 2026 · Updated October 29, 2026

Track Your Healthcare Costs

Create a free account to save procedures, compare prices, and analyze future medical bills.