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Reviewed by John Caruso, FSA, MAAA • Data last updated

Heart Catheterization Cost in Illinois (2026): Average Prices & What You'll Pay

What does a heart catheterization cost in Illinois?

You could pay $2,823 or $4,175 for the same heart catheterization in Illinois - depending entirely on which facility you choose. The median cash price across 113 reporting hospitals is $3,474. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where heart catheterization costs vary in Illinois

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a heart catheterization depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Diagnostic vs. treatment: If a blockage is treated during the same visit (a stent, for example), the bill moves to a different and much higher-priced procedure.
  • ✓ Supplies and recovery: Catheters, contrast dye and the recovery room are billed as separate lines at many hospitals.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
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Cheapest Heart Catheterization Providers in Illinois

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($3,474)
1 Gottlieb Memorial Hospital Melrose Park, IL $1,573 $1,901 below
2 MercyOne Genesis Aledo Medical Center Aledo, IL $1,694 $1,780 below
3 Northwest Community Hospital Arlington Heights, IL $1,757 $1,717 below
4 Loyola University Medical Center Maywood, IL $1,905 $1,569 below
5 Silver Cross Hospital IL $2,008 $1,466 below
6 Resilience Healthcare West Suburban Medical Center LLC Oak Park, IL $2,025 $1,449 below
7 MOUNT SINAI HOSPITAL MEDICAL CENTER IL $2,040 $1,434 below
8 Holy Cross Hospital IL $2,040 $1,434 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Gottlieb Memorial Hospital is the lowest-cost option at $1,573 - $1,901 below the median posted price ($3,474), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $3,474, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Heart catheterization prices by coverage in Illinois, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$3,312 to $3,312$3,312
With insurance (commercial, average)90$998 to $9,655$5,577
Without insurance (cash price)108$1,977 to $8,851$3,474
Blue Cross and Blue Shield of Illinois71$873 to $9,654$4,338
UnitedHealthcare73$2,024 to $12,241$5,350
Aetna71$1,173 to $10,750$4,899
Cigna47$600 to $9,201$4,754

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a heart catheterization cost with Medicare in Illinois?

Medicare's national hospital outpatient payment for heart catheterization is about $3,312 to $3,312 (typically near $3,312). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $662 on a $3,312 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a heart catheterization cost with insurance in Illinois?

Across 90 Illinois hospitals, the negotiated rates commercial insurers pay for heart catheterization average $998 to $9,655 per hospital, with a median near $5,577. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a heart catheterization cost without insurance in Illinois?

Cash (self-pay) prices for heart catheterization at 108 Illinois hospitals range from $1,977 to $8,851, with a median of $3,474. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a heart catheterization cost with Blue Cross and Blue Shield of Illinois?

Blue Cross and Blue Shield of Illinois negotiated rates for heart catheterization at 71 Illinois hospitals range from $873 to $9,654, with a median near $4,338. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a heart catheterization cost with UnitedHealthcare in Illinois?

UnitedHealthcare negotiated rates for heart catheterization at 73 Illinois hospitals range from $2,024 to $12,241, with a median near $5,350. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a heart catheterization cost with Aetna in Illinois?

Aetna negotiated rates for heart catheterization at 71 Illinois hospitals range from $1,173 to $10,750, with a median near $4,899. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a heart catheterization cost with Cigna in Illinois?

Cigna negotiated rates for heart catheterization at 47 Illinois hospitals range from $600 to $9,201, with a median near $4,754. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for heart catheterization

The same heart catheterization bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,273–$26,036
  • Facility fee $40–$20,800
  • Professional fee $1,233–$5,236

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$1,322–$12,730
  • Facility fee $89–$7,494
  • Professional fee $1,233–$5,236

Estimated from CMS fee schedules + commercial rate multipliers

Illinois presents two distinct markets: Chicago (highly competitive, high commercial rates, major academic medical centers) and downstate (lower density, smaller regional systems, lower rates). Northwestern Medicine, Advocate Aurora Health, and Rush University Medical Center compete aggressively in the Chicago market. Downstate Illinois prices typically run 20–35% below Chicago-area rates for identical services.

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Why prices vary - and what it means for your coverage

A small number of hospitals (9) report prices above $10,186, including AMERICAN HEALTHCARE SYSTEMS ILLINOIS LLC at $20,800, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $3,466 versus $2,460 inpatient, so where a procedure happens often matters more than which hospital you pick.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$3,474
Deductible met - 20% coinsurance ~$695
Out-of-network provider $7,643+

Frequently asked questions: heart catheterization costs in Illinois

How much does a heart catheterization cost in Illinois?

The typical insurer-negotiated rate is $2,008, with most facilities between $663 and $2,950 (based on 109 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Illinois hospitals run $1,977–$8,851; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a heart catheterization in Illinois?

Based on declared prices, the lowest posted price in our Illinois data is Gottlieb Memorial Hospital in Melrose Park at about $1,573. By metro, Evanston has the lowest median ($3,398).

Why is a heart catheterization so much cheaper at some Illinois hospitals?

Typical prices vary about 4.4× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Illinois, the median cash (self-pay) price is $3,474 versus a median negotiated rate of $5,577 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a heart catheterization in Illinois?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

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Heart Catheterization, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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