Cataract Surgery Cost in Illinois (2026): Average Prices & What You'll Pay

What does a cataract surgery cost in Illinois?

The same cataract surgery in Illinois might cost you $1,327 at one facility and $3,301 at another — the building you walk into drives the difference. The median cash price across 64 reporting hospitals is $1,663. These figures come straight from hospital price transparency files published under federal law.

Location within the state matters too: Naperville has the lowest metro median ($380) while Oak Lawn runs highest ($3,447) — a 9.1× difference inside Illinois alone. The same cataract surgery that costs $380 at Endeavor Health Edward Hospital in Naperville reaches $18,102 at Advocate Trinity Hospital in Chicago — a 47.6× gap across the 64 Illinois hospitals reporting prices. A typical Illinois facility lands around $1,663 — most sit in the $1,112–$3,301 band. There's a gap between the sticker and the real price here: a median cash quote of $1,663 sits above the $1,656 insurers negotiate.

Where cataract surgery costs vary in Illinois

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Estimate YOUR exact out-of-pocket cost →

The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.

→ Compare all procedure costs   → Cataract Surgery costs nationwide

Check YOUR hospital's pricing → Estimate YOUR exact cost →

Lower-cost options in Illinois start around $1,112 or below. Most hospitals cluster between $1,112 and $3,447. A smaller group reports prices above that — often academic medical centers or high-cost markets.

If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: Ferrell Hospital Community Foundation in Eldorado (cash price from $511); Ingalls Memorial Hospital in Harvey (cash price from $523); Advocate Trinity Hospital in Chicago (cash price from $569). These are declared cash prices — contact each facility for a formal quote before scheduling.

Illinois Cataract Surgery prices by facility

All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.

Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.

Received a bill? Check it for errors → Estimate YOUR cost before you go →

Compare other procedures in Illinois:

• Appendectomy Cost in Illinois
• Childbirth Cost in Illinois

Where you can save the most on cataract surgery in Illinois

These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.

Most expensive cataract surgery providers in Illinois

These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.

Why prices vary this much

A small number of hospitals (1) report very high prices above $6,950, which drives much of the overall price range. Excluding these, most facilities cluster in a significantly tighter band.

Setting drives much of the gap in Illinois: the median outpatient price is $1,663 versus $1,143 inpatient, so where a procedure is performed often matters more than which hospital you choose. Of the Illinois facilities reporting prices, 16 fall in a low-cost tier (up to $1,112) while 19 sit in a high-cost tier ($3,447 and up) — a lower-priced option almost always exists within the same state.

Among the cities with the most reporting hospitals, Chicago has a median reported price of $1,663 across 9 facilities, while facilities in Naperville tend to report lower prices (median: $380). City-level variation within a state often reflects local market structure, not procedure complexity.

The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.

Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it

How insurance changes what you actually pay

Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.

Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)

Compare cataract surgery costs in nearby states

• Wisconsin
• Iowa
• Indiana
• Missouri

Frequently asked questions: cataract surgery costs in Illinois

How much does a cataract surgery cost in Illinois?

Across 64 Illinois hospitals that publish prices, a cataract surgery ranges from $380 to $18,102, with a median of $1,663. Most facilities fall between $1,112 and $3,301. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cataract surgery in Illinois?

Based on declared prices, the lowest-cost facility in our Illinois data is Endeavor Health Edward Hospital in Naperville at about $380. By metro, Naperville has the lowest median ($380). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.

Why is a cataract surgery so much cheaper at some Illinois hospitals?

Prices vary up to 47.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Illinois, the median cash (self-pay) price is $1,663 versus a median negotiated rate of $1,656 — about 1× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cataract surgery in Illinois?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Explore all cataract surgery cost data

→ See cataract surgery costs across all states