Cataract Surgery Cost in Illinois (2026): Average Prices & What You'll Pay

What does a cataract surgery cost in Illinois?

The same cataract surgery in Illinois might cost you $1,327 at one facility and $3,301 at another - the building you walk into drives the difference. The median cash price across 64 reporting hospitals is $1,663. These figures come straight from hospital price transparency files published under federal law.

Where cataract surgery costs vary in Illinois

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

26+ people checked prices near them this month.

Illinois presents two distinct markets: Chicago (highly competitive, high commercial rates, major academic medical centers) and downstate (lower density, smaller regional systems, lower rates). Northwestern Medicine, Advocate Aurora Health, and Rush University Medical Center compete aggressively in the Chicago market. Downstate Illinois prices typically run 20–35% below Chicago-area rates for identical services. Medicare covers cataract surgery at a defined allowed amount wage-adjusted for your location - the main cost variable isn't geography but lens type. Standard monofocal lenses are fully covered; premium multifocal or toric lenses add $1,500–$3,000 per eye out-of-pocket regardless of insurance. Ambulatory surgery centers consistently charge less than hospital outpatient departments for the identical procedure.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (1) report prices above $6,950, including Lawrence County Memorial Hospital at $9,606, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,663 versus $1,143 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Frequently asked questions: cataract surgery costs in Illinois

How much does a cataract surgery cost in Illinois?

Across 64 Illinois hospitals that publish prices, a cataract surgery ranges from $380 to $18,102, with a median of $1,663. Most facilities fall between $1,112 and $3,301. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cataract surgery in Illinois?

Based on declared prices, the lowest-cost facility in our Illinois data is Endeavor Health Edward Hospital in Naperville at about $380. By metro, Naperville has the lowest median ($380). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a cataract surgery so much cheaper at some Illinois hospitals?

Prices vary up to 47.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Illinois, the median cash (self-pay) price is $1,663 versus a median negotiated rate of $1,656 - about 1× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cataract surgery in Illinois?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).