Knee Arthroscopy Cost in New York (2026): Average Prices & What You'll Pay
What does a knee arthroscopy cost in New York?
You could pay $1,111 or $3,342 for the same knee arthroscopy in New York - depending entirely on which facility you choose. The median cash price across 108 reporting hospitals is $1,869. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where knee arthroscopy costs vary in New York
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a knee arthroscopy depends on where you go and what is billed separately. Most patients find out after.
Your personalized cost report includes:
- ✓ What is done inside the knee: Trimming a meniscus, repairing it, or removing loose tissue are different procedures with different prices.
- ✓ Surgery center or hospital: Ambulatory surgery centers and hospital outpatient departments price the same surgery differently.
- ✓ Which bills usually arrive separately, and which providers to check are in-network
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Cheapest Knee Arthroscopy Providers in New York
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($1,869) |
|---|---|---|---|---|
| 1 | Montefiore Medical Center | Bronx, NY | $771 | $1,098 below |
| 2 | Clifton Springs Hospital And Clinic | Clifton Springs, NY | $776 | $1,093 below |
| 3 | Cuba Memorial Hospital | Cuba, NY | $777 | $1,092 below |
| 4 | Kaleida Health | Buffalo, NY | $779 | $1,090 below |
| 5 | Nyack Hospital | Nyack, NY | $779 | $1,090 below |
| 6 | St. Barnabas Hospital | Bronx, NY | $781 | $1,088 below |
| 7 | WESTFIELD MEMORIAL HOSPITAL INC | Westfield, NY | $783 | $1,086 below |
| 8 | River Hospital, Inc | Alexandria Bay, NY | $789 | $1,080 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Montefiore Medical Center is the lowest-cost option at $771 - $1,098 below the median posted price ($1,869), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $1,933, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $3,343 to $3,343 | $3,343 |
| With insurance (commercial, average) | 103 | $522 to $6,740 | $2,383 |
| Without insurance (cash price) | 124 | $772 to $7,531 | $1,933 |
| Empire BlueCross BlueShield | 91 | $494 to $7,585 | $2,419 |
| Aetna | 74 | $267 to $8,625 | $1,897 |
| UnitedHealthcare | 74 | $511 to $8,765 | $2,351 |
| Cigna | 58 | $654 to $7,188 | $3,827 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a knee arthroscopy cost with Medicare in New York?
Medicare's national hospital outpatient payment for knee arthroscopy is about $3,343 to $3,343 (typically near $3,343). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $669 on a $3,343 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a knee arthroscopy cost with insurance in New York?
Across 103 New York hospitals, the negotiated rates commercial insurers pay for knee arthroscopy average $522 to $6,740 per hospital, with a median near $2,383. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a knee arthroscopy cost without insurance in New York?
Cash (self-pay) prices for knee arthroscopy at 124 New York hospitals range from $772 to $7,531, with a median of $1,933. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a knee arthroscopy cost with Empire BlueCross BlueShield in New York?
Empire BlueCross BlueShield negotiated rates for knee arthroscopy at 91 New York hospitals range from $494 to $7,585, with a median near $2,419. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a knee arthroscopy cost with Aetna in New York?
Aetna negotiated rates for knee arthroscopy at 74 New York hospitals range from $267 to $8,625, with a median near $1,897. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a knee arthroscopy cost with UnitedHealthcare in New York?
UnitedHealthcare negotiated rates for knee arthroscopy at 74 New York hospitals range from $511 to $8,765, with a median near $2,351. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a knee arthroscopy cost with Cigna in New York?
Cigna negotiated rates for knee arthroscopy at 58 New York hospitals range from $654 to $7,188, with a median near $3,827. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for knee arthroscopy
The same knee arthroscopy bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $311–$24,351
- Professional fee $630–$3,368
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $781–$9,280
- Professional fee $630–$3,368
Estimated from CMS fee schedules + commercial rate multipliers
New York has some of the highest hospital prices in the country, driven by extreme labor costs, regulatory complexity, and the dominance of large academic medical systems - NewYork-Presbyterian, NYU Langone, Northwell, and Mount Sinai all command substantial commercial rate premiums. Upstate New York prices are substantially lower than the NYC metro area. The No Surprises Act and state-level billing protections apply, but the baseline rates themselves remain among the nation's highest.
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Why prices vary - and what it means for your coverage
A small number of hospitals (13) report prices above $8,262, including Brooklyn Hospital Center at Downtown Campus at $16,411, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,869 versus $6,144 inpatient (about 3.3× more), so where a procedure happens often matters more than which hospital you pick.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$1,869 |
| Deductible met - 20% coinsurance | ~$374 |
| Out-of-network provider | $4,112+ |
Frequently asked questions: knee arthroscopy costs in New York
How much does a knee arthroscopy cost in New York?
The typical insurer-negotiated rate is $656, with most facilities between $344 and $1,431 (based on 108 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of New York hospitals run $772–$7,531; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a knee arthroscopy in New York?
Based on declared prices, the lowest posted price in our New York data is Montefiore Medical Center in Bronx at about $771. By metro, Buffalo has the lowest median ($1,042). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a knee arthroscopy so much cheaper at some New York hospitals?
Typical prices vary about 4.2× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New York, the median cash (self-pay) price is $1,933 versus a median negotiated rate of $2,383 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a knee arthroscopy in New York?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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