Carpal Tunnel Surgery Cost in New York (2026): Average Prices & What You'll Pay
What does a carpal tunnel surgery cost in New York?
The same carpal tunnel surgery in New York might cost you $687 at one facility and $1,795 at another - the building you walk into drives the difference. The median cash price across 115 reporting hospitals is $1,114. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where carpal tunnel surgery costs vary in New York
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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What you pay for a carpal tunnel surgery depends on where you go and what is billed separately. Most patients find out after.
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Cheapest Carpal Tunnel Surgery Providers in New York
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($1,114) |
|---|---|---|---|---|
| 1 | Montefiore Mount Vernon Hospital | Mount Vernon, NY | $447 | $667 below |
| 2 | The Unity Hospital of Rochester | Rochester, NY | $449 | $665 below |
| 3 | OUR LADY OF LOURDES MEMORIAL HOSPITAL INC. Doing Business As: LOURDES | Binghamton, NY | $454 | $660 below |
| 4 | Richmond Medical Center | Staten Island, NY | $454 | $660 below |
| 5 | The Mount Sinai Hospital | New York, NY | $460 | $654 below |
| 6 | Mount Sinai Morningside | New York, NY | $460 | $654 below |
| 7 | New York Eye and Ear Infirmary of Mount Sinai | New York, NY | $460 | $654 below |
| 8 | Aurelia Osborn Fox Memorial Society | One Norton Ave Oneonta, NY | $471 | $643 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Montefiore Mount Vernon Hospital is the lowest-cost option at $447 - $667 below the median posted price ($1,114), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $1,114, and it's often lower than what insurance pays before your deductible is satisfied.
- This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $1,678 to $1,960 | $1,819 |
| With insurance (commercial, average) | 107 | $468 to $4,978 | $2,031 |
| Without insurance (cash price) | 133 | $431 to $5,823 | $1,114 |
| Empire BlueCross BlueShield | 97 | $382 to $6,046 | $1,989 |
| Aetna | 80 | $424 to $7,235 | $1,960 |
| UnitedHealthcare | 79 | $393 to $7,870 | $1,754 |
| Cigna | 74 | $521 to $6,805 | $3,670 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a carpal tunnel surgery cost with Medicare in New York?
Medicare's national hospital outpatient payment for carpal tunnel surgery is about $1,678 to $1,960 (typically near $1,819). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $364 on a $1,819 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a carpal tunnel surgery cost with insurance in New York?
Across 107 New York hospitals, the negotiated rates commercial insurers pay for carpal tunnel surgery average $468 to $4,978 per hospital, with a median near $2,031. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a carpal tunnel surgery cost without insurance in New York?
Cash (self-pay) prices for carpal tunnel surgery at 133 New York hospitals range from $431 to $5,823, with a median of $1,114. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a carpal tunnel surgery cost with Empire BlueCross BlueShield in New York?
Empire BlueCross BlueShield negotiated rates for carpal tunnel surgery at 97 New York hospitals range from $382 to $6,046, with a median near $1,989. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a carpal tunnel surgery cost with Aetna in New York?
Aetna negotiated rates for carpal tunnel surgery at 80 New York hospitals range from $424 to $7,235, with a median near $1,960. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a carpal tunnel surgery cost with UnitedHealthcare in New York?
UnitedHealthcare negotiated rates for carpal tunnel surgery at 79 New York hospitals range from $393 to $7,870, with a median near $1,754. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a carpal tunnel surgery cost with Cigna in New York?
Cigna negotiated rates for carpal tunnel surgery at 74 New York hospitals range from $521 to $6,805, with a median near $3,670. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for carpal tunnel surgery
The same carpal tunnel surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $401–$12,043
- Professional fee $668–$2,088
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $418–$8,404
- Professional fee $668–$2,088
Estimated from CMS fee schedules + commercial rate multipliers
New York has some of the highest hospital prices in the country, driven by extreme labor costs, regulatory complexity, and the dominance of large academic medical systems - NewYork-Presbyterian, NYU Langone, Northwell, and Mount Sinai all command substantial commercial rate premiums. Upstate New York prices are substantially lower than the NYC metro area. The No Surprises Act and state-level billing protections apply, but the baseline rates themselves remain among the nation's highest.
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Why prices vary - and what it means for your coverage
A small number of hospitals (18) report prices above $3,864, including Hospital for Special Surgery at $12,043, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,114 versus $866 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$1,114 |
| Deductible met - 20% coinsurance | ~$223 |
| Out-of-network provider | $2,451+ |
Frequently asked questions: carpal tunnel surgery costs in New York
How much does a carpal tunnel surgery cost in New York?
The typical insurer-negotiated rate is $615, with most facilities between $312 and $1,102 (based on 115 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of New York hospitals run $431–$5,823; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a carpal tunnel surgery in New York?
Based on declared prices, the lowest posted price in our New York data is Montefiore Mount Vernon Hospital in Mount Vernon at about $447. By metro, Buffalo has the lowest median ($888). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a carpal tunnel surgery so much cheaper at some New York hospitals?
Typical prices vary about 3.5× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New York, the median cash (self-pay) price is $1,114 versus a median negotiated rate of $2,031 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a carpal tunnel surgery in New York?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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