Treadmill Stress Test Cost in New York (2026): Average Prices & What You'll Pay
What does a treadmill stress test cost in New York?
The same treadmill stress test in New York might cost you $135 at one facility and $415 at another - the building you walk into drives the difference. The median cash price across 104 reporting hospitals is $201. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where treadmill stress test costs vary in New York
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a treadmill stress test depends on where you go and what is billed separately. Most patients find out after.
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Cheapest Treadmill Stress Test Providers in New York
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($201) |
|---|---|---|---|---|
| 1 | Nyack Hospital | Nyack, NY | $80 | $121 below |
| 2 | Montefiore Mount Vernon Hospital | Mount Vernon, NY | $80 | $121 below |
| 3 | Montefiore New Rochelle Hospital | New Rochelle, NY | $80 | $121 below |
| 4 | Richmond Medical Center | Staten Island, NY | $81 | $120 below |
| 5 | St. Barnabas Hospital | Bronx, NY | $82 | $119 below |
| 6 | Montefiore Medical Center | Bronx, NY | $82 | $119 below |
| 7 | New York Community Hospital of Brooklyn, Inc. | Brooklyn, NY | $83 | $118 below |
| 8 | Maimonides Medical Center | Brooklyn, NY | $83 | $118 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Nyack Hospital is the lowest-cost option at $80 - $121 below the median posted price ($201), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $204, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $221 to $221 | $221 |
| With insurance (commercial, average) | 91 | $84 to $671 | $388 |
| Without insurance (cash price) | 109 | $81 to $1,597 | $204 |
| Empire BlueCross BlueShield | 77 | $53 to $517 | $259 |
| Aetna | 66 | $54 to $1,065 | $652 |
| Cigna | 61 | $119 to $1,230 | $808 |
| UnitedHealthcare | 49 | $35 to $838 | $218 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a treadmill stress test cost with Medicare in New York?
Medicare's national hospital outpatient payment for treadmill stress test is about $221 to $221 (typically near $221). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $44 on a $221 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a treadmill stress test cost with insurance in New York?
Across 91 New York hospitals, the negotiated rates commercial insurers pay for treadmill stress test average $84 to $671 per hospital, with a median near $388. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a treadmill stress test cost without insurance in New York?
Cash (self-pay) prices for treadmill stress test at 109 New York hospitals range from $81 to $1,597, with a median of $204. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a treadmill stress test cost with Empire BlueCross BlueShield in New York?
Empire BlueCross BlueShield negotiated rates for treadmill stress test at 77 New York hospitals range from $53 to $517, with a median near $259. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a treadmill stress test cost with Aetna in New York?
Aetna negotiated rates for treadmill stress test at 66 New York hospitals range from $54 to $1,065, with a median near $652. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a treadmill stress test cost with Cigna in New York?
Cigna negotiated rates for treadmill stress test at 61 New York hospitals range from $119 to $1,230, with a median near $808. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does a treadmill stress test cost with UnitedHealthcare in New York?
UnitedHealthcare negotiated rates for treadmill stress test at 49 New York hospitals range from $35 to $838, with a median near $218. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for treadmill stress test
The same treadmill stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $30–$2,263
- Professional fee $57–$292
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $78–$1,990
- Professional fee $57–$292
Estimated from CMS fee schedules + commercial rate multipliers
New York has some of the highest hospital prices in the country, driven by extreme labor costs, regulatory complexity, and the dominance of large academic medical systems - NewYork-Presbyterian, NYU Langone, Northwell, and Mount Sinai all command substantial commercial rate premiums. Upstate New York prices are substantially lower than the NYC metro area. The No Surprises Act and state-level billing protections apply, but the baseline rates themselves remain among the nation's highest.
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Why prices vary - and what it means for your coverage
A small number of hospitals (19) report prices above $1,202, including NewYork-Presbyterian Columbia University Irving Medical Center|NewYork-Presbyterian Weill Cornell Medical Center|NewYork-Presbyterian Brooklyn Methodist Hospital at $2,263, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $201 versus $355 inpatient (about 1.8× more), so where a procedure happens often matters more than which hospital you pick.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$201 |
| Deductible met - 20% coinsurance | ~$40 |
| Out-of-network provider | $442+ |
Frequently asked questions: treadmill stress test costs in New York
How much does a treadmill stress test cost in New York?
The typical insurer-negotiated rate is $59, with most facilities between $30 and $83 (based on 104 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of New York hospitals run $81–$1,597; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a treadmill stress test in New York?
Based on declared prices, the lowest posted price in our New York data is Nyack Hospital in Nyack at about $80. By metro, Bronx has the lowest median ($82).
Why is a treadmill stress test so much cheaper at some New York hospitals?
Typical prices vary about 2.8× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New York, the median cash (self-pay) price is $204 versus a median negotiated rate of $388 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a treadmill stress test in New York?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read an EOB line by line
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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