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Reviewed by John Caruso, FSA, MAAA • Data last updated

Treadmill Stress Test Cost in Massachusetts (2026): Average Prices & What You'll Pay

What does a treadmill stress test cost in Massachusetts?

Where you have a treadmill stress test done in Massachusetts swings the bill from $205 to $654 for identical care. The median cash price across 45 reporting hospitals is $323. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where treadmill stress test costs vary in Massachusetts

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a treadmill stress test depends on where you go and what is billed separately. Most patients find out after.

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Cheapest Treadmill Stress Test Providers in Massachusetts

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($323)
1 South Shore Hospital South Weymouth, MA $122 $201 below
2 ATHOL MEMORIAL HOSPITAL INCORPORATED Athol, MA $129 $194 below
3 HENRY HEYWOOD MEMORIAL HOSPITAL Gardner, MA $129 $194 below
4 Merrimack Health Methuen Hospital |Merrimack Health Haverhill Hospital MA $136 $187 below
5 Beth Israel Deaconess Hospital-Milton Inc Milton, MA $160 $163 below
6 Northeast Hospital Corporation Beverly, MA $177 $146 below
7 Morton Hospital and Medical Center, Inc., Lifespan of Massachusetts - Taunton Inc Taunton, MA $180 $143 below
8 The Mercy Hospital Inc Springfield, MA $184 $139 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • South Shore Hospital is the lowest-cost option at $122 - $201 below the median posted price ($323), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $323, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Treadmill stress test prices by coverage in Massachusetts, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$221 to $221$221
With insurance (commercial, average)28$173 to $723$389
Without insurance (cash price)48$121 to $1,156$323
Blue Cross Blue Shield of Massachusetts27$148 to $534$265
UnitedHealthcare15$187 to $835$277
Cigna12$241 to $1,052$668
Aetna10$48 to $1,095$734

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a treadmill stress test cost with Medicare in Massachusetts?

Medicare's national hospital outpatient payment for treadmill stress test is about $221 to $221 (typically near $221). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $44 on a $221 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a treadmill stress test cost with insurance in Massachusetts?

Across 28 Massachusetts hospitals, the negotiated rates commercial insurers pay for treadmill stress test average $173 to $723 per hospital, with a median near $389. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a treadmill stress test cost without insurance in Massachusetts?

Cash (self-pay) prices for treadmill stress test at 48 Massachusetts hospitals range from $121 to $1,156, with a median of $323. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a treadmill stress test cost with Blue Cross Blue Shield of Massachusetts?

Blue Cross Blue Shield of Massachusetts negotiated rates for treadmill stress test at 27 Massachusetts hospitals range from $148 to $534, with a median near $265. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a treadmill stress test cost with UnitedHealthcare in Massachusetts?

UnitedHealthcare negotiated rates for treadmill stress test at 15 Massachusetts hospitals range from $187 to $835, with a median near $277. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a treadmill stress test cost with Cigna in Massachusetts?

Cigna negotiated rates for treadmill stress test at 12 Massachusetts hospitals range from $241 to $1,052, with a median near $668. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How much does a treadmill stress test cost with Aetna in Massachusetts?

Aetna negotiated rates for treadmill stress test at 10 Massachusetts hospitals range from $48 to $1,095, with a median near $734. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for treadmill stress test

The same treadmill stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$145–$1,956
  • Facility fee $88–$1,664
  • Professional fee $57–$292

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$442–$1,956
  • Facility fee $385–$1,664
  • Professional fee $57–$292

Estimated from CMS fee schedules + commercial rate multipliers

Massachusetts has the highest commercial hospital reimbursement rates in the country, driven by extreme labor costs, the dominance of Mass General Brigham (Partners HealthCare), and a regulatory environment that has struggled to contain negotiated rate growth. The state has enacted multiple price transparency and rate growth laws aimed at curbing this pattern. Self-pay cash discounts in Massachusetts tend to be proportionally larger than in other high-cost states.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (1) report prices above $1,473, including UMass Memorial Medical Center at $1,664, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $264 versus $716 inpatient (about 2.7× more), so where a procedure happens often matters more than which hospital you pick.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$323
Deductible met - 20% coinsurance ~$65
Out-of-network provider $711+

Frequently asked questions: treadmill stress test costs in Massachusetts

How much does a treadmill stress test cost in Massachusetts?

The typical insurer-negotiated rate is $208, with most facilities between $114 and $258 (based on 45 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Massachusetts hospitals run $121–$1,156; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a treadmill stress test in Massachusetts?

Based on declared prices, the lowest posted price in our Massachusetts data is South Shore Hospital in South Weymouth at about $122. By metro, Boston has the lowest median ($382).

Why is a treadmill stress test so much cheaper at some Massachusetts hospitals?

Typical prices vary about 2.3× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Massachusetts, the median cash (self-pay) price is $323 versus a median negotiated rate of $389 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a treadmill stress test in Massachusetts?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Massachusetts

Treadmill Stress Test, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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