Bunion Surgery Cost in Massachusetts (2026): Average Prices & What You'll Pay
What does a bunion surgery cost in Massachusetts?
Where you have a bunion surgery done in Massachusetts swings the bill from $1,341 to $3,921 for identical care. The median cash price across 31 reporting hospitals is $1,973. The numbers are pulled directly from federally mandated hospital price transparency files.
Three low-priced facilities in Massachusetts, from hospital price files
- ATHOL MEMORIAL HOSPITAL INCORPORATED · Athol, MA $948
- Anna Jaques Hospital · Newburyport, MA $1,135
- The Mercy Hospital Inc · Springfield, MA $1,236
All 31 facilities are listed below, free.
Where bunion surgery costs vary in Massachusetts
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a bunion surgery depends on where you go and what is billed separately. Most patients find out after.
Your personalized cost report includes:
- ✓ Type of correction: Procedures range from shaving the bump to cutting and realigning the bone, and prices differ by technique.
- ✓ Hardware: Screws or plates used to hold the bone in place can add to the bill.
- ✓ Which bills usually arrive separately, and which providers to check are in-network
- ✓ The questions to ask before you schedule, so the estimate covers everything
- ✓ A real patient billing breakdown, line by line
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Cheapest Bunion Surgery Providers in Massachusetts
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($1,973) |
|---|---|---|---|---|
| 1 | ATHOL MEMORIAL HOSPITAL INCORPORATED | Athol, MA | $948 | $1,025 below |
| 2 | Anna Jaques Hospital | Newburyport, MA | $1,135 | $838 below |
| 3 | The Mercy Hospital Inc | Springfield, MA | $1,236 | $737 below |
| 4 | Baystate Franklin Medical Center | Greenfield, MA | $1,341 | $632 below |
| 5 | Baystate Noble Hospital | MA | $1,341 | $632 below |
| 6 | Baystate Wing Hospital | MA | $1,341 | $632 below |
| 7 | Baystate Medical Center | MA | $1,341 | $632 below |
| 8 | HENRY HEYWOOD MEMORIAL HOSPITAL | Gardner, MA | $1,400 | $573 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- ATHOL MEMORIAL HOSPITAL INCORPORATED is the lowest-cost option at $948 - $1,025 below the median posted price ($1,973), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $1,973, and it's often lower than what insurance pays before your deductible is satisfied.
- This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
How where you go changes what you pay for bunion surgery
The same bunion surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $825–$21,462
- Professional fee $737–$2,408
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $1,341–$6,677
- Professional fee $737–$2,408
Estimated from CMS fee schedules + commercial rate multipliers
Massachusetts has the highest commercial hospital reimbursement rates in the country, driven by extreme labor costs, the dominance of Mass General Brigham (Partners HealthCare), and a regulatory environment that has struggled to contain negotiated rate growth. The state has enacted multiple price transparency and rate growth laws aimed at curbing this pattern. Self-pay cash discounts in Massachusetts tend to be proportionally larger than in other high-cost states.
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Why prices vary - and what it means for your coverage
A small number of hospitals (3) report prices above $7,791, including UMass Memorial Health - Harrington Hospital, Inc. at $10,923, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,973 versus $1,341 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$1,973 |
| Deductible met - 20% coinsurance | ~$395 |
| Out-of-network provider | $4,341+ |
Frequently asked questions: bunion surgery costs in Massachusetts
How much does a bunion surgery cost in Massachusetts?
The typical insurer-negotiated rate is $1,287, with most facilities between $539 and $1,848 (based on 31 hospitals reporting negotiated rates). Posted cash prices start at $948, with a median of $1,973; outlier facilities are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a bunion surgery in Massachusetts?
Based on declared prices, the lowest posted price in our Massachusetts data is ATHOL MEMORIAL HOSPITAL INCORPORATED in Athol at about $948. By metro, Boston has the lowest median ($3,424). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a bunion surgery so much cheaper at some Massachusetts hospitals?
Typical prices vary about 3.4× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Massachusetts, the median cash (self-pay) price is $1,973 versus a median negotiated rate of $1,287 - about 1.5× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a bunion surgery in Massachusetts?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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