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Reviewed by John Caruso, FSA, MAAA • Data last updated

Pacemaker Surgery Cost in New York (2026): Average Prices & What You'll Pay

What does a pacemaker surgery cost in New York?

Where you have a pacemaker surgery done in New York swings the bill from $7,367 to $25,389 for identical care. The median cash price across 81 reporting hospitals is $12,384. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.

Three low-priced facilities in New York, from hospital price files

  • Nassau Health Care Corporation · East Meadow, NY $3,287
  • White Plains Hospital · White Plains, NY $3,485
  • Montefiore New Rochelle Hospital · New Rochelle, NY $3,549

All 81 facilities are listed below, free.

Where pacemaker surgery costs vary in New York

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a pacemaker surgery depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ The device: The pacemaker is often billed as a separate supply, and the model chosen changes the total.
  • ✓ Single, dual or biventricular: The number of wires (leads) changes the procedure and the bill.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
  • ✓ A real patient billing breakdown, line by line

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Cheapest Pacemaker Surgery Providers in New York

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($12,384)
1 Nassau Health Care Corporation East Meadow, NY $3,287 $9,097 below
2 White Plains Hospital White Plains, NY $3,485 $8,899 below
3 Montefiore New Rochelle Hospital New Rochelle, NY $3,549 $8,835 below
4 Montefiore Mount Vernon Hospital Mount Vernon, NY $3,549 $8,835 below
5 Nyack Hospital Nyack, NY $3,549 $8,835 below
6 St. Luke's Cornwall Newburgh, NY $3,549 $8,835 below
7 Samaritan Hospital Troy, NY $3,798 $8,586 below
8 Garnet Health Medical Center Middletown, NY $4,862 $7,522 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Nassau Health Care Corporation is the lowest-cost option at $3,287 - $9,097 below the median posted price ($12,384), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $12,384, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Pacemaker surgery prices by coverage in New York, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$10,678 to $10,678$10,678
With insurance (commercial, average)76$1,497 to $47,042$12,055
Without insurance (cash price)95$3,262 to $74,642$12,384
Empire BlueCross BlueShield72$1,664 to $38,976$9,455
Aetna66$257 to $178,080$7,968
Cigna63$3,369 to $31,346$7,185
UnitedHealthcare43$595 to $18,316$7,411

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a pacemaker surgery cost with Medicare in New York?

Medicare's national hospital outpatient payment for pacemaker surgery is about $10,678 to $10,678 (typically near $10,678). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $2,136 on a $10,678 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a pacemaker surgery cost with insurance in New York?

Across 76 New York hospitals, the negotiated rates commercial insurers pay for pacemaker surgery average $1,497 to $47,042 per hospital, with a median near $12,055. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a pacemaker surgery cost without insurance in New York?

Cash (self-pay) prices for pacemaker surgery at 95 New York hospitals range from $3,262 to $74,642, with a median of $12,384. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a pacemaker surgery cost with Empire BlueCross BlueShield in New York?

Empire BlueCross BlueShield negotiated rates for pacemaker surgery at 72 New York hospitals range from $1,664 to $38,976, with a median near $9,455. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a pacemaker surgery cost with Aetna in New York?

Aetna negotiated rates for pacemaker surgery at 66 New York hospitals range from $257 to $178,080, with a median near $7,968. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a pacemaker surgery cost with Cigna in New York?

Cigna negotiated rates for pacemaker surgery at 63 New York hospitals range from $3,369 to $31,346, with a median near $7,185. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How much does a pacemaker surgery cost with UnitedHealthcare in New York?

UnitedHealthcare negotiated rates for pacemaker surgery at 43 New York hospitals range from $595 to $18,316, with a median near $7,411. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for pacemaker surgery

The same pacemaker surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$3,698–$76,634
  • Facility fee $3,039–$74,642
  • Professional fee $659–$1,992

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$3,698–$30,595
  • Facility fee $3,039–$28,603
  • Professional fee $659–$1,992

Estimated from CMS fee schedules + commercial rate multipliers

New York has some of the highest hospital prices in the country, driven by extreme labor costs, regulatory complexity, and the dominance of large academic medical systems - NewYork-Presbyterian, NYU Langone, Northwell, and Mount Sinai all command substantial commercial rate premiums. Upstate New York prices are substantially lower than the NYC metro area. The No Surprises Act and state-level billing protections apply, but the baseline rates themselves remain among the nation's highest.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

Setting matters too: the median outpatient price is $12,384 versus $16,411 inpatient (about 1.3× more), so where a procedure happens often matters more than which hospital you pick. Setting drives much of the spread here: whether the hospital bills the stay as outpatient or inpatient changes the facility fee, which is why two similar hospitals can bill very differently for the same procedure.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$12,384
Deductible met - 20% coinsurance ~$2,477
Out-of-network provider $27,245+

Frequently asked questions: pacemaker surgery costs in New York

How much does a pacemaker surgery cost in New York?

The typical insurer-negotiated rate is $1,490, with most facilities between $528 and $4,255 (based on 81 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of New York hospitals run $3,262–$74,642; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a pacemaker surgery in New York?

Based on declared prices, the lowest posted price in our New York data is Nassau Health Care Corporation in East Meadow at about $3,287. By metro, Binghamton has the lowest median ($7,021).

Why is a pacemaker surgery so much cheaper at some New York hospitals?

Typical prices vary about 8.1× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New York, the median cash (self-pay) price is $12,384 versus a median negotiated rate of $12,055 - about 1× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a pacemaker surgery in New York?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in New York

Pacemaker Surgery, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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