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Reviewed by John Caruso, FSA, MAAA • Data last updated

Pacemaker Surgery Cost in New Jersey (2026): Average Prices & What You'll Pay

What does a pacemaker surgery cost in New Jersey?

You could pay $5,197 or $13,964 for the same pacemaker surgery in New Jersey - depending entirely on which facility you choose. The median cash price across 49 reporting hospitals is $6,660. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where pacemaker surgery costs vary in New Jersey

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a pacemaker surgery depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ The device: The pacemaker is often billed as a separate supply, and the model chosen changes the total.
  • ✓ Single, dual or biventricular: The number of wires (leads) changes the procedure and the bill.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
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Cheapest Pacemaker Surgery Providers in New Jersey

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($6,660)
1 Virtua_Our_Lady_of_Lourdes_Inc NJ $3,803 $2,857 below
2 Virtua_West_Jersey_Health_System_Inc NJ $3,803 $2,857 below
3 Virtua_Memorial_Hospital_Inc | NJ $3,803 $2,857 below
4 Virtua_Willingboro_Hospital_Inc NJ $3,803 $2,857 below
5 EOH Acquisition Group, LLC East Orange, NJ $4,037 $2,623 below
6 Jersey City Medical Center Jersey City, NJ $4,148 $2,512 below
7 Robert Wood Johnson University Hospital Rahway Rahway, NJ $4,627 $2,033 below
8 Robert Wood Johnson University Hospital Hamilton Hamilton Township, NJ $5,110 $1,550 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Virtua_Our_Lady_of_Lourdes_Inc is the lowest-cost option at $3,803 - $2,857 below the median posted price ($6,660), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $6,660, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Pacemaker surgery prices by coverage in New Jersey, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$10,678 to $10,678$10,678
With insurance (commercial, average)41$8,758 to $20,603$13,253
Without insurance (cash price)53$3,373 to $21,015$6,660
Horizon Blue Cross Blue Shield of New Jersey40$516 to $25,093$10,200
Aetna39$2,574 to $21,408$10,002
UnitedHealthcare33$2,086 to $14,821$9,133
Cigna31$6,600 to $29,503$18,823

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a pacemaker surgery cost with Medicare in New Jersey?

Medicare's national hospital outpatient payment for pacemaker surgery is about $10,678 to $10,678 (typically near $10,678). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $2,136 on a $10,678 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a pacemaker surgery cost with insurance in New Jersey?

Across 41 New Jersey hospitals, the negotiated rates commercial insurers pay for pacemaker surgery average $8,758 to $20,603 per hospital, with a median near $13,253. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a pacemaker surgery cost without insurance in New Jersey?

Cash (self-pay) prices for pacemaker surgery at 53 New Jersey hospitals range from $3,373 to $21,015, with a median of $6,660. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a pacemaker surgery cost with Horizon Blue Cross Blue Shield of New Jersey?

Horizon Blue Cross Blue Shield of New Jersey negotiated rates for pacemaker surgery at 40 New Jersey hospitals range from $516 to $25,093, with a median near $10,200. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a pacemaker surgery cost with Aetna in New Jersey?

Aetna negotiated rates for pacemaker surgery at 39 New Jersey hospitals range from $2,574 to $21,408, with a median near $10,002. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a pacemaker surgery cost with UnitedHealthcare in New Jersey?

UnitedHealthcare negotiated rates for pacemaker surgery at 33 New Jersey hospitals range from $2,086 to $14,821, with a median near $9,133. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a pacemaker surgery cost with Cigna in New Jersey?

Cigna negotiated rates for pacemaker surgery at 31 New Jersey hospitals range from $6,600 to $29,503, with a median near $18,823. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for pacemaker surgery

The same pacemaker surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$3,925–$63,043
  • Facility fee $3,266–$61,051
  • Professional fee $659–$1,992

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$14,161–$20,388
  • Facility fee $13,502–$18,396
  • Professional fee $659–$1,992

Estimated from CMS fee schedules + commercial rate multipliers

New Jersey has a dense hospital landscape with RWJBarnabas Health, Atlantic Health System, Hackensack Meridian Health, and others competing for commercial contracts - but high labor costs, real estate, and regulatory burden keep prices elevated despite the competition. Northern New Jersey facilities are influenced by New York City-adjacent wage indices, which are among the highest in the country.

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Why prices vary - and what it means for your coverage

A small number of hospitals (5) report prices above $27,970, including Capital Health System Inc at $61,051, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $6,660 versus $14,347 inpatient (about 2.2× more), so where a procedure happens often matters more than which hospital you pick. Setting drives much of the spread here: whether the hospital bills the stay as outpatient or inpatient changes the facility fee, which is why two similar hospitals can bill very differently for the same procedure.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$6,660
Deductible met - 20% coinsurance ~$1,332
Out-of-network provider $14,652+

Frequently asked questions: pacemaker surgery costs in New Jersey

How much does a pacemaker surgery cost in New Jersey?

The typical insurer-negotiated rate is $712, with most facilities between $309 and $1,485 (based on 49 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of New Jersey hospitals run $3,373–$21,015; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a pacemaker surgery in New Jersey?

Based on declared prices, the lowest posted price in our New Jersey data is Virtua_Our_Lady_of_Lourdes_Inc at about $3,803. By metro, Newark has the lowest median ($8,636).

Why is a pacemaker surgery so much cheaper at some New Jersey hospitals?

Typical prices vary about 4.8× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New Jersey, the median cash (self-pay) price is $6,660 versus a median negotiated rate of $13,253 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a pacemaker surgery in New Jersey?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in New Jersey

Pacemaker Surgery, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in New Jersey

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Emergency care

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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