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Reviewed by John Caruso, FSA, MAAA • Data last updated

Ovarian Cyst Removal Cost in New Jersey (2026): Average Prices & What You'll Pay

What does a ovarian cyst removal cost in New Jersey?

Where you have an ovarian cyst removal done in New Jersey swings the bill from $5,096 to $6,546 for identical care. The median cash price across 52 reporting hospitals is $6,376. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where ovarian cyst removal costs vary in New Jersey

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

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26+ people checked prices near them this month.

What you pay for a ovarian cyst removal depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Cyst only or more: Removing only the cyst is a different procedure from removing the whole ovary.
  • ✓ Separate bills: Surgeon, anesthesia and facility are billed separately.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
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Cheapest Ovarian Cyst Removal Providers in New Jersey

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($6,376)
1 St Luke's Warren Hospital Phillipsburg, NJ $1,650 $4,726 below
2 Robert Wood Johnson University Hospital Rahway Rahway, NJ $2,851 $3,525 below
3 EOH Acquisition Group, LLC East Orange, NJ $2,884 $3,492 below
4 St Josephs University Medical Center Inc Paterson, NJ $2,969 $3,407 below
5 Cooper University Hospital Cape Regional Cape May Court House, NJ $3,200 $3,176 below
6 Community Medical Center Toms River, NJ $3,266 $3,110 below
7 Clara Maass Medical Center Belleville, NJ $3,266 $3,110 below
8 Newark Beth Israel Medical Center Newark, NJ $3,266 $3,110 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • St Luke's Warren Hospital is the lowest-cost option at $1,650 - $4,726 below the median posted price ($6,376), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $6,376, and it's often lower than what insurance pays before your deductible is satisfied.
  • Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
Ovarian cyst removal prices by coverage in New Jersey, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$6,176 to $6,176$6,176
With insurance (commercial, average)53$6,083 to $13,114$8,014
Without insurance (cash price)58$1,506 to $7,658$6,376
Horizon Blue Cross Blue Shield of New Jersey42$495 to $14,584$6,848
Aetna50$4,433 to $12,932$8,248
UnitedHealthcare40$6,201 to $19,810$7,749
Cigna40$3,994 to $10,536$5,316

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does an ovarian cyst removal cost with Medicare in New Jersey?

Medicare's national hospital outpatient payment for ovarian cyst removal is about $6,176 to $6,176 (typically near $6,176). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $1,235 on a $6,176 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does an ovarian cyst removal cost with insurance in New Jersey?

Across 53 New Jersey hospitals, the negotiated rates commercial insurers pay for ovarian cyst removal average $6,083 to $13,114 per hospital, with a median near $8,014. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does an ovarian cyst removal cost without insurance in New Jersey?

Cash (self-pay) prices for ovarian cyst removal at 58 New Jersey hospitals range from $1,506 to $7,658, with a median of $6,376. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does an ovarian cyst removal cost with Horizon Blue Cross Blue Shield of New Jersey?

Horizon Blue Cross Blue Shield of New Jersey negotiated rates for ovarian cyst removal at 42 New Jersey hospitals range from $495 to $14,584, with a median near $6,848. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does an ovarian cyst removal cost with Aetna in New Jersey?

Aetna negotiated rates for ovarian cyst removal at 50 New Jersey hospitals range from $4,433 to $12,932, with a median near $8,248. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does an ovarian cyst removal cost with UnitedHealthcare in New Jersey?

UnitedHealthcare negotiated rates for ovarian cyst removal at 40 New Jersey hospitals range from $6,201 to $19,810, with a median near $7,749. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does an ovarian cyst removal cost with Cigna in New Jersey?

Cigna negotiated rates for ovarian cyst removal at 40 New Jersey hospitals range from $3,994 to $10,536, with a median near $5,316. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for ovarian cyst removal

The same ovarian cyst removal bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,785–$34,602
  • Facility fee $820–$31,786
  • Professional fee $965–$2,816

Estimated from CMS fee schedules + commercial rate multipliers

New Jersey has a dense hospital landscape with RWJBarnabas Health, Atlantic Health System, Hackensack Meridian Health, and others competing for commercial contracts - but high labor costs, real estate, and regulatory burden keep prices elevated despite the competition. Northern New Jersey facilities are influenced by New York City-adjacent wage indices, which are among the highest in the country.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (1) report prices above $11,777, including University Hospital at $8,102, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$6,376
Deductible met - 20% coinsurance ~$1,275
Out-of-network provider $14,027+

Frequently asked questions: ovarian cyst removal costs in New Jersey

How much does an ovarian cyst removal cost in New Jersey?

The typical insurer-negotiated rate is $1,309, with most facilities between $638 and $2,022 (based on 52 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of New Jersey hospitals run $1,506–$7,658; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an ovarian cyst removal in New Jersey?

Based on declared prices, the lowest posted price in our New Jersey data is St Luke's Warren Hospital in Phillipsburg at about $1,650. By metro, Newark has the lowest median ($5,684). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is an ovarian cyst removal so much cheaper at some New Jersey hospitals?

Typical prices vary about 3.2× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New Jersey, the median cash (self-pay) price is $6,376 versus a median negotiated rate of $8,014 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an ovarian cyst removal in New Jersey?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in New Jersey

Ovarian Cyst Removal, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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