Nuclear Stress Test Cost in New Jersey (2026): Average Prices & What You'll Pay
What does a nuclear stress test cost in New Jersey?
You could pay $778 or $2,657 for the same nuclear stress test in New Jersey - depending entirely on which facility you choose. The median cash price across 52 reporting hospitals is $1,530. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in New Jersey, from hospital price files
- Robert Wood Johnson University Hospital Somerset · Somerville, NJ $547
- Hunterdon Medical Center · Flemington, NJ $593
- Clara Maass Medical Center · Belleville, NJ $643
All 52 facilities are listed below, free.
Where nuclear stress test costs vary in New Jersey
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
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Cheapest Nuclear Stress Test Providers in New Jersey
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($1,530) |
|---|---|---|---|---|
| 1 | Robert Wood Johnson University Hospital Somerset | Somerville, NJ | $547 | $983 below |
| 2 | Hunterdon Medical Center | Flemington, NJ | $593 | $937 below |
| 3 | Clara Maass Medical Center | Belleville, NJ | $643 | $887 below |
| 4 | Trinitas Regional Medical Center | Elizabeth, NJ | $672 | $858 below |
| 5 | Newark Beth Israel Medical Center | Newark, NJ | $702 | $828 below |
| 6 | Cooperman Barnabas Medical Center | Livingston, NJ | $714 | $816 below |
| 7 | Robert Wood Johnson University Hospital New Brunswick | New Brunswick, NJ | $719 | $811 below |
| 8 | The Valley Hospital | NJ | $720 | $810 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Robert Wood Johnson University Hospital Somerset is the lowest-cost option at $547 - $983 below the median posted price ($1,530), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $1,585, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $1,323 to $1,323 | $1,323 |
| With insurance (commercial, average) | 45 | $1,186 to $3,073 | $1,680 |
| Without insurance (cash price) | 56 | $570 to $5,545 | $1,585 |
| Horizon Blue Cross Blue Shield of New Jersey | 41 | $191 to $3,121 | $790 |
| Aetna | 42 | $346 to $3,239 | $1,096 |
| UnitedHealthcare | 41 | $859 to $3,180 | $1,779 |
| Cigna | 38 | $1,302 to $3,286 | $2,003 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a nuclear stress test cost with Medicare in New Jersey?
Medicare's national hospital outpatient payment for nuclear stress test is about $1,323 to $1,323 (typically near $1,323). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $265 on a $1,323 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a nuclear stress test cost with insurance in New Jersey?
Across 45 New Jersey hospitals, the negotiated rates commercial insurers pay for nuclear stress test average $1,186 to $3,073 per hospital, with a median near $1,680. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a nuclear stress test cost without insurance in New Jersey?
Cash (self-pay) prices for nuclear stress test at 56 New Jersey hospitals range from $570 to $5,545, with a median of $1,585. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a nuclear stress test cost with Horizon Blue Cross Blue Shield of New Jersey?
Horizon Blue Cross Blue Shield of New Jersey negotiated rates for nuclear stress test at 41 New Jersey hospitals range from $191 to $3,121, with a median near $790. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a nuclear stress test cost with Aetna in New Jersey?
Aetna negotiated rates for nuclear stress test at 42 New Jersey hospitals range from $346 to $3,239, with a median near $1,096. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a nuclear stress test cost with UnitedHealthcare in New Jersey?
UnitedHealthcare negotiated rates for nuclear stress test at 41 New Jersey hospitals range from $859 to $3,180, with a median near $1,779. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a nuclear stress test cost with Cigna in New Jersey?
Cigna negotiated rates for nuclear stress test at 38 New Jersey hospitals range from $1,302 to $3,286, with a median near $2,003. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for nuclear stress test
The same nuclear stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $242–$12,000
- Professional fee $462–$1,696
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $593–$1,795
- Professional fee $462–$1,696
Estimated from CMS fee schedules + commercial rate multipliers
New Jersey has a dense hospital landscape with RWJBarnabas Health, Atlantic Health System, Hackensack Meridian Health, and others competing for commercial contracts - but high labor costs, real estate, and regulatory burden keep prices elevated despite the competition. Northern New Jersey facilities are influenced by New York City-adjacent wage indices, which are among the highest in the country.
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Why prices vary - and what it means for your coverage
A small number of hospitals (1) report prices above $9,806, including Hoboken University Hospital at $12,000, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,585 versus $1,710 inpatient, so where a procedure happens often matters more than which hospital you pick.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$1,530 |
| Deductible met - 20% coinsurance | ~$306 |
| Out-of-network provider | $3,366+ |
Frequently asked questions: nuclear stress test costs in New Jersey
How much does a nuclear stress test cost in New Jersey?
The typical insurer-negotiated rate is $196, with most facilities between $166 and $344 (based on 52 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of New Jersey hospitals run $570–$5,545; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a nuclear stress test in New Jersey?
Based on declared prices, the lowest posted price in our New Jersey data is Robert Wood Johnson University Hospital Somerset in Somerville at about $547. By metro, Newark has the lowest median ($1,218).
Why is a nuclear stress test so much cheaper at some New Jersey hospitals?
Typical prices vary about 2.1× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New Jersey, the median cash (self-pay) price is $1,585 versus a median negotiated rate of $1,680 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a nuclear stress test in New Jersey?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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