Endoscopy Cost in New Jersey (2026): Average Prices & What You'll Pay
What does a endoscopy cost in New Jersey?
Where you have an endoscopy done in New Jersey swings the bill from $238 to $1,184 for identical care. The median cash price across 60 reporting hospitals is $414. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.
Three low-priced facilities in New Jersey, from hospital price files
- Cooperman Barnabas Medical Center · Livingston, NJ $219
- Kennedy University Hospital, Inc · Turnersville, NJ $220
- Hoboken University Hospital · Hoboken, NJ $220
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 60 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where endoscopy costs vary in New Jersey
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
One upper endoscopy can become four separate bills - and a biopsy adds a fifth surprise weeks later.
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Cheapest Endoscopy Providers in New Jersey
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Cooperman Barnabas Medical Center | Livingston, NJ | $219 | -$195 |
| 2 | Hospital name hidden | Your City, NJ | $281 | -$000 |
| 3 | Hospital name hidden | Your City, NJ | $282 | -$000 |
| 4 | Kennedy University Hospital, Inc | Turnersville, NJ | $220 | -$194 |
| 5 | Hoboken University Hospital | Hoboken, NJ | $220 | -$194 |
| 6 | Hospital name hidden | Your City, NJ | $285 | -$000 |
| 7 | Hospital name hidden | Your City, NJ | $286 | -$000 |
| 8 | Hospital name hidden | Your City, NJ | $287 | -$000 |
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Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
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Sends a PDF with all 60 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
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Quick take
- Cooperman Barnabas Medical Center is the lowest-cost option at $219 - $195 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $414, and it's often lower than what insurance pays before your deductible is satisfied.
- This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $927 to $2,385 | $1,444 |
| With insurance (commercial, average) | 58 | $1,636 to $4,409 | $2,556 |
| Without insurance (cash price) | 73 | $217 to $2,325 | $414 |
| Horizon Blue Cross Blue Shield of New Jersey | 53 | $258 to $4,113 | $2,241 |
| Aetna | 56 | $989 to $5,652 | $3,094 |
| UnitedHealthcare | 48 | $782 to $6,786 | $3,090 |
| Cigna | 48 | $1,611 to $5,358 | $2,799 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an endoscopy cost with Medicare in New Jersey?
Medicare's national hospital outpatient payment for endoscopy is about $927 to $2,385 (typically near $1,444). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $289 on a $1,444 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an endoscopy cost with insurance in New Jersey?
Across 58 New Jersey hospitals, the negotiated rates commercial insurers pay for endoscopy average $1,636 to $4,409 per hospital, with a median near $2,556. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an endoscopy cost without insurance in New Jersey?
Cash (self-pay) prices for endoscopy at 73 New Jersey hospitals range from $217 to $2,325, with a median of $414. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an endoscopy cost with Horizon Blue Cross Blue Shield of New Jersey?
Horizon Blue Cross Blue Shield of New Jersey negotiated rates for endoscopy at 53 New Jersey hospitals range from $258 to $4,113, with a median near $2,241. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an endoscopy cost with Aetna in New Jersey?
Aetna negotiated rates for endoscopy at 56 New Jersey hospitals range from $989 to $5,652, with a median near $3,094. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an endoscopy cost with UnitedHealthcare in New Jersey?
UnitedHealthcare negotiated rates for endoscopy at 48 New Jersey hospitals range from $782 to $6,786, with a median near $3,090. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does an endoscopy cost with Cigna in New Jersey?
Cigna negotiated rates for endoscopy at 48 New Jersey hospitals range from $1,611 to $5,358, with a median near $2,799. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for endoscopy
The same endoscopy bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $201–$4,704
- Professional fee $180–$1,516
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $1,209–$3,872
- Professional fee $180–$1,516
Estimated from CMS fee schedules + commercial rate multipliers
New Jersey has a dense hospital landscape with RWJBarnabas Health, Atlantic Health System, Hackensack Meridian Health, and others competing for commercial contracts - but high labor costs, real estate, and regulatory burden keep prices elevated despite the competition. Northern New Jersey facilities are influenced by New York City-adjacent wage indices, which are among the highest in the country.
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Why prices vary - and what it means for your coverage
A small number of hospitals (6) report prices above $2,718, including Penn Medicine Princeton Medical Center at $4,704, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $414 versus $2,578 inpatient (about 6.2× more), so where a procedure happens often matters more than which hospital you pick. The biggest swing for this procedure is screening versus diagnostic coding - a polyp removed during a routine screening can recode the whole visit as diagnostic and trigger cost-sharing you weren't expecting.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$414 |
| Deductible met - 20% coinsurance | ~$83 |
| Out-of-network provider | $911+ |
Frequently asked questions: endoscopy costs in New Jersey
How much does an endoscopy cost in New Jersey?
The typical insurer-negotiated rate is $224, with most facilities between $116 and $244 (based on 68 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $200 to $19,878 across all 60 New Jersey hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an endoscopy in New Jersey?
Based on declared prices, the lowest-cost facility in our New Jersey data is Newark Beth Israel Medical Center in Newark at about $201. By metro, Edison has the lowest median ($414). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an endoscopy so much cheaper at some New Jersey hospitals?
Prices vary up to 99.4× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New Jersey, the median cash (self-pay) price is $414 versus a median negotiated rate of $2,556 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an endoscopy in New Jersey?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read a Medicare Summary Notice
Other procedures in New Jersey
Endoscopy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ambulatory surgery centers for the same endoscopy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A endoscopy involves multiple providers who bill separately - typically Facility Fee, Gastroenterologist Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this endoscopy changes the billing code, and what you pay. For example: Ordered to investigate symptoms or a prior finding - standard cost-sharing (deductible, coinsurance) applies.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for endoscopy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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