A1C Test Cost in New Jersey (2026): Average Prices & What You'll Pay
What does a a1c test cost in New Jersey?
You could pay $11 or $56 for the same a1c test in New Jersey - depending entirely on which facility you choose. The median cash price across 68 reporting hospitals is $25. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in New Jersey, from hospital price files
- Monmouth Medical Center Southern Campus · Lakewood, NJ $8
- Trinitas Regional Medical Center · Elizabeth, NJ $8
- Cooperman Barnabas Medical Center · Livingston, NJ $8
All 68 facilities are listed below, free.
Where a1c test costs vary in New Jersey
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a a1c test depends on where you go and what is billed separately. Most patients find out after.
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Cheapest A1C Test Providers in New Jersey
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($25) |
|---|---|---|---|---|
| 1 | Monmouth Medical Center Southern Campus | Lakewood, NJ | $8 | $17 below |
| 2 | Trinitas Regional Medical Center | Elizabeth, NJ | $8 | $17 below |
| 3 | Cooperman Barnabas Medical Center | Livingston, NJ | $8 | $17 below |
| 4 | Clara Maass Medical Center | Belleville, NJ | $8 | $17 below |
| 5 | Robert Wood Johnson University Hospital Somerset | Somerville, NJ | $8 | $17 below |
| 6 | Robert Wood Johnson University Hospital Rahway | Rahway, NJ | $8 | $17 below |
| 7 | Robert Wood Johnson University Hospital New Brunswick | New Brunswick, NJ | $8 | $17 below |
| 8 | Robert Wood Johnson University Hospital Hamilton | Hamilton Township, NJ | $8 | $17 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Monmouth Medical Center Southern Campus is the lowest-cost option at $8 - $17 below the median posted price ($25), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $25, and it's often lower than what insurance pays before your deductible is satisfied.
- Independent and doctor-office labs often charge much less than hospital labs for the same test and may not appear in this hospital-only dataset. Ask where your plan sends lab work.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| With insurance (commercial, average) | 48 | $16 to $83 | $26 |
| Without insurance (cash price) | 74 | $8 to $229 | $25 |
| Horizon Blue Cross Blue Shield of New Jersey | 44 | $10 to $86 | $16 |
| UnitedHealthcare | 44 | $5 to $45 | $10 |
| Aetna | 43 | $10 to $50 | $14 |
| Cigna | 41 | $5 to $93 | $35 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an a1c test cost with insurance in New Jersey?
Across 48 New Jersey hospitals, the negotiated rates commercial insurers pay for a1c test average $16 to $83 per hospital, with a median near $26. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an a1c test cost without insurance in New Jersey?
Cash (self-pay) prices for a1c test at 74 New Jersey hospitals range from $8 to $229, with a median of $25. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an a1c test cost with Horizon Blue Cross Blue Shield of New Jersey?
Horizon Blue Cross Blue Shield of New Jersey negotiated rates for a1c test at 44 New Jersey hospitals range from $10 to $86, with a median near $16. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an a1c test cost with UnitedHealthcare in New Jersey?
UnitedHealthcare negotiated rates for a1c test at 44 New Jersey hospitals range from $5 to $45, with a median near $10. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does an a1c test cost with Aetna in New Jersey?
Aetna negotiated rates for a1c test at 43 New Jersey hospitals range from $10 to $50, with a median near $14. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an a1c test cost with Cigna in New Jersey?
Cigna negotiated rates for a1c test at 41 New Jersey hospitals range from $5 to $93, with a median near $35. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for a1c test
The same a1c test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $6–$305
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $6–$400
Estimated from CMS fee schedules + commercial rate multipliers
New Jersey has a dense hospital landscape with RWJBarnabas Health, Atlantic Health System, Hackensack Meridian Health, and others competing for commercial contracts - but high labor costs, real estate, and regulatory burden keep prices elevated despite the competition. Northern New Jersey facilities are influenced by New York City-adjacent wage indices, which are among the highest in the country.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (6) report prices above $236, including Silver Lake Hospital at $400, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $18 versus $55 inpatient (about 3.1× more), so where a procedure happens often matters more than which hospital you pick.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$25 |
| Deductible met - 20% coinsurance | ~$5 |
| Out-of-network provider | $55+ |
Frequently asked questions: a1c test costs in New Jersey
How much does an a1c test cost in New Jersey?
The typical insurer-negotiated rate is $7, with most facilities between $6 and $8 (based on 60 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of New Jersey hospitals run $8–$229; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an a1c test in New Jersey?
Based on declared prices, the lowest posted price in our New Jersey data is Monmouth Medical Center Southern Campus in Lakewood at about $8. By metro, Newark has the lowest median ($11).
Why is an a1c test so much cheaper at some New Jersey hospitals?
Typical prices vary about 1.3× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New Jersey, the median cash (self-pay) price is $25 versus a median negotiated rate of $26 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an a1c test in New Jersey?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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