Knee Arthroscopy Cost in New Jersey (2026): Average Prices & What You'll Pay

Three low-priced facilities in New Jersey, from hospital price files

• NJMHMC LLC $1,043
• Inspira Health Center Bridgeton $1,199
• Inspira Health Center Woodbury $1,199

All 52 facilities are listed below, free.

What you pay for a knee arthroscopy depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

• ✓ What is done inside the knee: Trimming a meniscus, repairing it, or removing loose tissue are different procedures with different prices.
• ✓ Surgery center or hospital: Ambulatory surgery centers and hospital outpatient departments price the same surgery differently.
• ✓ Which bills usually arrive separately, and which providers to check are in-network
• ✓ The questions to ask before you schedule, so the estimate covers everything
• ✓ A real patient billing breakdown, line by line

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Before you book: three questions that change the price

1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
2. Can you give me the price in writing, with the billing codes it covers?
3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

• NJMHMC LLC is the lowest-cost option at $1,043 - $2,502 below the median posted price ($3,545), just by choosing where you go.
• Ask for the cash price if your deductible isn't met - the median cash price here is $3,545, and it's often lower than what insurance pays before your deductible is satisfied.
• Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a knee arthroscopy cost with Medicare in New Jersey?

Medicare's national hospital outpatient payment for knee arthroscopy is about $3,343 to $3,343 (typically near $3,343). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $669 on a $3,343 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a knee arthroscopy cost with insurance in New Jersey?

Across 53 New Jersey hospitals, the negotiated rates commercial insurers pay for knee arthroscopy average $4,023 to $9,317 per hospital, with a median near $6,087. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a knee arthroscopy cost without insurance in New Jersey?

Cash (self-pay) prices for knee arthroscopy at 58 New Jersey hospitals range from $1,039 to $4,422, with a median of $3,545. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a knee arthroscopy cost with Horizon Blue Cross Blue Shield of New Jersey?

Horizon Blue Cross Blue Shield of New Jersey negotiated rates for knee arthroscopy at 40 New Jersey hospitals range from $427 to $7,925, with a median near $4,696. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a knee arthroscopy cost with Aetna in New Jersey?

Aetna negotiated rates for knee arthroscopy at 49 New Jersey hospitals range from $2,494 to $11,208, with a median near $6,012. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a knee arthroscopy cost with UnitedHealthcare in New Jersey?

UnitedHealthcare negotiated rates for knee arthroscopy at 34 New Jersey hospitals range from $1,801 to $12,060, with a median near $4,791. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a knee arthroscopy cost with Cigna in New Jersey?

Cigna negotiated rates for knee arthroscopy at 34 New Jersey hospitals range from $3,399 to $19,620, with a median near $6,854. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

Before you book

• Allowed amount vs negotiated rate: what your EOB is really saying
• How to read your medical bill
• Deductible vs out-of-pocket max
• Already have a bill? Check it for errors
• How to read a Medicare Summary Notice

Other procedures in New Jersey

• A1C Test Cost in New Jersey
• ACL Surgery Cost in New Jersey

Knee Arthroscopy, elsewhere

• Knee Arthroscopy costs across all states
• New York
• Pennsylvania
• Connecticut
• Delaware