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Knee Arthroscopy Cost in Maryland (2026): Average Prices & What You'll Pay

What does a knee arthroscopy cost in Maryland?

You could pay $944 or $1,202 for the same knee arthroscopy in Maryland - depending entirely on which facility you choose. The median cash price across 16 reporting hospitals is $1,093. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.

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Where knee arthroscopy costs vary in Maryland

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a knee arthroscopy depends on where you go and what is billed separately. Most patients find out after.

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  • ✓ What is done inside the knee: Trimming a meniscus, repairing it, or removing loose tissue are different procedures with different prices.
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Cheapest Knee Arthroscopy Providers in Maryland

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($1,093)
1 UM R Adams Cowley Shock Trauma Center Baltimore, MD $845 $248 below
2 University of Maryland Medical Center Baltimore, MD $859 $234 below
3 UM Shore Medical Center at Chestertown Chestertown, MD $888 $205 below
4 UM Upper Chesapeake Medical Center Bel Air, MD $1,079 $14 below
5 Atlantic General Hospital Berlin, MD $1,089 $4 below
6 Greater Baltimore Medical Center Towson, MD $1,097 $4 above
7 UM Capital Region Medical Center Largo, MD $1,147 $54 above
8 UM Baltimore Washington Medical Center Glen Burnie, MD $1,185 $92 above

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • UM R Adams Cowley Shock Trauma Center is the lowest-cost option at $845 - $248 below the median posted price ($1,093), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $1,093, and it's often lower than what insurance pays before your deductible is satisfied.
  • Ask whether this procedure can be done at a freestanding ambulatory surgical center - they're typically 30-60% cheaper than a hospital for identical care, and most aren't in this hospital-only dataset.
Knee arthroscopy prices by coverage in Maryland, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$3,343 to $3,343$3,343
Without insurance (cash price)16$818 to $19,172$1,093

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a knee arthroscopy cost with Medicare in Maryland?

Medicare's national hospital outpatient payment for knee arthroscopy is about $3,343 to $3,343 (typically near $3,343). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $669 on a $3,343 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a knee arthroscopy cost without insurance in Maryland?

Cash (self-pay) prices for knee arthroscopy at 16 Maryland hospitals range from $818 to $19,172, with a median of $1,093. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How where you go changes what you pay for knee arthroscopy

The same knee arthroscopy bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,399–$46,107
  • Facility fee $769–$42,739
  • Professional fee $630–$3,368

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$1,399–$46,107
  • Facility fee $769–$42,739
  • Professional fee $630–$3,368

Estimated from CMS fee schedules + commercial rate multipliers

Maryland operates the nation's only all-payer hospital rate-setting system through the Health Services Cost Review Commission (HSCRC) - all payers, including Medicare, Medicaid, commercial, and self-pay, pay the same regulated rates at each facility. This makes Maryland's cash prices more meaningful than in other states, because the discounting common elsewhere is largely prohibited. Johns Hopkins Medicine and University of Maryland Medical System anchor the academic tier.

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Why prices vary - and what it means for your coverage

A small number of hospitals (2) report prices above $1,728, including UM St. Joseph Medical Center at $42,739, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,093 versus $1,079 inpatient, so where a procedure happens often matters more than which hospital you pick.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$1,093
Deductible met - 20% coinsurance ~$219
Out-of-network provider $2,405+

Frequently asked questions: knee arthroscopy costs in Maryland

How much does a knee arthroscopy cost in Maryland?

The typical insurer-negotiated rate is $553, with most facilities between $513 and $592 (based on 16 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Maryland hospitals run $818–$19,172; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a knee arthroscopy in Maryland?

Based on declared prices, the lowest posted price in our Maryland data is UM R Adams Cowley Shock Trauma Center in Baltimore at about $845. By metro, Baltimore has the lowest median ($859). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a knee arthroscopy so much cheaper at some Maryland hospitals?

Typical prices vary about 1.2× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Maryland, the median cash (self-pay) price is $1,093 versus a median negotiated rate of $553 - about 2× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a knee arthroscopy in Maryland?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Maryland

Knee Arthroscopy, elsewhere


CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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