CT Scan Cost in Maryland (2026): Average Prices & What You'll Pay
What does a ct scan cost in Maryland?
What a ct scan in Maryland costs depends on your coverage. With commercial insurance it typically runs $215–$471, facility and physician fees combined. Medicare pays one national rate to every provider, and you generally owe about 20% of it (around $36) after the Part B deductible. Without insurance, posted hospital cash prices run $100–$383. The sections below break this down by coverage and by insurer. This estimate is based on CMS fee schedules and hospital price transparency data published under federal law.
Three low-priced facilities in Maryland, from hospital price files
- Suburban Hospital · Bethesda, MD $100
- Frederick Health Hospital · Frederick, MD $102
- Luminis Health J Kent McNew Family Medical Center $111
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 30 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where ct scan costs vary in Maryland
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby imaging centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
The same CT scan costs 3–6× more at a hospital than at an imaging center. Location is the biggest variable - and you can choose.
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Cheapest CT Scan Providers in Maryland
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hospital name hidden | Your City, MD | $708 | -$000 |
| 2 | Suburban Hospital | Bethesda, MD | $100 | -$49 |
| 3 | Hospital name hidden | Your City, MD | $706 | -$000 |
| 4 | Frederick Health Hospital | Frederick, MD | $102 | -$47 |
| 5 | Hospital name hidden | Your City, MD | $704 | -$000 |
| 6 | Luminis Health J Kent McNew Family Medical Center | MD | $111 | -$38 |
| 7 | Hospital name hidden | Your City, MD | $702 | -$000 |
| 8 | Hospital name hidden | Your City, MD | $701 | -$000 |
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Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 30 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
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Quick take
- Carroll Hospital Center is the lowest-cost option at $100 - $49 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $138, and it's often lower than what insurance pays before your deductible is satisfied.
- Independent imaging centers often charge much less than hospital outpatient departments for the same scan and may not appear in this hospital-only dataset - ask your doctor whether one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $96 to $311 | $179 |
| With insurance (commercial, average) | 10 | $71 to $175 | $119 |
| Without insurance (cash price) | 30 | $100 to $383 | $138 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an CT Scan cost with Medicare in Maryland?
Medicare's national hospital outpatient payment for CT Scan is about $96 to $311 (typically near $179). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $36 on a $179 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an CT Scan cost with insurance in Maryland?
Across 10 Maryland hospitals, the negotiated rates commercial insurers pay for CT Scan average $71 to $175 per hospital, with a median near $119. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an CT Scan cost without insurance in Maryland?
Cash (self-pay) prices for CT Scan at 30 Maryland hospitals range from $100 to $383, with a median of $138. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How where you go changes what you pay for ct scan
The same ct scan bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $62–$20,143
- Professional fee $63–$1,380
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $98–$20,143
- Professional fee $63–$1,380
Estimated from CMS fee schedules + commercial rate multipliers
- technical_component $83–$555
- professional_interpretation $58–$340
Estimated from CMS fee schedules + commercial rate multipliers
Maryland operates the nation's only all-payer hospital rate-setting system through the Health Services Cost Review Commission (HSCRC) - all payers, including Medicare, Medicaid, commercial, and self-pay, pay the same regulated rates at each facility. This makes Maryland's cash prices more meaningful than in other states, because the discounting common elsewhere is largely prohibited. Johns Hopkins Medicine and University of Maryland Medical System anchor the academic tier. CT scan pricing is driven almost entirely by site of service - the identical scan costs 3–6× more at a hospital outpatient department than at an independent imaging center. With-contrast and without-contrast scans carry different CPT codes and prices, so confirm which your physician ordered before scheduling. For non-urgent imaging, comparing cash prices across independent imaging centers near you typically yields the largest savings.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (2) report prices above $646, including University of Maryland Medical Center at $577, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $152 versus $138 inpatient, so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$293 |
| Deductible met - 20% coinsurance | ~$59 |
| Out-of-network provider | $645+ |
Frequently asked questions: CT Scan costs in Maryland
How much does a CT Scan cost in Maryland?
The typical insurer-negotiated rate is $126, with most facilities between $100 and $258 (based on 24 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $100 to $22,965 across all 30 Maryland hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a CT Scan in Maryland?
Based on declared prices, the lowest-cost facility in our Maryland data is UPMC Western Maryland in Cumberland at about $62. By metro, Rockville has the lowest median ($112). Independent imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a CT Scan so much cheaper at some Maryland hospitals?
Prices vary up to 229.7× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Maryland, the median cash (self-pay) price is $138 versus a median negotiated rate of $119 - about 1.2× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a CT Scan in Maryland?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
Other procedures in Maryland
CT Scan, elsewhere
What matters before you schedule
Imaging center vs. hospital
Hospital outpatient departments typically charge 2-4x more than independent imaging centers for the same ct scan - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
With vs. without contrast
Which type your doctor orders for this ct scan changes the billing code, and what you pay. For example: A standard ct scan with no contrast dye - the most common and lowest-cost version.
This is shoppable
CT Scan is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for ct scan before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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