Cataract Surgery Cost in Maryland (2026): Average Prices & What You'll Pay

What does a cataract surgery cost in Maryland?

Where you have a cataract surgery done in Maryland swings the bill from $573 to $727 for identical care. The median cash price across 26 reporting hospitals is $614. The numbers are pulled directly from federally mandated hospital price transparency files.

Maryland prices for a cataract surgery span 48.9× across 26 reporting hospitals, from $301 (UM Shore Medical Center at Chestertown in Chestertown) up to $14,710 (UM Shore Medical Center at Chestertown in Chestertown) for identical care. The median Maryland price is $614. Most facilities fall between $560 and $727. There's a gap between the sticker and the real price here: a median cash quote of $615 sits above the $398 insurers negotiate — about 1.5× higher, so asking for the cash or insurer-negotiated rate is often the single biggest lever on your bill.

Where cataract surgery costs vary in Maryland

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

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The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.

→ Compare all procedure costs   → Cataract Surgery costs nationwide

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Lower-cost options in Maryland start around $560 or below. Most hospitals cluster between $560 and $794. A smaller group reports prices above that — often academic medical centers or high-cost markets.

If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: UM Shore Medical Center at Easton in Easton (cash price from $533); UM Upper Chesapeake Medical Center in Bel Air (cash price from $534); UM Shore Medical Center at Chestertown in Chestertown (cash price from $547). These are declared cash prices — contact each facility for a formal quote before scheduling.

Maryland Cataract Surgery prices by facility

All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.

Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.

Received a bill? Check it for errors → Estimate YOUR cost before you go →

Compare other procedures in Maryland:

• Appendectomy Cost in Maryland
• Childbirth Cost in Maryland

Where you can save the most on cataract surgery in Maryland

These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.

Most expensive cataract surgery providers in Maryland

These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.

Why prices vary this much

A small number of hospitals (1) report very high prices above $1,145, which drives much of the overall price range. Excluding these, most facilities cluster in a significantly tighter band.

Setting drives much of the gap in Maryland: the median outpatient price is $614 versus $601 inpatient, so where a procedure is performed often matters more than which hospital you choose. Of the Maryland facilities reporting prices, 7 fall in a low-cost tier (up to $560) while 7 sit in a high-cost tier ($794 and up) — a lower-priced option almost always exists within the same state.

The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.

Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it

How insurance changes what you actually pay

Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.

Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)

Compare cataract surgery costs in nearby states

• Virginia
• West Virginia
• Pennsylvania
• Delaware

Frequently asked questions: cataract surgery costs in Maryland

How much does a cataract surgery cost in Maryland?

Across 26 Maryland hospitals that publish prices, a cataract surgery ranges from $301 to $14,710, with a median of $614. Most facilities fall between $560 and $727. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cataract surgery in Maryland?

Based on declared prices, the lowest-cost facility in our Maryland data is White Oak Medical Center in Sliver Spring at about $430. By metro, Baltimore has the lowest median ($611). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.

Why is a cataract surgery so much cheaper at some Maryland hospitals?

Prices vary up to 48.9× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Maryland, the median cash (self-pay) price is $615 versus a median negotiated rate of $398 — about 1.5× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cataract surgery in Maryland?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Explore all cataract surgery cost data

→ See cataract surgery costs across all states