MRI Brain Cost in Maryland (2026): Average Prices & What You'll Pay
What does a mri brain cost in Maryland?
The cost of an mri brain in Maryland depends on how you pay. With commercial insurance it typically runs $424–$851, facility and physician fees combined. Medicare pays one national rate to every provider, and you generally owe about 20% of it (around $71) after the Part B deductible. Without insurance, posted hospital cash prices run $252–$1,236. The sections below break this down by coverage and by insurer. This estimate is based on CMS fee schedules and hospital price transparency data published under federal law.
Three low-priced facilities in Maryland, from hospital price files
- Luminis Health Anne Arundel Medical Center $263
- MedStar Southern Hospital Center · Clinton, MD $272
- MedStar Harbor Hospital · Baltimore, MD $322
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 46 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where mri brain costs vary in Maryland
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby imaging centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Hospital MRI costs run 2–5× more than independent imaging centers. Most patients never knew they had a choice.
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Cheapest MRI Brain Providers in Maryland
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hospital name hidden | Your City, MD | $244 | -$000 |
| 2 | Hospital name hidden | Your City, MD | $243 | -$000 |
| 3 | Hospital name hidden | Your City, MD | $242 | -$000 |
| 4 | Luminis Health Anne Arundel Medical Center | MD | $263 | -$271 |
| 5 | Hospital name hidden | Your City, MD | $240 | -$000 |
| 6 | Hospital name hidden | Your City, MD | $239 | -$000 |
| 7 | MedStar Southern Hospital Center | Clinton, MD | $272 | -$262 |
| 8 | MedStar Harbor Hospital | Baltimore, MD | $322 | -$212 |
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Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
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Sends a PDF with all 46 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
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Quick take
- Johns Hopkins Howard County Medical Center is the lowest-cost option at $252 - $282 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $534, and it's often lower than what insurance pays before your deductible is satisfied.
- Independent imaging centers often charge much less than hospital outpatient departments for the same scan and may not appear in this hospital-only dataset - ask your doctor whether one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $266 to $356 | $356 |
| With insurance (commercial, average) | 18 | $282 to $1,603 | $523 |
| Without insurance (cash price) | 46 | $252 to $1,236 | $534 |
| CareFirst BlueCross BlueShield | 9 | $279 to $1,559 | $509 |
| Aetna | 9 | $328 to $1,505 | $597 |
| UnitedHealthcare | 9 | $231 to $1,249 | $422 |
| Cigna | 9 | $231 to $1,288 | $422 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an MRI Brain cost with Medicare in Maryland?
Medicare's national hospital outpatient payment for MRI Brain is about $266 to $356 (typically near $356). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $71 on a $356 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an MRI Brain cost with insurance in Maryland?
Across 18 Maryland hospitals, the negotiated rates commercial insurers pay for MRI Brain average $282 to $1,603 per hospital, with a median near $523. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an MRI Brain cost without insurance in Maryland?
Cash (self-pay) prices for MRI Brain at 46 Maryland hospitals range from $252 to $1,236, with a median of $534. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an MRI Brain cost with CareFirst BlueCross BlueShield in Maryland?
CareFirst BlueCross BlueShield negotiated rates for MRI Brain at 9 Maryland hospitals range from $279 to $1,559, with a median near $509. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an MRI Brain cost with Aetna in Maryland?
Aetna negotiated rates for MRI Brain at 9 Maryland hospitals range from $328 to $1,505, with a median near $597. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an MRI Brain cost with UnitedHealthcare in Maryland?
UnitedHealthcare negotiated rates for MRI Brain at 9 Maryland hospitals range from $231 to $1,249, with a median near $422. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does an MRI Brain cost with Cigna in Maryland?
Cigna negotiated rates for MRI Brain at 9 Maryland hospitals range from $231 to $1,288, with a median near $422. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for mri brain
The same mri brain bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $146–$3,001
- Professional fee $300–$1,300
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $153–$3,001
- Professional fee $300–$1,300
Estimated from CMS fee schedules + commercial rate multipliers
- technical_component $232–$483
- professional_interpretation $123–$328
Estimated from CMS fee schedules + commercial rate multipliers
Maryland operates the nation's only all-payer hospital rate-setting system through the Health Services Cost Review Commission (HSCRC) - all payers, including Medicare, Medicaid, commercial, and self-pay, pay the same regulated rates at each facility. This makes Maryland's cash prices more meaningful than in other states, because the discounting common elsewhere is largely prohibited. Johns Hopkins Medicine and University of Maryland Medical System anchor the academic tier. Brain MRI pricing follows the same site-of-service pattern as other MRI, with hospital outpatient rates running 4–8× higher than freestanding imaging centers for an identical scan. With-contrast protocols (typically ordered for lesion characterization or post-treatment surveillance) carry a higher CPT code and higher price than non-contrast studies. If ordered as a non-urgent outpatient study, scheduling at a freestanding imaging center is the single most effective way to reduce cost.
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Why prices vary - and what it means for your coverage
A small number of hospitals (5) report prices above $1,436, including The Kennedy Krieger Institute at $3,001, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $518 versus $564 inpatient, so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$656 |
| Deductible met - 20% coinsurance | ~$131 |
| Out-of-network provider | $1,443+ |
Frequently asked questions: MRI Brain costs in Maryland
How much does an MRI Brain cost in Maryland?
The typical insurer-negotiated rate is $502, with most facilities between $332 and $590 (based on 40 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $149 to $5,814 across all 46 Maryland hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an MRI Brain in Maryland?
Based on declared prices, the lowest-cost facility in our Maryland data is MedStar St. Mary's Hospital at about $146. By metro, Aberdeen has the lowest median ($440). Independent imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an MRI Brain so much cheaper at some Maryland hospitals?
Prices vary up to 39× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Maryland, the median cash (self-pay) price is $534 versus a median negotiated rate of $523 - about 1× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an MRI Brain in Maryland?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read an EOB line by line
Other procedures in Maryland
MRI Brain, elsewhere
What matters before you schedule
Imaging center vs. hospital
Hospital outpatient departments typically charge 2-4x more than independent imaging centers for the same mri brain - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
With vs. without contrast
Which type your doctor orders for this mri brain changes the billing code, and what you pay. For example: A standard mri brain with no contrast dye - the most common and lowest-cost version.
This is shoppable
MRI Brain is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for mri brain before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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