Cholecystectomy Cost in Maryland (2026): Average Prices & What You'll Pay
What does a cholecystectomy cost in Maryland?
For a commercially insured patient, a cholecystectomy in Maryland typically runs $2,225–$5,454 once facility and physician fees are combined. The median reported facility price across 24 hospitals is $1,516. The figures draw on CMS fee schedules and hospital price transparency data published under federal law.
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Where cholecystectomy costs vary in Maryland
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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Cheapest Cholecystectomy Providers in Maryland
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | UM Laurel Medical Center | Laurel, MD | $635 | -$881 |
| 2 | University of Maryland Medical Center | Baltimore, MD | $697 | -$819 |
| 3 | Northwest Hospital Center | MD | $734 | -$782 |
| 4 | Fort Washington Medical Center | Fort Washington, MD | $799 | -$717 |
| 5 | UPMC Western Maryland | Cumberland, MD | $828 | -$688 |
| 6 | MedStar Union Memorial Hospital | Baltimore, MD | $1,300 | -$216 |
| 7 | MedStar Franklin Square Medical Center | Baltimore, MD | $1,379 | -$137 |
| 8 | MedStar Montgomery Medical Center | Olney, MD | $1,473 | -$43 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- UM Laurel Medical Center is the lowest-cost option at $635 - $881 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $1,744, and it's often lower than what insurance pays before your deductible is satisfied.
- This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
How where you go changes what you pay for cholecystectomy
The same cholecystectomy bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $302–$2,341
- Professional fee $980–$5,380
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $302–$2,106
- Professional fee $980–$5,380
Estimated from CMS fee schedules + commercial rate multipliers
Maryland operates the nation's only all-payer hospital rate-setting system through the Health Services Cost Review Commission (HSCRC) - all payers, including Medicare, Medicaid, commercial, and self-pay, pay the same regulated rates at each facility. This makes Maryland's cash prices more meaningful than in other states, because the discounting common elsewhere is largely prohibited. Johns Hopkins Medicine and University of Maryland Medical System anchor the academic tier. Laparoscopic cholecystectomy (gallbladder removal) is one of the most common ambulatory surgeries in the US, and facility type is the single biggest cost lever - ambulatory surgery centers charge 40–60% less than hospital outpatient departments for identical outcomes. Most commercial payers require prior authorization, and the surgeon and anesthesiologist bill separately from the facility, so confirming all three providers are in-network prevents unexpected out-of-network charges.
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Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $1,516 versus $1,510 inpatient, so where a procedure happens often matters more than which hospital you pick.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$3,848 |
| Deductible met - 20% coinsurance | ~$770 |
| Out-of-network provider | $8,466+ |
Frequently asked questions: cholecystectomy costs in Maryland
How much does a cholecystectomy cost in Maryland?
The typical insurer-negotiated rate is $697, with most facilities between $349 and $1,049 (based on 21 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $308 to $4,041 across all 24 Maryland hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a cholecystectomy in Maryland?
Based on declared prices, the lowest-cost facility in our Maryland data is UM R Adams Cowley Shock Trauma Center in Baltimore at about $302. By metro, Baltimore has the lowest median ($1,340). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a cholecystectomy so much cheaper at some Maryland hospitals?
Prices vary up to 13.1× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Maryland, the median cash (self-pay) price is $1,744 versus a median negotiated rate of $697 - about 2.5× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a cholecystectomy in Maryland?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
Other procedures in Maryland
Cholecystectomy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same cholecystectomy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A cholecystectomy involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this cholecystectomy changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cholecystectomy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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