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Reviewed by John Caruso, FSA, MAAA • Data last updated

Home Sleep Test Cost in Maryland (2026): Average Prices & What You'll Pay

What does a home sleep test cost in Maryland?

Where you have a home sleep test done in Maryland swings the bill from $296 to $522 for identical care. The median cash price across 14 reporting hospitals is $374. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.

Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.

Where home sleep test costs vary in Maryland

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a home sleep test depends on where you go and what is billed separately. Most patients find out after.

Your personalized cost report includes:

  • ✓ Who supplies the device: A hospital, a sleep clinic and a mail-order company each price the test differently.
  • ✓ Scoring and interpretation: A sleep doctor reviews the recording and may bill separately for it.
  • ✓ Which bills usually arrive separately, and which providers to check are in-network
  • ✓ The questions to ask before you schedule, so the estimate covers everything
  • ✓ A real patient billing breakdown, line by line

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Cheapest Home Sleep Test Providers in Maryland

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($374)
1 UPMC Western Maryland Cumberland, MD $148 $226 below
2 MedStar Franklin Square Medical Center Baltimore, MD $246 $128 below
3 Greater Baltimore Medical Center Towson, MD $301 $73 below
4 UM Upper Chesapeake Medical Center Aberdeen Aberdeen, MD $334 $40 below
5 MedStar Montgomery Medical Center Olney, MD $362 $12 below
6 MedStar Good Samaritan Hospital Baltimore, MD $385 $11 above
7 Frederick Health Hospital Frederick, MD $389 $15 above
8 MedStar Southern Hospital Center Clinton, MD $517 $143 above

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • UPMC Western Maryland is the lowest-cost option at $148 - $226 below the median posted price ($374), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $374, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Home sleep test prices by coverage in Maryland, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$140 to $221$221
With insurance (commercial, average)9$144 to $581$370
Without insurance (cash price)14$141 to $587$374
CareFirst BlueCross BlueShield6$310 to $581$460
Aetna6$313 to $587$470
UnitedHealthcare6$310 to $581$460
Cigna6$310 to $581$460

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a home sleep test cost with Medicare in Maryland?

Medicare's national hospital outpatient payment for home sleep test is about $140 to $221 (typically near $221). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $44 on a $221 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a home sleep test cost with insurance in Maryland?

Across 9 Maryland hospitals, the negotiated rates commercial insurers pay for home sleep test average $144 to $581 per hospital, with a median near $370. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a home sleep test cost without insurance in Maryland?

Cash (self-pay) prices for home sleep test at 14 Maryland hospitals range from $141 to $587, with a median of $374. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a home sleep test cost with CareFirst BlueCross BlueShield in Maryland?

CareFirst BlueCross BlueShield negotiated rates for home sleep test at 6 Maryland hospitals range from $310 to $581, with a median near $460. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a home sleep test cost with Aetna in Maryland?

Aetna negotiated rates for home sleep test at 6 Maryland hospitals range from $313 to $587, with a median near $470. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.

How much does a home sleep test cost with UnitedHealthcare in Maryland?

UnitedHealthcare negotiated rates for home sleep test at 6 Maryland hospitals range from $310 to $581, with a median near $460. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How much does a home sleep test cost with Cigna in Maryland?

Cigna negotiated rates for home sleep test at 6 Maryland hospitals range from $310 to $581, with a median near $460. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for home sleep test

The same home sleep test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$270–$1,491
  • Facility fee $126–$975
  • Professional fee $144–$516

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$270–$1,491
  • Facility fee $126–$975
  • Professional fee $144–$516

Estimated from CMS fee schedules + commercial rate multipliers

Maryland operates the nation's only all-payer hospital rate-setting system through the Health Services Cost Review Commission (HSCRC) - all payers, including Medicare, Medicaid, commercial, and self-pay, pay the same regulated rates at each facility. This makes Maryland's cash prices more meaningful than in other states, because the discounting common elsewhere is largely prohibited. Johns Hopkins Medicine and University of Maryland Medical System anchor the academic tier.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

Setting matters too: the median outpatient price is $374 versus $492 inpatient (about 1.3× more), so where a procedure happens often matters more than which hospital you pick.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$374
Deductible met - 20% coinsurance ~$75
Out-of-network provider $823+

Frequently asked questions: home sleep test costs in Maryland

How much does a home sleep test cost in Maryland?

The typical insurer-negotiated rate is $374, with most facilities between $246 and $521 (based on 14 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Maryland hospitals run $141–$587; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a home sleep test in Maryland?

Based on declared prices, the lowest posted price in our Maryland data is UPMC Western Maryland in Cumberland at about $148. By metro, Aberdeen has the lowest median ($230).

Why is a home sleep test so much cheaper at some Maryland hospitals?

Typical prices vary about 2.1× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Maryland, the median cash (self-pay) price is $374 versus a median negotiated rate of $370 - about 1× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a home sleep test in Maryland?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Maryland

Home Sleep Test, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Maryland

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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