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Reviewed by John Caruso, FSA, MAAA • Data last updated

Treadmill Stress Test Cost in Montana (2026): Average Prices & What You'll Pay

What does a treadmill stress test cost in Montana?

Where you have a treadmill stress test done in Montana swings the bill from $124 to $329 for identical care. The median cash price across 27 reporting hospitals is $156. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.

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Where treadmill stress test costs vary in Montana

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

What you pay for a treadmill stress test depends on where you go and what is billed separately. Most patients find out after.

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  • ✓ Global vs. split billing: Some hospitals report one price for the whole test, while others report only the tracing, with the doctor billing the supervision and report separately.
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Cheapest Treadmill Stress Test Providers in Montana

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs median ($156)
1 Logan Health - Chester Chester, MT $103 $53 below
2 Fallon Medical Complex Baker, MT $112 $44 below
3 Bitterroot Health - Daly Hospital Hamilton, MT $112 $44 below
4 HOLY ROSARY HEALTHCARE DBA INTERMOUNTAIN HEALTH HOLY ROSARY HOSPITAL MT $112 $44 below
5 McCone County Health Center MT $113 $43 below
6 Big Sky Medical Center Big Sky, MT $127 $29 below
7 Deaconess Regional Medical Center Bozeman, MT $127 $29 below
8 Sidney Health Center Sidney, MT $130 $26 below

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Before you book: three questions that change the price

  1. Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
  2. Can you give me the price in writing, with the billing codes it covers?
  3. What happens to the price if something extra is needed during the procedure?

Estimate your out-of-pocket cost →  ·  When the bills arrive, we check them for errors →

Quick take

  • Logan Health - Chester is the lowest-cost option at $103 - $53 below the median posted price ($156), just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $156, and it's often lower than what insurance pays before your deductible is satisfied.
  • Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
Treadmill stress test prices by coverage in Montana, October 2026
CoverageHospitals with a rateTypical rangeMedian
Medicare (national rate)—$221 to $221$221
With insurance (commercial, average)15$84 to $850$285
Without insurance (cash price)27$97 to $906$156
Blue Cross and Blue Shield of Montana11$104 to $494$158
Cigna6$124 to $782$242
UnitedHealthcare5$175 to $980$222

Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.

How much does a treadmill stress test cost with Medicare in Montana?

Medicare's national hospital outpatient payment for treadmill stress test is about $221 to $221 (typically near $221). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $44 on a $221 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.

Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.

How much does a treadmill stress test cost with insurance in Montana?

Across 15 Montana hospitals, the negotiated rates commercial insurers pay for treadmill stress test average $84 to $850 per hospital, with a median near $285. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.

Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.

How much does a treadmill stress test cost without insurance in Montana?

Cash (self-pay) prices for treadmill stress test at 27 Montana hospitals range from $97 to $906, with a median of $156. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.

Cash prices are the hospital’s published discounted rate for patients paying without insurance.

How much does a treadmill stress test cost with Blue Cross and Blue Shield of Montana?

Blue Cross and Blue Shield of Montana negotiated rates for treadmill stress test at 11 Montana hospitals range from $104 to $494, with a median near $158. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.

Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.

How much does a treadmill stress test cost with Cigna in Montana?

Cigna negotiated rates for treadmill stress test at 6 Montana hospitals range from $124 to $782, with a median near $242. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.

How much does a treadmill stress test cost with UnitedHealthcare in Montana?

UnitedHealthcare negotiated rates for treadmill stress test at 5 Montana hospitals range from $175 to $980, with a median near $222. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.

How where you go changes what you pay for treadmill stress test

The same treadmill stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$137–$1,916
  • Facility fee $80–$1,624
  • Professional fee $57–$292

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$236–$1,916
  • Facility fee $179–$1,624
  • Professional fee $57–$292

Estimated from CMS fee schedules + commercial rate multipliers

CommonSpirit Health (formerly SCL Health) and RiverStone Health cover most of Montana's population. The state's vast geography means most residents have little or no practical alternative to their nearest facility, effectively eliminating competitive pricing pressure outside Billings and Missoula. Critical access hospitals are widespread and use cost-based reimbursement for Medicare.

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Why prices vary - and what it means for your coverage

A small number of hospitals (1) report prices above $1,252, including Community Medical Center at $1,624, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $156 versus $583 inpatient (about 3.7× more), so where a procedure happens often matters more than which hospital you pick.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$156
Deductible met - 20% coinsurance ~$31
Out-of-network provider $343+

Frequently asked questions: treadmill stress test costs in Montana

How much does a treadmill stress test cost in Montana?

The typical insurer-negotiated rate is $89, with most facilities between $55 and $187 (based on 25 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Montana hospitals run $97–$906; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a treadmill stress test in Montana?

Based on declared prices, the lowest posted price in our Montana data is Logan Health - Chester in Chester at about $103. By metro, Choteau has the lowest median ($179).

Why is a treadmill stress test so much cheaper at some Montana hospitals?

Typical prices vary about 3.4× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Montana, the median cash (self-pay) price is $156 versus a median negotiated rate of $285 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a treadmill stress test in Montana?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Montana

Treadmill Stress Test, elsewhere

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Montana

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Emergency care

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published October 29, 2026 · Updated October 29, 2026

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