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Reviewed by John Caruso, FSA, MAAA • Data last updated

Cataract Surgery Cost in Montana (2026): Average Prices & What You'll Pay

What does a cataract surgery cost in Montana?

You could pay $1,598 or $2,289 for the same cataract surgery in Montana - depending entirely on which facility you choose. The median cash price across 17 reporting hospitals is $1,824. This data comes directly from hospital price transparency files published under federal law.

Where cataract surgery costs vary in Montana

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

Insurance covers cataract surgery - but the premium lens it won't cover can add $1,500–$3,000 per eye.

Your personalized cost report includes:

  • ✓ Why the standard lens is covered but a toric/multifocal upgrade is billed directly to you
  • ✓ The four separate bills (facility, surgeon, anesthesia, lens) and which to scrutinize
  • ✓ Why an ambulatory surgery center usually costs less than a hospital for the identical operation
  • ✓ How anesthesia ends up out-of-network even at an in-network surgery center
  • ✓ A real patient billing breakdown, line by line

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Cheapest Cataract Surgery Providers in Montana

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Fallon Medical Complex Baker, MT $848 -$976
2 Bitterroot Health - Daly Hospital Hamilton, MT $1,134 -$690
3 Sidney Health Center Sidney, MT $1,165 -$659
4 Deaconess Regional Medical Center Bozeman, MT $1,706 -$118
5 Big Sky Medical Center Big Sky, MT $1,706 -$118
6 Logan Health Medical Center Kalispell, MT $1,788 -$36
7 Logan Health - Conrad Conrad, MT $1,824 +$0
8 Logan Health - Shelby Shelby, MT $1,824 +$0

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Quick take

  • Fallon Medical Complex is the lowest-cost option at $848 - $976 below the state median, just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $1,824, and it's often lower than what insurance pays before your deductible is satisfied.
  • This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.

How where you go changes what you pay for cataract surgery

The same cataract surgery bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.

Hospital Outpatient
$1,393–$9,978
  • Facility fee $590–$7,046
  • Professional fee $803–$2,932

Estimated from CMS fee schedules + commercial rate multipliers

Hospital Inpatient
$2,591–$8,452
  • Facility fee $1,788–$5,520
  • Professional fee $803–$2,932

Estimated from CMS fee schedules + commercial rate multipliers

CommonSpirit Health (formerly SCL Health) and RiverStone Health cover most of Montana's population. The state's vast geography means most residents have little or no practical alternative to their nearest facility, effectively eliminating competitive pricing pressure outside Billings and Missoula. Critical access hospitals are widespread and use cost-based reimbursement for Medicare. Medicare covers cataract surgery at a defined allowed amount wage-adjusted for your location - the main cost variable isn't geography but lens type. Standard monofocal lenses are fully covered; premium multifocal or toric lenses add $1,500–$3,000 per eye out-of-pocket regardless of insurance. Ambulatory surgery centers consistently charge less than hospital outpatient departments for the identical procedure.

Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →

Why prices vary - and what it means for your coverage

A small number of hospitals (3) report prices above $4,068, including Providence St Joseph Medical Center at $7,046, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $1,824 versus $1,824 inpatient, so where a procedure happens often matters more than which hospital you pick. Setting drives most of the spread here: an ambulatory surgical center (ASC) is usually meaningfully cheaper than a hospital operating room for the same procedure, when your case qualifies.

None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.

Your situation Estimated out-of-pocket
Deductible not yet met ~$1,824
Deductible met - 20% coinsurance ~$365
Out-of-network provider $4,013+

Frequently asked questions: cataract surgery costs in Montana

How much does a cataract surgery cost in Montana?

Across 17 Montana hospitals that publish prices, a cataract surgery ranges from $304 to $13,037, with a median of $1,824. Most facilities fall between $1,165 and $2,289. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cataract surgery in Montana?

Based on declared prices, the lowest-cost facility in our Montana data is HOLY ROSARY HEALTHCARE DBA INTERMOUNTAIN HEALTH HOLY ROSARY HOSPITAL at about $590. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a cataract surgery so much cheaper at some Montana hospitals?

Prices vary up to 42.9× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Montana, the median cash (self-pay) price is $1,824 versus a median negotiated rate of $1,401 - about 1.3× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cataract surgery in Montana?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Montana

Cataract Surgery, elsewhere

Other Montana Hospitals and ambulatory surgery centers for Cataract Surgery

These hospitals and ambulatory surgery centers are registered in the CMS National Provider Identifier (NPI) registry as active hospitals and ambulatory surgery centers in Montana. Cost estimates use the bundled service model for each place of service. Contact them directly for a formal quote.

Provider City Type Est. Cost
ADVANCED CARE HOSPITAL OF MONTANA INC
4063738000 		BILLINGS, MT Long Term Care Hospital $1,393–$9,978 bundled est.
BARRETT HOSPITAL & HEALTHCARE
4066833041 		DILLON, MT Critical Access Hospital $1,393–$9,978 bundled est.
BARRETT HOSPITAL DEVELOPMENT CORPORATION
4066833000 		DILLON, MT Critical Access Hospital $1,393–$9,978 bundled est.
BARRETT HOSPITAL DEVELOPMENT CORPORATION
4066833000 		DILLON, MT Critical Access Hospital $1,393–$9,978 bundled est.
BARRETT HOSPITAL DEVELOPMENT CORPORATION
4066833000 		DILLON, MT Critical Access Hospital $1,393–$9,978 bundled est.
BENEFIS HEALTHCARE SYSTEM
4064552661 		GREAT FALLS, MT Long Term Care Hospital $1,393–$9,978 bundled est.
BENEFIS HOSPITALS INC
4064555000 		HELENA, MT Ambulatory Surgical Center -
BIG HORN HOSPITAL ASSOCIATION
4066652310 		HARDIN, MT Critical Access Hospital $1,393–$9,978 bundled est.
BIG SANDY MEDICAL CENTER INC
4063782188 		BIG SANDY, MT Critical Access Hospital $1,393–$9,978 bundled est.
BIG SKY ANESTHETICS PC
4064499100 		HELENA, MT Ambulatory Surgical Center -
BIG SKY SURGERY CENTER, LLC
4065426559 		MISSOULA, MT Ambulatory Surgical Center -
BILLINGS CINIC
4068981200 		BOZEMAN, MT General Acute Care Hospital $1,393–$9,978 bundled est.
▼ Show 88 more Montana hospitals and ambulatory surgery centers (of 140 registered)
BLACKFEET COMMUNITY HOSPITAL
4063386231 		BROWNING, MT Rural Acute Care Hospital $1,393–$9,978 bundled est.
BOZEMAN HEALTH BIG SKY MEDICAL CENTER, LLC
4069956995 		BIG SKY, MT General Acute Care Hospital $1,393–$9,978 bundled est.
CENTRAL MONTANA MEDICAL FACILITIES, INC
4065357711 		LEWISTOWN, MT Critical Access Hospital $1,393–$9,978 bundled est.
CENTRAL MONTANA SURGERY CENTER, INC.
4062168000 		GREAT FALLS, MT General Acute Care Hospital $1,393–$9,978 bundled est.
CHARLOTTE SMITH
4063386202 		BROWNING, MT Rural Acute Care Hospital $1,393–$9,978 bundled est.
CHOUTEAU COUNTY DISTRICT HOSPITAL
4066223331 		FORT BENTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
CMSC, LLC
4062168000 		GREAT FALLS, MT General Acute Care Hospital $1,393–$9,978 bundled est.
COMMUNITY BIRTH GROUP
8003418598 		BOZEMAN, MT General Acute Care Hospital $1,393–$9,978 bundled est.
COMMUNITY BIRTH GROUP
8003418598 		LIBBY, MT General Acute Care Hospital $1,393–$9,978 bundled est.
COMMUNITY HOSPITAL OF ANACONDA
4065638500 		ANACONDA, MT Critical Access Hospital $1,393–$9,978 bundled est.
COMMUNITY HOSPITAL OF ANACONDA
4065638500 		ANACONDA, MT Critical Access Hospital $1,393–$9,978 bundled est.
COMMUNITY MEDICAL CENTER INC
4067284100 		MISSOULA, MT General Acute Care Hospital $1,393–$9,978 bundled est.
COPPER CITY SURGERY CENTER, PLLC
4065413937 		BUTTE, MT Ambulatory Surgical Center -
CROW NORTHERN CHEYENNE HOSPITAL
4066383540 		CROW AGENCY, MT Rural Acute Care Hospital $1,393–$9,978 bundled est.
CROW-NORTHERN CHEYENNE HOSPITAL
4066383500 		CROW AGENCY, MT Critical Access Hospital $1,393–$9,978 bundled est.
FACIAL PLASTIC AND RECONSTRUCTIVE SURGERY MONTANA PC
4065496600 		MISSOULA, MT Ambulatory Surgical Center -
FALLON MEDICAL COMPLEX INC
4067783331 		BAKER, MT Critical Access Hospital $1,393–$9,978 bundled est.
FLOR-HAVEN HOME LLC
4065422598 		MISSOULA, MT Long Term Care Hospital $1,393–$9,978 bundled est.
FORT HARRISON VA
4064426410 		HELENA, MT Rural Acute Care Hospital $1,393–$9,978 bundled est.
GALLATIN PLASTIC SURGERY, PLLC
4065772346 		BOZEMAN, MT Ambulatory Surgical Center -
GALLATIN VALLEY SURGERY CENTER, LLC
4066242152 		BOZEMAN, MT Ambulatory Surgical Center -
GALLATIN VALLEY SURGICAL ARTS
4065870767 		BOZEMAN, MT Ambulatory Surgical Center -
GLACIER SURGICAL CENTER, LLC
4062504847 		KALISPELL, MT Ambulatory Surgical Center -
GLACIER SURGICAL INC.
4178892040 		KALISPELL, MT Ambulatory Surgical Center -
GLENDIVE MEDICAL CENTER, INC
4063453306 		GLENDIVE, MT Critical Access Hospital $1,393–$9,978 bundled est.
GRANITE COUNTY HOSPITAL DISTRICT
4068593271 		PHILIPSBURG, MT Long Term Care Hospital $1,393–$9,978 bundled est.
GRANITE COUNTY HOSPITAL DISTRICT
4068593271 		PHILIPSBURG, MT Critical Access Hospital $1,393–$9,978 bundled est.
GRANITE COUNTY HOSPITAL DISTRICT
4068593271 		PHILIPSBURG, MT Critical Access Hospital $1,393–$9,978 bundled est.
GREAT FALLS CLINIC SURGERY CENTER LLC
4067713500 		GREAT FALLS, MT Ambulatory Surgical Center -
GREAT FALLS SURGERY CENTER
4062051900 		GREAT FALLS, MT Ambulatory Surgical Center -
GREAT FALLS SURGERY CENTER LLC
4062851833 		GREAT FALLS, MT Ambulatory Surgical Center -
HEALTHCENTER NORTHWEST LLC
4067519729 		KALISPELL, MT General Acute Care Hospital $1,393–$9,978 bundled est.
HELENA SURGICENTER, LLC
4064574200 		HELENA, MT Ambulatory Surgical Center -
HOLY ROSARY HEALTHCARE
4062332600 		MILES CITY, MT Rural Acute Care Hospital $1,393–$9,978 bundled est.
INDIAN HEALTH SERVICES
4063386230 		BROWNING, MT Rural Acute Care Hospital $1,393–$9,978 bundled est.
KALISPELL REGIONAL HEALTHCARE
4067518009 		KALISPELL, MT Women's Hospital $1,393–$9,978 bundled est.
KALISPELL REGIONAL MEDICAL CENTER INC
4068831911 		POLSON, MT Ambulatory Surgical Center -
KALISPELL REGIONAL MEDICAL CENTER, INC
4062576700 		KALISPELL, MT Ambulatory Surgical Center -
LIBERTY COUNTY HOSPITAL AND NURSING HOME, INC
4067595181 		CHESTER, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTON HEALTHCARE
4068236414 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTON HEALTHCARE
4062223541 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTON HEALTHCARE
4068236429 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTONHEALTHCARE
4062223541 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTONHEALTHCARE CARDIAC REHAB
4062223541 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTONHEALTHCARE CRNA
4062223541 		LIVINGSTON, MT Rural Acute Care Hospital $1,393–$9,978 bundled est.
LIVINGSTONHEALTHCARE OCCUPATIONAL THERAPY
4062223541 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTONHEALTHCARE OP LAB & XRAY
4062223541 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTONHEALTHCARE PHYSICAL THERAPY
4062223541 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTONHEALTHCARE RADIOLOGY-LOCUM
4062223541 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTONHEALTHCARE SPEECH THERAPY
4062223541 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LIVINGSTONHEALTHCARE XRAY PROFEE
4062223541 		LIVINGSTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
LOGAN HEALTH - CONRAD
4062713211 		CONRAD, MT Critical Access Hospital $1,393–$9,978 bundled est.
LOGAN HEALTH - WHITEFISH
4068633724 		WHITEFISH, MT Critical Access Hospital $1,393–$9,978 bundled est.
LOGAN HEALTH - WHITEFISH
4068633510 		WHITEFISH, MT Critical Access Hospital $1,393–$9,978 bundled est.
MARCUS DALY MEMORIAL HOSPITAL CORPORATION
4063632211 		HAMILTON, MT Critical Access Hospital $1,393–$9,978 bundled est.
MEMORIAL HOSPITAL ASSOCIATION
4064462345 		RED LODGE, MT Critical Access Hospital $1,393–$9,978 bundled est.
MEMORIAL HOSPITAL ASSOCIATION
4064462345 		RED LODGE, MT Critical Access Hospital $1,393–$9,978 bundled est.
MES SURGERY CENTER, LLC
8663166430 		BOZEMAN, MT Ambulatory Surgical Center -
MISSOULA BONE & JOINT SURGERY CENTER, LLC
4065429695 		MISSOULA, MT Ambulatory Surgical Center -
MISSOULA COMMUNITY HEALTH SERVICES, INC.
4068224841 		SUPERIOR, MT Rural Acute Care Hospital $1,393–$9,978 bundled est.
MISSOULA COMMUNITY HEALTH SERVICES, INC.
4068224841 		SUPERIOR, MT Rural Acute Care Hospital $1,393–$9,978 bundled est.
MONTANA ANESTHESIA PLLC
4067507379 		GREAT FALLS, MT General Acute Care Hospital $1,393–$9,978 bundled est.
MONTANA ENDOSCOPY CENTER, PLLC
4065416836 		MISSOULA, MT Ambulatory Surgical Center -
MONTANA SURGERY CENTER
4064499100 		HELENA, MT Ambulatory Surgical Center -
MONTANA VAMC
9135784409 		FORT HARRISON, MT General Acute Care Hospital $1,393–$9,978 bundled est.
MORLEDGE FAMILY SURGERY CENTER
4062941994 		BILLINGS, MT Ambulatory Surgical Center -
MOUNTAINVIEW MEDICAL CENTER
4065473321 		WHITE SULPHUR SPRINGS, MT Critical Access Hospital $1,393–$9,978 bundled est.
MOUNTAINVIEW MEDICAL CENTER
4065473321 		WHITE SULPHUR SPRINGS, MT Critical Access Hospital $1,393–$9,978 bundled est.
NORTHERN MONTANA HOSPITAL
4062621302 		HAVRE, MT General Acute Care Hospital $1,393–$9,978 bundled est.
NORTHERN ROCKIES MEDICAL CENTER
4068732251 		CUT BANK, MT Critical Access Hospital $1,393–$9,978 bundled est.
NORTHERN ROCKIES MEDICAL CENTER, INC.
4068732251 		CUT BANK, MT Critical Access Hospital $1,393–$9,978 bundled est.
NORTHERN ROCKIES SURGERY CENTER LP
4062487186 		BILLINGS, MT Ambulatory Surgical Center -
ORTHOPAEDIC NEURO INSTITUTE SURGICAL CENTER, LLC
6153018143 		BILLINGS, MT Ambulatory Surgical Center -
ORTHOPEDIC SURGICAL CENTER OF MONTANA, LLC
4065868029 		BOZEMAN, MT Ambulatory Surgical Center -
PHILLIPS COUNTY HOSPITAL ASSN
4066541100 		MALTA, MT Critical Access Hospital $1,393–$9,978 bundled est.
PHS INDIAN HOSPITAL
4066383558 		CROW AGENCY, MT Critical Access Hospital $1,393–$9,978 bundled est.
PIONEER MEDICAL CENTER
4069324603 		BIG TIMBER, MT General Acute Care Hospital $1,393–$9,978 bundled est.
PLAINS HOSPITAL CORPORATION
4068264813 		PLAINS, MT Critical Access Hospital $1,393–$9,978 bundled est.
POWELL COUNTY MEMORIAL HOSPITAL ASSOCIATION INC
4068462212 		DEER LODGE, MT Critical Access Hospital $1,393–$9,978 bundled est.
PREMIER OUTPATIENT SURGERY, PLLC
4062453238 		BILLINGS, MT Ambulatory Surgical Center -
PROVIDENCE HEALTH & SERVICES MT
4065437271 		MISSOULA, MT General Acute Care Hospital $1,393–$9,978 bundled est.
PROVIDENCE HEALTH & SERVICES MT
4067775522 		STEVENSVILLE, MT General Acute Care Hospital $1,393–$9,978 bundled est.
PROVIDENCE HEALTH & SERVICES MT
4066763600 		RONAN, MT General Acute Care Hospital $1,393–$9,978 bundled est.
PROVIDENCE ST JOSEPH MEDICAL CENTER
4068835377 		POLSON, MT Critical Access Hospital $1,393–$9,978 bundled est.
PROVIDENCE SURGERY CENTER
4063273300 		MISSOULA, MT Ambulatory Surgical Center -
PUBLIC HOSPITAL DISTRICT OF BEAVERHEAD COUNTY DB
4066833001 		DILLON, MT Critical Access Hospital $1,393–$9,978 bundled est.
RCHP BILLINGS - MISSOULA LLC
4067284100 		MISSOULA, MT General Acute Care Hospital $1,393–$9,978 bundled est.
ROCKY MOUNTAIN EYE SURGERY CENTER INC
4065413883 		MISSOULA, MT Ambulatory Surgical Center -

Est. cost = bundled estimate (facility fee + professional fee + anesthesia where applicable) based on CMS fee schedules and commercial rate multipliers. Contact each provider for an actual quote.

Source: CMS NPPES NPI Registry. NPI numbers can be verified at npiregistry.cms.hhs.gov.

What matters before you schedule

ASC vs. hospital

Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same cataract surgery - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.

What's on your bill

A cataract surgery involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.

Cost by type

Which type your doctor orders for this cataract surgery changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.

What to ask before you book

Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cataract surgery before you schedule.

CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Montana

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published July 17, 2026

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