Treadmill Stress Test Cost in Minnesota (2026): Average Prices & What You'll Pay
What does a treadmill stress test cost in Minnesota?
You could pay $155 or $561 for the same treadmill stress test in Minnesota - depending entirely on which facility you choose. The median cash price across 85 reporting hospitals is $354. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where treadmill stress test costs vary in Minnesota
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a treadmill stress test depends on where you go and what is billed separately. Most patients find out after.
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Cheapest Treadmill Stress Test Providers in Minnesota
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($354) |
|---|---|---|---|---|
| 1 | Ridgeview Medical Center | Waconia, MN | $122 | $232 below |
| 2 | Essentia Health St. Joseph's Medical Center | Essentia Health St. Joseph'S Medical Center 523 N 3Rd St Brainerd, MN | $122 | $232 below |
| 3 | Prairie Ridge Hospital and Health Services | Fergus Falls, MN | $124 | $230 below |
| 4 | Sanford Worthington Medical Center | Worthington, MN | $125 | $229 below |
| 5 | Essentia Health Moose Lake | MN | $125 | $229 below |
| 6 | Essentia Health St. Mary's - Detroit Lakes | MN | $125 | $229 below |
| 7 | Essentia Health Duluth | Essentia Health Duluth, MN | $125 | $229 below |
| 8 | Essentia Health Virginia | MN | $125 | $229 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Ridgeview Medical Center is the lowest-cost option at $122 - $232 below the median posted price ($354), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $354, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $221 to $221 | $221 |
| With insurance (commercial, average) | 71 | $263 to $1,057 | $585 |
| Without insurance (cash price) | 95 | $122 to $905 | $354 |
| Blue Cross and Blue Shield of Minnesota | 64 | $135 to $879 | $431 |
| UnitedHealthcare | 63 | $274 to $1,183 | $810 |
| Cigna | 40 | $216 to $1,255 | $708 |
| Aetna | 36 | $359 to $1,211 | $904 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a treadmill stress test cost with Medicare in Minnesota?
Medicare's national hospital outpatient payment for treadmill stress test is about $221 to $221 (typically near $221). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $44 on a $221 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a treadmill stress test cost with insurance in Minnesota?
Across 71 Minnesota hospitals, the negotiated rates commercial insurers pay for treadmill stress test average $263 to $1,057 per hospital, with a median near $585. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a treadmill stress test cost without insurance in Minnesota?
Cash (self-pay) prices for treadmill stress test at 95 Minnesota hospitals range from $122 to $905, with a median of $354. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a treadmill stress test cost with Blue Cross and Blue Shield of Minnesota?
Blue Cross and Blue Shield of Minnesota negotiated rates for treadmill stress test at 64 Minnesota hospitals range from $135 to $879, with a median near $431. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a treadmill stress test cost with UnitedHealthcare in Minnesota?
UnitedHealthcare negotiated rates for treadmill stress test at 63 Minnesota hospitals range from $274 to $1,183, with a median near $810. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a treadmill stress test cost with Cigna in Minnesota?
Cigna negotiated rates for treadmill stress test at 40 Minnesota hospitals range from $216 to $1,255, with a median near $708. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does a treadmill stress test cost with Aetna in Minnesota?
Aetna negotiated rates for treadmill stress test at 36 Minnesota hospitals range from $359 to $1,211, with a median near $904. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for treadmill stress test
The same treadmill stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $76–$1,540
- Professional fee $57–$292
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $81–$1,092
- Professional fee $57–$292
Estimated from CMS fee schedules + commercial rate multipliers
Mayo Clinic anchors Rochester and draws referral patients from across the Upper Midwest, with pricing that reflects its tertiary-care market position. Allina Health and M Health Fairview (University of Minnesota) compete in the Twin Cities. Minnesota has a reputation for efficient care delivery, but that efficiency doesn't necessarily translate to lower commercial prices in a concentrated market.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $362 versus $249 inpatient, so where a procedure happens often matters more than which hospital you pick.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$354 |
| Deductible met - 20% coinsurance | ~$71 |
| Out-of-network provider | $779+ |
Frequently asked questions: treadmill stress test costs in Minnesota
How much does a treadmill stress test cost in Minnesota?
The typical insurer-negotiated rate is $153, with most facilities between $71 and $257 (based on 85 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Minnesota hospitals run $122–$905; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a treadmill stress test in Minnesota?
Based on declared prices, the lowest posted price in our Minnesota data is Ridgeview Medical Center in Waconia at about $122. By metro, St. Paul has the lowest median ($271).
Why is a treadmill stress test so much cheaper at some Minnesota hospitals?
Typical prices vary about 3.6× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Minnesota, the median cash (self-pay) price is $354 versus a median negotiated rate of $585 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a treadmill stress test in Minnesota?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- How to read your medical bill
- How to stop medical bill problems before they start
- How to negotiate your medical bills
- Allowed amount vs negotiated rate: what your EOB is really saying
- Understanding your UnitedHealthcare EOB
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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