CBC Blood Test Cost in Minnesota (2026): Average Prices & What You'll Pay
What does a cbc blood test cost in Minnesota?
Where you have a cbc blood test done in Minnesota swings the bill from $13 to $54 for identical care. The median cash price across 104 reporting hospitals is $32. The numbers are pulled directly from federally mandated hospital price transparency files. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where cbc blood test costs vary in Minnesota
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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What you pay for a cbc blood test depends on where you go and what is billed separately. Most patients find out after.
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Cheapest CBC Blood Test Providers in Minnesota
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($32) |
|---|---|---|---|---|
| 1 | Aspirus Lake View Hospital | Two Harbors, MN | $8 | $24 below |
| 2 | ST. JOSEPH'S AREA HEALTH SERVICES | Park Rapids, MN | $8 | $24 below |
| 3 | Range Regional Health Services | Hibbing, MN | $9 | $23 below |
| 4 | Fairview Bethesda Hospital | St. Paul, MN | $9 | $23 below |
| 5 | Grand Itasca Clinic and Hospital | Grand Rapids, MN | $9 | $23 below |
| 6 | Avera Tyler Hospital | Tyler, MN | $9 | $23 below |
| 7 | Avera Marshall Hospital | Marshall, MN | $9 | $23 below |
| 8 | Avera Granite Falls Health Center | Granite Falls, MN | $9 | $23 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Aspirus Lake View Hospital is the lowest-cost option at $8 - $24 below the median posted price ($32), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $32, and it's often lower than what insurance pays before your deductible is satisfied.
- Independent and doctor-office labs often charge much less than hospital labs for the same test and may not appear in this hospital-only dataset. Ask where your plan sends lab work.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| With insurance (commercial, average) | 98 | $12 to $102 | $48 |
| Without insurance (cash price) | 119 | $6 to $85 | $32 |
| Blue Cross and Blue Shield of Minnesota | 91 | $6 to $85 | $10 |
| UnitedHealthcare | 77 | $8 to $128 | $43 |
| Cigna | 51 | $21 to $122 | $48 |
| Aetna | 44 | $15 to $135 | $78 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a CBC Blood Test cost with insurance in Minnesota?
Across 98 Minnesota hospitals, the negotiated rates commercial insurers pay for CBC Blood Test average $12 to $102 per hospital, with a median near $48. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a CBC Blood Test cost without insurance in Minnesota?
Cash (self-pay) prices for CBC Blood Test at 119 Minnesota hospitals range from $6 to $85, with a median of $32. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a CBC Blood Test cost with Blue Cross and Blue Shield of Minnesota?
Blue Cross and Blue Shield of Minnesota negotiated rates for CBC Blood Test at 91 Minnesota hospitals range from $6 to $85, with a median near $10. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a CBC Blood Test cost with UnitedHealthcare in Minnesota?
UnitedHealthcare negotiated rates for CBC Blood Test at 77 Minnesota hospitals range from $8 to $128, with a median near $43. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a CBC Blood Test cost with Cigna in Minnesota?
Cigna negotiated rates for CBC Blood Test at 51 Minnesota hospitals range from $21 to $122, with a median near $48. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does a CBC Blood Test cost with Aetna in Minnesota?
Aetna negotiated rates for CBC Blood Test at 44 Minnesota hospitals range from $15 to $135, with a median near $78. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for cbc blood test
The same cbc blood test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $6–$276
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $8–$117
Estimated from CMS fee schedules + commercial rate multipliers
Mayo Clinic anchors Rochester and draws referral patients from across the Upper Midwest, with pricing that reflects its tertiary-care market position. Allina Health and M Health Fairview (University of Minnesota) compete in the Twin Cities. Minnesota has a reputation for efficient care delivery, but that efficiency doesn't necessarily translate to lower commercial prices in a concentrated market.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (4) report prices above $122, including United Hospital District, Inc at $162, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $32 versus $38 inpatient (about 1.2× more), so where a procedure happens often matters more than which hospital you pick.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$32 |
| Deductible met - 20% coinsurance | ~$6 |
| Out-of-network provider | $70+ |
Frequently asked questions: CBC Blood Test costs in Minnesota
How much does a CBC Blood Test cost in Minnesota?
The typical insurer-negotiated rate is $6, with most facilities between $6 and $16 (based on 104 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Minnesota hospitals run $6–$85; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a CBC Blood Test in Minnesota?
Based on declared prices, the lowest posted price in our Minnesota data is Aspirus Lake View Hospital in Two Harbors at about $8. By metro, St. Paul has the lowest median ($8).
Why is a CBC Blood Test so much cheaper at some Minnesota hospitals?
Typical prices vary about 2.7× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Minnesota, the median cash (self-pay) price is $32 versus a median negotiated rate of $48 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a CBC Blood Test in Minnesota?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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