Heart Catheterization Cost in Minnesota (2026): Average Prices & What You'll Pay
What does a heart catheterization cost in Minnesota?
The same heart catheterization in Minnesota might cost you $2,206 at one facility and $3,377 at another - the building you walk into drives the difference. The median cash price across 66 reporting hospitals is $3,141. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Minnesota, from hospital price files
- City of St Peter · Saint Peter, MN $1,566
- Ridgeview Medical Center · Waconia, MN $1,604
- Mayo Clinic Health System · Albert Lea, MN $1,621
All 66 facilities are listed below, free.
Where heart catheterization costs vary in Minnesota
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a heart catheterization depends on where you go and what is billed separately. Most patients find out after.
Your personalized cost report includes:
- ✓ Diagnostic vs. treatment: If a blockage is treated during the same visit (a stent, for example), the bill moves to a different and much higher-priced procedure.
- ✓ Supplies and recovery: Catheters, contrast dye and the recovery room are billed as separate lines at many hospitals.
- ✓ Which bills usually arrive separately, and which providers to check are in-network
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Cheapest Heart Catheterization Providers in Minnesota
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($3,141) |
|---|---|---|---|---|
| 1 | City of St Peter | Saint Peter, MN | $1,566 | $1,575 below |
| 2 | Ridgeview Medical Center | Waconia, MN | $1,604 | $1,537 below |
| 3 | Mayo Clinic Health System | Albert Lea, MN | $1,621 | $1,520 below |
| 4 | Mayo Clinic Health System | MN | $1,670 | $1,471 below |
| 5 | Aspirus St. Luke’s Hospital | Duluth, MN | $1,775 | $1,366 below |
| 6 | Prairie Ridge Hospital and Health Services | Fergus Falls, MN | $2,139 | $1,002 below |
| 7 | Essentia Health Moose Lake | MN | $2,142 | $999 below |
| 8 | Essentia Health St. Mary's - Detroit Lakes | MN | $2,180 | $961 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- City of St Peter is the lowest-cost option at $1,566 - $1,575 below the median posted price ($3,141), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $3,141, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $3,312 to $3,312 | $3,312 |
| With insurance (commercial, average) | 41 | $860 to $8,638 | $5,408 |
| Without insurance (cash price) | 77 | $1,589 to $4,647 | $3,141 |
| Blue Cross and Blue Shield of Minnesota | 38 | $707 to $9,365 | $2,511 |
| UnitedHealthcare | 27 | $994 to $7,369 | $5,696 |
| Cigna | 20 | $4,785 to $9,004 | $6,276 |
| Aetna | 13 | $1,748 to $10,803 | $7,693 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a heart catheterization cost with Medicare in Minnesota?
Medicare's national hospital outpatient payment for heart catheterization is about $3,312 to $3,312 (typically near $3,312). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $662 on a $3,312 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a heart catheterization cost with insurance in Minnesota?
Across 41 Minnesota hospitals, the negotiated rates commercial insurers pay for heart catheterization average $860 to $8,638 per hospital, with a median near $5,408. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a heart catheterization cost without insurance in Minnesota?
Cash (self-pay) prices for heart catheterization at 77 Minnesota hospitals range from $1,589 to $4,647, with a median of $3,141. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a heart catheterization cost with Blue Cross and Blue Shield of Minnesota?
Blue Cross and Blue Shield of Minnesota negotiated rates for heart catheterization at 38 Minnesota hospitals range from $707 to $9,365, with a median near $2,511. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a heart catheterization cost with UnitedHealthcare in Minnesota?
UnitedHealthcare negotiated rates for heart catheterization at 27 Minnesota hospitals range from $994 to $7,369, with a median near $5,696. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How much does a heart catheterization cost with Cigna in Minnesota?
Cigna negotiated rates for heart catheterization at 20 Minnesota hospitals range from $4,785 to $9,004, with a median near $6,276. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does a heart catheterization cost with Aetna in Minnesota?
Aetna negotiated rates for heart catheterization at 13 Minnesota hospitals range from $1,748 to $10,803, with a median near $7,693. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for heart catheterization
The same heart catheterization bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $186–$7,724
- Professional fee $1,233–$5,236
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $186–$4,457
- Professional fee $1,233–$5,236
Estimated from CMS fee schedules + commercial rate multipliers
Mayo Clinic anchors Rochester and draws referral patients from across the Upper Midwest, with pricing that reflects its tertiary-care market position. Allina Health and M Health Fairview (University of Minnesota) compete in the Twin Cities. Minnesota has a reputation for efficient care delivery, but that efficiency doesn't necessarily translate to lower commercial prices in a concentrated market.
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Why prices vary - and what it means for your coverage
A small number of hospitals (7) report prices above $5,888, including Sanford Bemidji Medical Center at $7,724, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $3,141 versus $2,230 inpatient, so where a procedure happens often matters more than which hospital you pick.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$3,141 |
| Deductible met - 20% coinsurance | ~$628 |
| Out-of-network provider | $6,910+ |
Frequently asked questions: heart catheterization costs in Minnesota
How much does a heart catheterization cost in Minnesota?
The typical insurer-negotiated rate is $1,841, with most facilities between $363 and $2,893 (based on 66 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Minnesota hospitals run $1,589–$4,647; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a heart catheterization in Minnesota?
Based on declared prices, the lowest posted price in our Minnesota data is City of St Peter in Saint Peter at about $1,566. By metro, Minneapolis has the lowest median ($2,946).
Why is a heart catheterization so much cheaper at some Minnesota hospitals?
Typical prices vary about 8× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Minnesota, the median cash (self-pay) price is $3,141 versus a median negotiated rate of $5,408 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a heart catheterization in Minnesota?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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