MRI Cost in New York, NY (2026): Average Prices & What You'll Pay
What does a mri cost in New York, NY?
Where you have an mri done in New York, NY swings the bill from $246 to $558 for identical care. The median cash price across 132 reporting hospitals is $274. The numbers are pulled directly from federally mandated hospital price transparency files.
Where you go inside New York, NY counts as much as which plan you have: Paramus's median ($278) runs 1.9× Bronx's ($150). New York, NY prices for an MRI span 75.5× across 132 reporting hospitals, from $69 (Trinitas Regional Medical Center in Elizabeth) up to $5,210 (NYC Health and Hospitals) for identical care. Half of New York, NY facilities price it at or below $274, with most clustered between $195 and $558. Insurers negotiate this down to a median of $190, while self-pay patients are quoted $274.
Hospital MRI costs run 2–5× more than independent imaging centers. Most patients never knew they had a choice.
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- ✓ A real patient billing breakdown, line by line
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Forecast your out-of-pocket cost
- Lower-cost hospitals (bottom 25%): under $195
- Median hospital: $274
- Higher-cost hospitals (top 30%): $558+
That's a 3× spread for the same procedure — driven entirely by which facility you choose, not by clinical complexity.
- Patient A (higher-rate plan or out-of-network): ~$558
- Patient B (lower-rate in-network plan): ~$246
Where mri costs vary in New York, NY
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
See every New York, NY hospital's price
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Cheapest MRI Providers in New York, NY
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | MUSC Health Florence Medical Center | Florence, NY | $130 | -$144 |
| 2 | NYU Langone | New York, NY | $135 | -$139 |
| 3 | NYU Langone | New York, NY | $135 | -$139 |
| 4 | NYU Langone | Brooklyn, NY | $135 | -$139 |
| 5 | NYU Langone | Mineola, NY | $135 | -$139 |
| 6 | EDGERTON HOSPITAL AND HEALTH SERVICES | Edgerton, NY | $137 | -$137 |
| 7 | Nyack Hospital | Nyack, NY | $139 | -$135 |
| 8 | Jersey City Medical Center | Jersey City, NY | $140 | -$134 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
The facility you choose matters more than almost anything else — the same procedure, same quality, same state can cost 5× more at one hospital versus the one down the road.
→ Compare all procedure costs → MRI costs nationwide
Check YOUR hospital's pricing → Estimate YOUR exact cost →
What you'll actually pay — example scenarios
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met (pay in full) | ~$274 |
| Deductible met — 20% coinsurance | ~$55 |
| Out-of-network provider | $603+ |
Based on the state median facility price of $274. Your actual cost depends on your plan deductible, coinsurance rate, and network tier. Get YOUR personalized estimate →
What this means for you
If you haven't met your deductible, you are effectively a cash-pay patient.
That means:
- You should verify your hospital is in-network before an elective visit when possible
- The cheapest facility can save you $205+ vs. the median.
This is the single biggest lever most patients have to reduce their cost.
Lower-cost options in New York, NY start around $195 or below. Most hospitals cluster between $195 and $852. A smaller group reports prices above that — often academic medical centers or high-cost markets.
If you're comparing specific hospitals, the lowest self-pay rates reported in this dataset include: St. Barnabas Hospital in Bronx (cash price from $69); Trinitas Regional Medical Center in Elizabeth (cash price from $108); Newark Beth Israel Medical Center in Newark (cash price from $111). These are declared cash prices — contact each facility for a formal quote before scheduling.
- Best value hospitals (lowest prices): St. Barnabas Hospital: $69; Trinitas Regional Medical Center: $108; Newark Beth Israel Medical Center: $111
- Most expensive (outpatient): UPMC Bedford: ~$5,210; The Brooklyn Hospital Center: ~$4,092
→ Choosing the right facility can save $205+ vs. the state median.
New York, NY MRI prices by facility
All prices below come from hospital chargemasters — the official price lists each hospital must publish under federal law. Gross charge is the undiscounted list price; cash price is the self-pay rate; negotiated range covers the spread across insurance contracts.
- Cash price — the self-pay rate you can actually negotiate and pay
- Negotiated rate — if reported by the hospital across insurance contracts
- Gross charge — fallback only; this is the inflated list price few people pay
This reflects the real prices patients encounter — not inflated chargemaster rates.
| # | Facility | City | Your Price | vs Median | Gross Charge |
|---|---|---|---|---|---|
| #1 | St. Barnabas Hospital | Bronx, NY | $69 | -$205 | $257–$1,729 |
| #2 | Trinitas Regional Medical Center | Elizabeth, NY | $108 | -$166 | $108–$5,038 |
| #3 | Newark Beth Israel Medical Center | Newark, NY | $111 | -$163 | $111–$5,170 |
| #4 | The Rehabilitation Hospital at Raritan Bay Medical Center | Westwood, NY | $111 | -$163 | $111–$12,123 |
| #5 | Robert Wood Johnson University Hospital Somerset | Somerville, NY | $114 | -$160 | $114–$6,234 |
| #6 | NYC Health and Hospitals | Brooklyn, NY | $119 | -$155 | $119–$5,232 |
| #7 | NYC Health and Hospitals | Bronx, NY | $125 | -$149 | $125–$17,875 |
| #8 | NYC Health and Hospitals | NY | $125 | -$149 | $125–$19,993 |
| #9 | Providence Health and Services - Oregon | Milwaukie, NY | $125 | -$149 | $125–$294 |
| #10 | NYC Health and Hospitals | Brooklyn, NY | $127 | -$147 | $130–$4,100 |
| #11 | NYC Health and Hospitals | Jamaica, NY | $127 | -$147 | $129–$2,840 |
| #12 | Interfaith Medical Center | NY | $128 | -$146 | $128–$6,414 |
| #13 | Brookdale Hospital Medical Center | NY | $128 | -$146 | $128–$6,414 |
| #14 | Kingsbrook Jewish Medical Center | NY | $128 | -$146 | $128–$6,414 |
| #15 | MUSC Health Florence Medical Center | Florence, NY | $130 | -$144 | $261–$19,133 |
| #16 | NYU Langone | New York, NY | $135 | -$139 | $135–$10,690 |
| #17 | NYU Langone | Brooklyn, NY | $135 | -$139 | $135–$10,690 |
| #18 | NYU Langone | Mineola, NY | $135 | -$139 | $135–$12,540 |
| #19 | EDGERTON HOSPITAL AND HEALTH SERVICES | Edgerton, NY | $137 | -$137 | $188–$7,829 |
| #20 | Nyack Hospital | Nyack, NY | $139 | -$135 | $139–$12,903 |
| #21 | Jersey City Medical Center | Jersey City, NY | $140 | -$134 | $140–$5,038 |
| #22 | Montefiore Mount Vernon Hospital | Mount Vernon, NY | $143 | -$131 | $143–$6,344 |
| #23 | Montefiore New Rochelle Hospital | New Rochelle, NY | $143 | -$131 | $126–$8,670 |
| #24 | NYC Health and Hospitals | New York, NY | $172 | -$102 | $172–$5,343 |
| #25 | NYC Health and Hospitals | NY | $175 | -$99 | $175–$17,875 |
| #26 | NYC Health and Hospitals | Brooklyn, NY | $176 | -$98 | $176–$1,677 |
| #27 | NYC Health and Hospitals | New York, NY | $176 | -$98 | $176–$1,626 |
| #28 | Maimonides Medical Center | Brooklyn, NY | $176 | -$98 | $176–$13,366 |
| #29 | NYC Health and Hospitals | Bronx, NY | $176 | -$98 | $176–$7,888 |
| #30 | Bergen New Bridge | Paramus, NY | $178 | -$96 | $236–$5,160 |
| #31 | The Mount Sinai Hospital | New York, NY | $180 | -$94 | $200–$15,522 |
| #32 | Mount Sinai Queens | Long Island City, NY | $180 | -$94 | $200–$15,522 |
| #33 | Loma Linda University Childrens Hospital | Loma Linda, NY | $193 | -$81 | $430–$12,850 |
| #34 | Jamaica Hospital | Flushing, NY | $196 | -$78 | $196–$1,467 |
| #35 | St Josephs Hospital - Savannah | Savannah, NY | $209 | -$65 | $209–$686 |
| #36 | Saint Francis Hospital South | Tulsa, NY | $229 | -$45 | $229–$753 |
| #37 | Robert Wood Johnson University Hospital New Brunswick | New Brunswick, NY | $229 | -$45 | $229–$5,170 |
| #38 | Wheaton Franciscan Healthcare - Southeast Wisconsin Inc | NY | $230 | -$44 | $230–$19,215 |
| #39 | Novant Health Huntersville Medical Center | Huntersville, NY | $231 | -$43 | $231–$457 |
| #40 | ADVENTIST HEALTH - PORTLAND | NY | $238 | -$36 | $744–$6,859 |
| #41 | The Rehabilitation Hospital at Raritan Bay Medical Center | Elizabeth, NY | $250 | -$24 | $250–$7,244 |
| #42 | Parkview Regional Medical Center | Fort Wayne, NY | $252 | -$22 | $252–$2,201 |
| #43 | Mount Sinai Brooklyn | Brooklyn, NY | $252 | -$22 | $280–$19,600 |
| #44 | Mount Sinai Behavioral Health Center | New York, NY | $252 | -$22 | $280–$19,600 |
| #45 | Mount Sinai Morningside | New York, NY | $252 | -$22 | $280–$19,600 |
| #46 | Lenox Hill Hospital | New York, NY | $262 | -$12 | $806–$19,866 |
| #47 | North Shore University Hospital | Manhasset, NY | $262 | -$12 | $806–$19,866 |
| #48 | Glen Cove Hospital | Glen Cove, NY | $262 | -$12 | $806–$19,866 |
| #49 | Syosset Hospital | Syosset, NY | $262 | -$12 | $806–$19,866 |
| #50 | Long Island Jewish Valley Stream | Valley Stream, NY | $262 | -$12 | $806–$19,866 |
| #51 | South Shore University Hospital | Bay Shore, NY | $262 | -$12 | $806–$19,866 |
| #52 | Long Island Jewish Hospital | New Hyde Park, NY | $262 | -$12 | $806–$19,866 |
| #53 | Plainview Hospital | Plainview, NY | $262 | -$12 | $806–$19,866 |
| #54 | Huntington Hospital | Huntington, NY | $262 | -$12 | $806–$19,866 |
| #55 | Northern Westchester Hospital | Mount Kisco, NY | $262 | -$12 | $806–$19,866 |
| #56 | Phelps Hospital | Sleepy Hollow, NY | $262 | -$12 | $806–$19,866 |
| #57 | Long Island Jewish Forest Hills | Forest Hills, NY | $262 | -$12 | $806–$19,866 |
| #58 | Mather Hospital | Port Jefferson, NY | $262 | -$12 | $806–$19,866 |
| #59 | Cohen Children's Medical Center | New Hyde Park, NY | $262 | -$12 | $806–$19,866 |
| #60 | Staten Island University Hospital | Staten Island, NY | $262 | -$12 | $806–$19,866 |
| #61 | Peconic Bay Medical Center | Riverhead, NY | $262 | -$12 | $806–$19,866 |
| #62 | Monmouth Medical Center Southern Campus | Lakewood, NY | $264 | -$10 | $264–$5,038 |
| #63 | Community Medical Center | Toms River, NY | $264 | -$10 | $264–$5,038 |
| #64 | Robert Wood Johnson University Hospital Rahway | Rahway, NY | $264 | -$10 | $264–$6,234 |
| #65 | Monmouth Medical Center | Long Branch, NY | $267 | -$7 | $267–$5,038 |
| #66 | Cooperman Barnabas Medical Center | Livingston, NY | $271 | -$3 | $271–$5,170 |
| #67 | Clara Maass Medical Center | Belleville, NY | $271 | -$3 | $271–$6,234 |
| #68 | Saint Clares Hospital | Denville, NY | $276 | +$2 | $1,152–$4,215 |
| #69 | Saint Michaels Medical Center | NY | $276 | +$2 | $3,131–$8,430 |
| #70 | St Joseph's Hospital, Yonkers | Yonkers, NY | $280 | +$6 | $2,957–$5,324 |
| #71 | Saint Marys Hospital | NY | $282 | +$8 | $3,131–$5,840 |
| #72 | Putnam Hospital Center | Carmel, NY | $296 | +$22 | $296–$2,113 |
| #73 | University Hospital | Newark, NY | $317 | +$43 | $822–$7,434 |
| #74 | Tahoe Forest Health System | NY | $348 | +$74 | $348–$12,086 |
| #75 | White Plains Hospital | White Plains, NY | $351 | +$77 | $351–$15,764 |
| #76 | Hackensack Meridian Mountainside Medical Center | Montclair, NY | $353 | +$79 | $2,123–$7,092 |
| #77 | Hackensack Meridian at Pascack Valley | Westwood, NY | $374 | +$100 | $2,701–$6,508 |
| #78 | CareWell Health Medical Center | East Orange, NY | $375 | +$101 | $441–$18,725 |
| #79 | Hospital for Special Surgery | New York, NY | $379 | +$105 | $379–$650 |
| #80 | Hospital for Special Surgery | Paramus, NY | $379 | +$105 | $379–$650 |
| #81 | Hospital for Special Surgery | Fresh Meadows, NY | $379 | +$105 | $379–$650 |
| #82 | Hospital for Special Surgery | Brooklyn, NY | $379 | +$105 | $379–$650 |
| #83 | Hospital for Special Surgery | NY | $379 | +$105 | $379–$650 |
| #84 | Hospital for Special Surgery | Uniondale, NY | $379 | +$105 | $379–$650 |
| #85 | Hospital for Special Surgery | Water Mill, NY | $379 | +$105 | $379–$650 |
| #86 | Hospital for Special Surgery | White Plains, NY | $379 | +$105 | $379–$650 |
| #87 | Wyckoff Heights Medical Center | Brooklyn, NY | $424 | +$150 | $424–$4,767 |
| #88 | Wellington Regional Medical Center | Wellington, NY | $441 | +$167 | $589–$19,566 |
| #89 | Good Samaritan Hospital | Suffern, NY | $443 | +$169 | $4,342–$7,115 |
| #90 | Westchester Medical Center | Valhalla, NY | $470 | +$196 | $2,952–$14,033 |
| #91 | Texas Health Huguley Hospital Fort Worth South | Burleson, NY | $480 | +$206 | $480–$1,577 |
| #92 | University Hospital of Brooklyn | NY | $509 | +$235 | $509–$5,954 |
| #93 | Santa Rosa Hospital - Westover Hills | San Antonio, NY | $537 | +$263 | $1,629–$15,471 |
| #94 | Stony Brook Southampton Hospital | Southampton, NY | $606 | +$332 | $606–$10,824 |
| #95 | BRONXCARE HEALTH SYSTEM | NY | $611 | +$337 | $611–$1,900 |
| #96 | Mercy Rehabilitation Hospital South | NY | $626 | +$352 | $626–$4,477 |
| #97 | Baton Rouge, NY | $648 | +$374 | $720 | |
| #98 | Hunterdon Medical Center | Flemington, NY | $654 | +$380 | $2,091 |
| #99 | The Valley Hospital | NY | $836 | +$562 | $1,394–$5,022 |
| #100 | Lovelace Westside Hospital | Albuquerque, NY | $900 | +$626 | $3,002–$6,957 |
| #101 | Sutter Auburn Faith Hospital | Auburn, NY | $900 | +$626 | $900–$11,300 |
| #102 | Nassau Health Care Corporation | East Meadow, NY | $953 | +$679 | $1,361–$4,555 |
| #103 | Jamaica Hospital Medical Center | Jamaica, NY | $981 | +$707 | $981–$3,704 |
| #104 | Hudson Regional Hospital | NY | $1,092 | +$818 | $1,092–$12,948 |
| #105 | Kindred Hospital St. Louis South | NY | $1,127 | +$853 | $1,127–$1,521 |
| #106 | NewYork-Presbyterian Hudson Valley Hospital | NY | $1,134 | +$860 | $271–$667 |
| #107 | Bailey Medical Center | Owasso, NY | $1,175 | +$901 | $3,918–$7,652 |
| #108 | Children's Specialized Hospital | Mountainside, NY | $1,200 | +$926 | $2,401–$4,418 |
| #109 | St Johns Riverside Hospital - Andrus Pavilion | Yonkers, NY | $1,241 | +$967 | $1,460–$8,289 |
| #110 | Kindred Hospital New Jersey - Morris County | Dover, NY | $1,290 | +$1,016 | $1,290–$1,740 |
| #111 | Kindred Hospital East New Jersey | NY | $1,290 | +$1,016 | $1,290–$1,740 |
| #112 | Kindred Hospital New Jersey - Rahway | NY | $1,290 | +$1,016 | $1,290–$1,740 |
| #113 | Saint Peters University Hospital | NY | $1,303 | +$1,029 | $8,690–$10,360 |
| #114 | Mount Sinai South Nassau | Oceanside, NY | $1,356 | +$1,082 | $1,507–$17,199 |
| #115 | Helen Hayes Hospital | NY | $1,575 | +$1,301 | $1,575–$2,282 |
| #116 | St. John's Episcopal Hospital | Far Rockaway, NY | $1,700 | +$1,426 | $1,700–$7,100 |
| #117 | Maimonides Midwood Community Hospital | Brooklyn, NY | $2,016 | +$1,742 | $2,016–$6,504 |
| #118 | Stony Brook University Hospital | Stony Brook, NY | $3,018 | +$2,744 | $3,018–$15,910 |
| #119 | Post Acute Medical Rehabilitation Hospital of Tulsa LLC | Tulsa, NY | $3,092 | +$2,818 | $3,092–$7,835 |
| #120 | Stony Brook Eastern Long Island Hospital | Greenport, NY | $3,110 | +$2,836 | $3,110–$14,783 |
| #121 | Specialty Hospital of Central Jersey | Lakewood, NY | $3,181 | +$2,907 | $3,181–$3,843 |
| #122 | NewYork-Presbyterian Queens | NY | $3,262 | +$2,988 | $267–$523 |
| #123 | NewYork-Presbyterian Columbia University Irving Medical Center|NewYork-Presbyterian Weill Cornell Medical Center|NewYork-Presbyterian Brooklyn Methodist Hospital | NY | $3,487 | +$3,213 | $271–$564 |
| #124 | Memorial Hospital for Cancer and Allied Diseases | NY | $3,644 | +$3,370 | $3,644–$7,589 |
| #125 | St. Charles Hospital | Port Jefferson, NY | $3,750 | +$3,476 | $3,750–$9,000 |
| #126 | Mercy Hospital | Rockville Centre, NY | $3,750 | +$3,476 | $3,750–$9,000 |
| #127 | St. Francis Hospital & Heart Center | Roslyn, NY | $3,750 | +$3,476 | $3,750–$9,000 |
| #128 | Good Samaritan Hospital | West Islip, NY | $3,750 | +$3,476 | $3,750–$9,000 |
| #129 | St. Catherine of Siena Hospital | Smithtown, NY | $3,750 | +$3,476 | $3,750–$9,000 |
| #130 | St. Joseph Hospital | Bethpage, NY | $3,750 | +$3,476 | $3,750–$9,000 |
| #131 | The Brooklyn Hospital Center | Brooklyn, NY | $4,092 | +$3,818 | $4,092–$19,505 |
| #132 | UPMC Bedford | Everett, NY | $5,210 | +$4,936 | $8,684–$16,020 |
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Source: CMS hospital price transparency machine-readable files. vs Median = savings or premium relative to the state median price. Gross Charge = undiscounted list price for reference.
Received a bill? Check it for errors → Estimate YOUR cost before you go →
Compare other procedures in New York, NY:
Where you can save the most on mri in New York, NY
These facilities have the lowest declared prices relative to the state median — they represent the best opportunities to reduce your out-of-pocket cost for this procedure.
| Facility | City | Your Price | vs Median |
|---|---|---|---|
| St. Barnabas Hospital | Bronx, NY | $69 | -$205 |
| Trinitas Regional Medical Center | Elizabeth, NY | $108 | -$166 |
| Newark Beth Israel Medical Center | Newark, NY | $111 | -$163 |
| The Rehabilitation Hospital at Raritan Bay Medical Center | Westwood, NY | $111 | -$163 |
| Robert Wood Johnson University Hospital Somerset | Somerville, NY | $114 | -$160 |
How to choose a lower-cost facility
- Choose independent outpatient centers when possible — freestanding ASCs (ambulatory surgical centers) consistently charge less than hospital outpatient departments for identical procedures.
- Ask for the cash price if your deductible isn't met — self-pay rates are often lower than what insurance pays before your deductible is satisfied, especially at facilities that have a high cash-price discount.
- Avoid hospital outpatient departments for routine cases — hospital-owned locations add a facility fee that freestanding centers don't charge, often adding $500–$1,500 to the same procedure.
Most expensive mri providers in New York, NY
These facilities report the highest prices for this procedure. Academic medical centers and specialty hospitals often top this list — their gross charges rarely reflect what anyone actually pays, but understanding the spread helps you negotiate.
| Facility | City | Price | vs Median |
|---|---|---|---|
| UPMC Bedford | Everett, NY | $5,210 | +$4,936 |
| The Brooklyn Hospital Center | Brooklyn, NY | $4,092 | +$3,818 |
| St. Charles Hospital | Port Jefferson, NY | $3,750 | +$3,476 |
| Mercy Hospital | Rockville Centre, NY | $3,750 | +$3,476 |
| St. Francis Hospital & Heart Center | Roslyn, NY | $3,750 | +$3,476 |
Why prices vary this much
A small number of hospitals (18) report very high prices above $1,838, which drives much of the overall price range. Excluding these, most facilities cluster in a significantly tighter band.
Setting drives much of the gap in New York, NY: the median outpatient price is $269 versus $379 inpatient — about 1.4× more, so where a procedure is performed often matters more than which hospital you choose. Of the New York, NY facilities reporting prices, 35 fall in a low-cost tier (up to $195) while 35 sit in a high-cost tier ($852 and up) — a lower-priced option almost always exists within the same state.
Among the cities with the most reporting hospitals, New York has a median reported price of $252 across 11 facilities, while facilities in Bronx tend to report lower prices (median: $150). City-level variation within a state often reflects local market structure, not procedure complexity.
The spread comes from how each hospital sets its chargemaster (the undiscounted list price), what cash discounts it applies, and what rates it negotiates with each insurer. Facility classification matters too — a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Understanding these mechanics is the first step to paying less.
Learn more:
→ Allowed amount vs negotiated rate — what your EOB is really saying
→ How to read your medical bill
→ Why hospital prices are so hard to find — and what to do about it
How insurance changes what you actually pay
Hospital list prices are only part of the picture. What you pay out of pocket depends on your deductible, your plan's out-of-pocket maximum, whether the facility is in-network, and whether your plan classifies the visit as outpatient or inpatient. A lower gross charge doesn't guarantee a lower bill if the facility is out-of-network or adds facility fees your plan doesn't cover.
Understand your cost before you go:
→ Deductible vs out-of-pocket max
→ EOB vs medical bill — complete guide
→ How to stop medical bill problems before they start (in-network vs out-of-network)
Compare mri costs in nearby states
Frequently asked questions: MRI costs in New York, NY
How much does an MRI cost in New York, NY?
Across 132 New York, NY hospitals that publish prices, an MRI ranges from $69 to $5,210, with a median of $274. Most facilities fall between $195 and $558. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an MRI in New York, NY?
Based on declared prices, the lowest-cost facility in our New York, NY data is St. Barnabas Hospital in Bronx at about $69. By metro, Bronx has the lowest median ($150). Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data — ask your doctor whether one is an option.
Why is an MRI so much cheaper at some New York, NY hospitals?
Prices vary up to 75.5× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In New York, NY, the median cash (self-pay) price is $274 versus a median negotiated rate of $190 — about 1.4× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an MRI in New York, NY?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network — not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Explore all mri cost data
→ See mri costs across all states
Where You Get an MRI Matters
Hospital outpatient departments typically charge 2–4× more than ASCs or independent centers for the same procedure — same outcome, very different bill.
Hospital Outpatient Department
Hospital Outpatient Department typically carries a higher price for an mri. Facility fee billed separately from professional fee. Provider-based billing adds facility overhead. You can shop here — call ahead and ask for a self-pay or cash quote.
Independent Imaging Center
Independent Imaging Center typically carries the lowest typical price for an mri. Freestanding radiology centers. Technical component billed by center; professional (radiologist read) billed separately. You can shop here — call ahead and ask for a self-pay or cash quote.
Emergency Room MRI
An MRI performed in the emergency department can run 2–5× the cost of the identical scan at an outpatient or independent facility, because a hospital facility fee stacks on top. Use the ER only when the situation is medically urgent — it is not a setting where you can shop on price.
MRI Cost With vs Without Contrast
Which type your doctor orders changes the billing code — and what you pay. Here's how the common types differ.
MRI Without Contrast
A standard mri with no contrast dye — the most common and lowest-cost version.
MRI With Contrast
Uses contrast dye to highlight tissue. The dye and its administration are billed on top of the base scan. Gadolinium-based contrast agent adds $100–$300.
MRI With and Without Contrast
Two sets of images — before and after contrast — in one visit. It costs more than either alone because both sequences are performed and interpreted.
This Procedure Is Shoppable — Choosing the Right Facility Can Save Thousands
MRI is elective and schedulable. You have time to compare facilities — and hospital outpatient prices often run 2–4× higher than Hospital OP, Imaging Center for identical clinical outcomes.
How to shop: Ask your doctor for the CPT code, then call 2–3 facilities and request an out-of-pocket cost estimate. Confirm your insurance is accepted. If uninsured, ask for the cash-pay rate — it's usually 20–50% below the list price.
Prior Authorization Is Usually Required
Most commercial and Medicare Advantage plans require pre-approval for mri before scheduling. If your doctor submits the order without prior authorization — or if the authorization lapses — your insurer can deny the entire claim, leaving you responsible for the full cost.
Action step: Call the member services number on your insurance card before scheduling. Ask: "Does this procedure require prior authorization?" Get the authorization number in writing and confirm it's attached to the claim before your appointment.
Who performs this: MRI is typically performed by a Radiology. The specialist's professional fee is billed separately from the facility charge — you will likely receive separate bills from each.
CostKits compiles hospital price transparency data to help families make informed decisions. If you've received a bill for this procedure:
→ Analyze your medical bill for errors
→ How to negotiate your medical bills
→ Track and manage your healthcare costs (free account)
Hospital MRI costs run 2–5× more than independent imaging centers. Most patients never knew they had a choice.
The free toolkit shows you:
- ✓ Why the exact same scan costs $400 at one site and $2,200 at another
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Other Procedure Costs in New York, NY
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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