Cholecystectomy Cost in Duluth, MN (2026): Average Prices & What You'll Pay
What does a cholecystectomy cost in Duluth, MN?
You could pay $3,725 or $4,448 for the same cholecystectomy in Duluth, MN - depending entirely on which facility you choose. The median cash price across 9 reporting hospitals is $4,232. This data comes directly from hospital price transparency files published under federal law.
Three low-priced facilities in Duluth, MN, from hospital price files
- Range Regional Health Services · Hibbing, MN $3,680
- Essentia Health Virginia $4,232
- Essentia Health St. Mary's Medical Center · Essentia Health St. Mary'S Medical Center, MN $4,448
Free: the typical range and the facilities above. Add your email and we send the full ranked list of all 9 facilities (PDF) plus a checklist of what to ask before you book. We don't sell your information (privacy policy).
Where cholecystectomy costs vary in Duluth, MN
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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Cheapest Cholecystectomy Providers in Duluth, MN
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Hospital name hidden | Your City, MN | $540 | -$000 |
| 2 | Range Regional Health Services | Hibbing, MN | $3,680 | -$552 |
| 3 | Hospital name hidden | Your City, MN | $538 | -$000 |
| 4 | Essentia Health Virginia | MN | $4,232 | +$0 |
| 5 | Hospital name hidden | Your City, MN | $536 | -$000 |
| 6 | Essentia Health St. Mary's Medical Center | Essentia Health St. Mary'S Medical Center, MN | $4,448 | +$216 |
| 7 | Hospital name hidden | Your City, MN | $534 | -$000 |
| 8 | Hospital name hidden | Your City, MN | $533 | -$000 |
Your ranked price list is on its way to your email. Open the PDF now.
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Email me this price comparison plus what to ask before booking
Sends a PDF with all 9 facilities ranked cheapest first, plus a short checklist of questions that change what you pay. We don't sell your information (privacy policy).
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
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Quick take
- Aspirus St. Luke’s Hospital is the lowest-cost option at $3,220 - $1,012 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $4,232, and it's often lower than what insurance pays before your deductible is satisfied.
- This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
Mayo Clinic anchors Rochester and draws referral patients from across the Upper Midwest, with pricing that reflects its tertiary-care market position. Allina Health and M Health Fairview (University of Minnesota) compete in the Twin Cities. Minnesota has a reputation for efficient care delivery, but that efficiency doesn't necessarily translate to lower commercial prices in a concentrated market. Laparoscopic cholecystectomy (gallbladder removal) is one of the most common ambulatory surgeries in the US, and facility type is the single biggest cost lever - ambulatory surgery centers charge 40–60% less than hospital outpatient departments for identical outcomes. Most commercial payers require prior authorization, and the surgeon and anesthesiologist bill separately from the facility, so confirming all three providers are in-network prevents unexpected out-of-network charges.
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Why prices vary - and what it means for your coverage
Setting matters too: the median outpatient price is $4,232 versus $1,503 inpatient, so where a procedure happens often matters more than which hospital you pick.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$4,232 |
| Deductible met - 20% coinsurance | ~$846 |
| Out-of-network provider | $9,310+ |
Frequently asked questions: cholecystectomy costs in Duluth, MN
How much does a cholecystectomy cost in Duluth, MN?
The typical insurer-negotiated rate is $2,230, with most facilities between $2,230 and $3,496 (based on 9 hospitals reporting negotiated rates). Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $1,503 to $5,562 across all 9 Duluth, MN hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a cholecystectomy in Duluth, MN?
Based on declared prices, the lowest-cost facility in our Duluth, MN data is Community Memorial Hospital in Cloquet at about $1,503. Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is a cholecystectomy so much cheaper at some Duluth, MN hospitals?
Prices vary up to 3.7× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Duluth, MN, the median cash (self-pay) price is $4,232 versus a median negotiated rate of $2,230 - about 1.9× higher. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a cholecystectomy in Duluth, MN?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
Other procedures in Duluth, MN
Cholecystectomy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ambulatory surgery centers for the same cholecystectomy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A cholecystectomy involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this cholecystectomy changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cholecystectomy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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