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Cholecystectomy Cost in Duluth, MN (2026): Average Prices & What You'll Pay

What does a cholecystectomy cost in Duluth, MN?

You could pay $1,679 or $3,979 for the same cholecystectomy in Duluth, MN - depending entirely on which facility you choose. The median cash price across 5 reporting hospitals is $2,103. This data comes directly from hospital price transparency files published under federal law.

Where cholecystectomy costs vary in Duluth, MN

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

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26+ people checked prices near them this month.

Cheapest Cholecystectomy Providers in Duluth, MN

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Community Memorial Hospital Cloquet, MN $1,573 -$530
2 Aspirus St. Luke’s Hospital Duluth, MN $2,103 +$0
3 Essentia Health Duluth Essentia Health Duluth, MN $4,448 +$2,345
4 Essentia Health St Marys Hospital-Superior MN $5,562 +$3,459

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Quick take

  • Community Memorial Hospital is the lowest-cost option at $1,573 - $530 below the state median, just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $2,103, and it's often lower than what insurance pays before your deductible is satisfied.
  • This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.

Mayo Clinic anchors Rochester and draws referral patients from across the Upper Midwest, with pricing that reflects its tertiary-care market position. Allina Health and M Health Fairview (University of Minnesota) compete in the Twin Cities. Minnesota has a reputation for efficient care delivery, but that efficiency doesn't necessarily translate to lower commercial prices in a concentrated market. Laparoscopic cholecystectomy (gallbladder removal) is one of the most common ambulatory surgeries in the US, and facility type is the single biggest cost lever - ambulatory surgery centers charge 40–60% less than hospital outpatient departments for identical outcomes. Most commercial payers require prior authorization, and the surgeon and anesthesiologist bill separately from the facility, so confirming all three providers are in-network prevents unexpected out-of-network charges.

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Why prices vary - and what it means for your coverage

Setting matters too: the median outpatient price is $2,103 versus $1,573 inpatient, so where a procedure happens often matters more than which hospital you pick.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$2,103
Deductible met - 20% coinsurance ~$421
Out-of-network provider $4,627+

Frequently asked questions: cholecystectomy costs in Duluth, MN

How much does a cholecystectomy cost in Duluth, MN?

Across 5 Duluth, MN hospitals that publish prices, a cholecystectomy ranges from $1,556 to $5,562, with a median of $2,103. Most facilities fall between $1,573 and $3,979. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a cholecystectomy in Duluth, MN?

Based on declared prices, the lowest-cost facility in our Duluth, MN data is Ely-Bloomenson Community Hospital in Ely at about $1,556. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a cholecystectomy so much cheaper at some Duluth, MN hospitals?

Prices vary up to 3.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Duluth, MN, the median cash (self-pay) price is $2,103 versus a median negotiated rate of $1,466 - about 1.4× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a cholecystectomy in Duluth, MN?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Duluth, MN

Cholecystectomy, elsewhere

What matters before you schedule

ASC vs. hospital

Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same cholecystectomy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.

What's on your bill

A cholecystectomy involves multiple providers who bill separately - typically Facility Fee, Surgeon Professional Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.

Cost by type

Which type your doctor orders for this cholecystectomy changes the billing code, and what you pay. For example: A recognized variation that can change the billing code and what you owe.

What to ask before you book

Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for cholecystectomy before you schedule.


CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Duluth, MN

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published June 12, 2026

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