Endoscopy Cost in Duluth, MN (2026): Average Prices & What You'll Pay
What does a endoscopy cost in Duluth, MN?
You could pay $519 or $873 for the same endoscopy in Duluth, MN - depending entirely on which facility you choose. The median cash price across 6 reporting hospitals is $716. This data comes directly from hospital price transparency files published under federal law.
Where endoscopy costs vary in Duluth, MN
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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One upper endoscopy can become four separate bills - and a biopsy adds a fifth surprise weeks later.
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Cheapest Endoscopy Providers in Duluth, MN
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Ely-Bloomenson Community Hospital | Ely, MN | $480 | -$236 |
| 2 | Aspirus St. Luke’s Hospital | Duluth, MN | $558 | -$158 |
| 3 | Essentia Health St Marys Hospital-Superior | MN | $873 | +$157 |
| 4 | Essentia Health Duluth | Essentia Health Duluth, MN | $873 | +$157 |
| 5 | Cook Hospital | MN | $1,475 | +$759 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- Ely-Bloomenson Community Hospital is the lowest-cost option at $480 - $236 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $716, and it's often lower than what insurance pays before your deductible is satisfied.
- This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
Mayo Clinic anchors Rochester and draws referral patients from across the Upper Midwest, with pricing that reflects its tertiary-care market position. Allina Health and M Health Fairview (University of Minnesota) compete in the Twin Cities. Minnesota has a reputation for efficient care delivery, but that efficiency doesn't necessarily translate to lower commercial prices in a concentrated market.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (1) report prices above $1,432, including Cook Hospital at $1,475, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $716 versus $942 inpatient (about 1.3× more), so where a procedure happens often matters more than which hospital you pick. The biggest swing for this procedure is screening versus diagnostic coding - a polyp removed during a routine screening can recode the whole visit as diagnostic and trigger cost-sharing you weren't expecting.
None of the prices above are what you'll necessarily owe: your deductible, out-of-pocket maximum, and each provider's network status all still apply.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$716 |
| Deductible met - 20% coinsurance | ~$143 |
| Out-of-network provider | $1,575+ |
Frequently asked questions: endoscopy costs in Duluth, MN
How much does an endoscopy cost in Duluth, MN?
Across 6 Duluth, MN hospitals that publish prices, an endoscopy ranges from $409 to $1,475, with a median of $716. Most facilities fall between $500 and $873. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an endoscopy in Duluth, MN?
Based on declared prices, the lowest-cost facility in our Duluth, MN data is Community Memorial Hospital in Cloquet at about $409. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an endoscopy so much cheaper at some Duluth, MN hospitals?
Prices vary up to 3.6× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Duluth, MN, the median cash (self-pay) price is $716 versus a median negotiated rate of $572 - about 1.3× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an endoscopy in Duluth, MN?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Allowed amount vs negotiated rate: what your EOB is really saying
- How to read your medical bill
- Deductible vs out-of-pocket max
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
Other procedures in Duluth, MN
Endoscopy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same endoscopy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A endoscopy involves multiple providers who bill separately - typically Facility Fee, Gastroenterologist Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this endoscopy changes the billing code, and what you pay. For example: Ordered to investigate symptoms or a prior finding - standard cost-sharing (deductible, coinsurance) applies.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for endoscopy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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