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X-Ray Cost in Duluth, MN (2026): Average Prices & What You'll Pay

What does a x-ray cost in Duluth, MN?

You could pay $60 or $72 for the same x-ray in Duluth, MN - depending entirely on which facility you choose. The median cash price across 6 reporting hospitals is $66. This data comes directly from hospital price transparency files published under federal law.

Where x-ray costs vary in Duluth, MN

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

Cheapest X-Ray Providers in Duluth, MN

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Essentia Health Duluth Essentia Health Duluth, MN $53 -$13
2 Aspirus St. Luke’s Hospital Duluth, MN $66 +$0
3 Ely-Bloomenson Community Hospital Ely, MN $66 +$0
4 Essentia Health St Marys Hospital-Superior MN $79 +$13
5 Cook Hospital MN $203 +$137

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Quick take

  • Essentia Health Duluth is the lowest-cost option at $53 - $13 below the state median, just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $66, and it's often lower than what insurance pays before your deductible is satisfied.
  • This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.

Mayo Clinic anchors Rochester and draws referral patients from across the Upper Midwest, with pricing that reflects its tertiary-care market position. Allina Health and M Health Fairview (University of Minnesota) compete in the Twin Cities. Minnesota has a reputation for efficient care delivery, but that efficiency doesn't necessarily translate to lower commercial prices in a concentrated market. X-ray is the most commoditized of all imaging procedures, and price differences are almost entirely explained by facility type: a hospital outpatient chest X-ray can cost 5–10× more than the same study at an urgent care center or independent imaging clinic. For non-emergency X-rays, asking your physician for a referral to an outpatient imaging center rather than a hospital radiology department is the simplest and most reliable cost reduction available.

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Why prices vary - and what it means for your coverage

A small number of hospitals (1) report prices above $106, including Cook Hospital at $203, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $66 versus $116 inpatient (about 1.8× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.

On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.

Your situation Estimated out-of-pocket
Deductible not yet met ~$66
Deductible met - 20% coinsurance ~$13
Out-of-network provider $145+

Frequently asked questions: X-ray costs in Duluth, MN

How much does an X-ray cost in Duluth, MN?

Across 6 Duluth, MN hospitals that publish prices, an X-ray ranges from $29 to $203, with a median of $66. Most facilities fall between $56 and $72. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get an X-ray in Duluth, MN?

Based on declared prices, the lowest-cost facility in our Duluth, MN data is Community Memorial Hospital in Cloquet at about $29. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is an X-ray so much cheaper at some Duluth, MN hospitals?

Prices vary up to 7× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Duluth, MN, the median cash (self-pay) price is $66 versus a median negotiated rate of $34 - about 1.9× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for an X-ray in Duluth, MN?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Duluth, MN

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published June 12, 2026

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