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Brain MRI Cost in Duluth, MN (2026): Average Prices & What You'll Pay

What does a brain mri cost in Duluth, MN?

You could pay $236 or $1,558 for the same brain mri in Duluth, MN - depending entirely on which facility you choose. The median cash price across 6 reporting hospitals is $367. This data comes directly from hospital price transparency files published under federal law.

Where brain mri costs vary in Duluth, MN

Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.

Hospital (below avg) Hospital (above avg) Click a pin for details.

26+ people checked prices near them this month.

Hospital MRI costs run 2–5× more than independent imaging centers. Most patients never knew they had a choice.

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Cheapest Brain MRI Providers in Duluth, MN

Based on declared cash/self-pay prices from CMS hospital price transparency files.

# Facility City Price vs Median
1 Essentia Health Duluth Essentia Health Duluth, MN $236 -$131
2 Essentia Health St Marys Hospital-Superior MN $236 -$131
3 Aspirus St. Luke’s Hospital Duluth, MN $498 +$131
4 Community Memorial Hospital Cloquet, MN $2,619 +$2,252
5 Ely-Bloomenson Community Hospital Ely, MN $2,637 +$2,270

Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.

Quick take

  • Essentia Health Duluth is the lowest-cost option at $236 - $131 below the state median, just by choosing where you go.
  • Ask for the cash price if your deductible isn't met - the median cash price here is $367, and it's often lower than what insurance pays before your deductible is satisfied.
  • This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.

Mayo Clinic anchors Rochester and draws referral patients from across the Upper Midwest, with pricing that reflects its tertiary-care market position. Allina Health and M Health Fairview (University of Minnesota) compete in the Twin Cities. Minnesota has a reputation for efficient care delivery, but that efficiency doesn't necessarily translate to lower commercial prices in a concentrated market. Brain MRI pricing follows the same site-of-service pattern as other MRI, with hospital outpatient rates running 4–8× higher than freestanding imaging centers for an identical scan. With-contrast protocols (typically ordered for lesion characterization or post-treatment surveillance) carry a higher CPT code and higher price than non-contrast studies. If ordered as a non-urgent outpatient study, scheduling at a freestanding imaging center is the single most effective way to reduce cost.

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Why prices vary - and what it means for your coverage

Setting matters too: the median outpatient price is $367 versus $1,408 inpatient (about 3.8× more), so where a procedure happens often matters more than which hospital you pick. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.

What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.

Your situation Estimated out-of-pocket
Deductible not yet met ~$367
Deductible met - 20% coinsurance ~$73
Out-of-network provider $807+

Frequently asked questions: brain mri costs in Duluth, MN

How much does a brain mri cost in Duluth, MN?

Across 6 Duluth, MN hospitals that publish prices, a brain mri ranges from $198 to $2,637, with a median of $367. Most facilities fall between $236 and $1,558. What you pay depends on the facility, your insurance, and whether you have met your deductible.

Where is the cheapest place to get a brain mri in Duluth, MN?

Based on declared prices, the lowest-cost facility in our Duluth, MN data is Cook Hospital at about $198. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.

Why is a brain mri so much cheaper at some Duluth, MN hospitals?

Prices vary up to 13.3× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Duluth, MN, the median cash (self-pay) price is $367 versus a median negotiated rate of $236 - about 1.6× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.

How much will I actually pay out of pocket for a brain mri in Duluth, MN?

Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.

Before you book

Other procedures in Duluth, MN

Brain MRI, elsewhere

What matters before you schedule

ASC vs. hospital

Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same brain mri - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.

With vs. without contrast

Which type your doctor orders for this brain mri changes the billing code, and what you pay. For example: A standard brain mri with no contrast dye - the most common and lowest-cost version.

This is shoppable

Brain MRI is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.

What to ask before you book

Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for brain mri before you schedule.


CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).

Other Procedure Costs in Duluth, MN

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About the Author

John Caruso, FSA, MAAA

Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.

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Published June 12, 2026

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