Treadmill Stress Test Cost in Tennessee (2026): Average Prices & What You'll Pay
What does a treadmill stress test cost in Tennessee?
The same treadmill stress test in Tennessee might cost you $100 at one facility and $257 at another - the building you walk into drives the difference. The median cash price across 79 reporting hospitals is $186. These figures come straight from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Once you have a bill or an appointment on the calendar, CostKits can help you keep it all organized.
Where treadmill stress test costs vary in Tennessee
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby outpatient clinics and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
What you pay for a treadmill stress test depends on where you go and what is billed separately. Most patients find out after.
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Cheapest Treadmill Stress Test Providers in Tennessee
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs median ($186) |
|---|---|---|---|---|
| 1 | CLAIBORNE MEDICAL CENTER | Tazewell, TN | $80 | $106 below |
| 2 | LECONTE MEDICAL CENTER | Sevierville, TN | $80 | $106 below |
| 3 | MORRISTOWN HAMBLEN HOSPITAL ASSOCIATION | Morristown, TN | $80 | $106 below |
| 4 | PARKWEST MEDICAL CENTER | Knoxville, TN | $80 | $106 below |
| 5 | CUMBERLAND MEDICAL CENTER, INC. | Crossville, TN | $80 | $106 below |
| 6 | FORT SANDERS REGIONAL MEDICAL CENTER | Knoxville, TN | $80 | $106 below |
| 7 | METHODIST MEDICAL CENTER OF OAK RIDGE | Oak Ridge, TN | $80 | $106 below |
| 8 | ROANE COUNTY MEDICAL CENTER | Harriman, TN | $80 | $106 below |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- CLAIBORNE MEDICAL CENTER is the lowest-cost option at $80 - $106 below the median posted price ($186), just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $180, and it's often lower than what insurance pays before your deductible is satisfied.
- Doctor offices and independent clinics may charge differently from hospitals for the same service and may not appear in this hospital-only dataset. Ask your doctor whether another site is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $221 to $221 | $221 |
| With insurance (commercial, average) | 57 | $239 to $1,217 | $456 |
| Without insurance (cash price) | 83 | $80 to $723 | $180 |
| BlueCross BlueShield of Tennessee | 50 | $70 to $261 | $85 |
| Aetna | 44 | $123 to $3,018 | $954 |
| Cigna | 28 | $221 to $1,435 | $528 |
| UnitedHealthcare | 24 | $309 to $1,764 | $650 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does a treadmill stress test cost with Medicare in Tennessee?
Medicare's national hospital outpatient payment for treadmill stress test is about $221 to $221 (typically near $221). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $44 on a $221 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does a treadmill stress test cost with insurance in Tennessee?
Across 57 Tennessee hospitals, the negotiated rates commercial insurers pay for treadmill stress test average $239 to $1,217 per hospital, with a median near $456. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does a treadmill stress test cost without insurance in Tennessee?
Cash (self-pay) prices for treadmill stress test at 83 Tennessee hospitals range from $80 to $723, with a median of $180. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does a treadmill stress test cost with BlueCross BlueShield of Tennessee?
BlueCross BlueShield of Tennessee negotiated rates for treadmill stress test at 50 Tennessee hospitals range from $70 to $261, with a median near $85. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does a treadmill stress test cost with Aetna in Tennessee?
Aetna negotiated rates for treadmill stress test at 44 Tennessee hospitals range from $123 to $3,018, with a median near $954. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does a treadmill stress test cost with Cigna in Tennessee?
Cigna negotiated rates for treadmill stress test at 28 Tennessee hospitals range from $221 to $1,435, with a median near $528. If a hospital is out of network for your Cigna plan, you may owe more than the negotiated rate, so check the network first.
How much does a treadmill stress test cost with UnitedHealthcare in Tennessee?
UnitedHealthcare negotiated rates for treadmill stress test at 24 Tennessee hospitals range from $309 to $1,764, with a median near $650. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
How where you go changes what you pay for treadmill stress test
The same treadmill stress test bundles different services depending on the setting - facility fee, surgeon fee, and anesthesia each arrive as separate bills. Estimated ranges below reflect the typical full bundled cost, including all expected charges.
- Facility fee $76–$3,807
- Professional fee $57–$292
Estimated from CMS fee schedules + commercial rate multipliers
- Facility fee $192–$1,762
- Professional fee $57–$292
Estimated from CMS fee schedules + commercial rate multipliers
HCA Healthcare, headquartered in Nashville, has significant hospital presence in its home state, creating pricing patterns more aligned with for-profit hospital economics than nonprofit systems in comparable markets. Vanderbilt University Medical Center anchors the Nashville academic tier. Tennessee has not expanded Medicaid under the ACA, maintaining a high uninsured rate that influences facility pricing structures.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
A small number of hospitals (14) report prices above $544, including SAINT FRANCIS HOSPITAL - BARTLETT, INC. at $1,762, which drives most of the overall spread - excluding them, most facilities cluster in a much tighter band. Setting matters too: the median outpatient price is $186 versus $223 inpatient (about 1.2× more), so where a procedure happens often matters more than which hospital you pick.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$186 |
| Deductible met - 20% coinsurance | ~$37 |
| Out-of-network provider | $409+ |
Frequently asked questions: treadmill stress test costs in Tennessee
How much does a treadmill stress test cost in Tennessee?
The typical insurer-negotiated rate is $75, with most facilities between $59 and $83 (based on 79 hospitals reporting negotiated rates). Posted cash prices at the middle 80% of Tennessee hospitals run $80–$723; outlier facilities above and below that range are left out. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get a treadmill stress test in Tennessee?
Based on declared prices, the lowest posted price in our Tennessee data is CLAIBORNE MEDICAL CENTER in Tazewell at about $80. By metro, Knoxville has the lowest median ($80).
Why is a treadmill stress test so much cheaper at some Tennessee hospitals?
Typical prices vary about 1.4× (25th to 70th percentile of negotiated rates) because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Tennessee, the median cash (self-pay) price is $180 versus a median negotiated rate of $456 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for a treadmill stress test in Tennessee?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
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CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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