MRI Cost in Fort Collins, CO (2026): Average Prices & What You'll Pay
What does a mri cost in Fort Collins, CO?
You could pay $675 or $1,338 for the same mri in Fort Collins, CO - depending entirely on which facility you choose. The median cash price across 2 reporting hospitals is $1,006. This data comes directly from hospital price transparency files published under federal law.
Where mri costs vary in Fort Collins, CO
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers, imaging centers, and other facilities (colored by type). Click any pin for facility name and estimated cost range.
26+ people checked prices near them this month.
Hospital MRI costs run 2–5× more than independent imaging centers. Most patients never knew they had a choice.
Your personalized cost report includes:
- ✓ Why the exact same scan costs $400 at one site and $2,200 at another
- ✓ The separate radiologist bill most patients miss (and how to verify it's in-network)
- ✓ When contrast adds a charge - and when to ask if you need it
- ✓ The questions to ask before scheduling that protect you from surprise bills
- ✓ A real patient billing breakdown, line by line
Free for patients - takes 30 seconds to get.
We'll send a sign-in link to your email - click it to get your guide. No account required, no spam.
Cheapest MRI Providers in Fort Collins, CO
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Medical Center of the Rockies | Loveland, CO | $1,836 | +$830 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Quick take
- Ask for the cash price if your deductible isn't met - the median cash price here is $1,006, and it's often lower than what insurance pays before your deductible is satisfied.
- Freestanding ambulatory surgical centers (ASCs) are often 30-60% cheaper than hospital outpatient departments for the same procedure and may not appear in this hospital-only dataset - ask your doctor if one is an option.
UCHealth and CommonSpirit Health (formerly SCL Health) dominate the Front Range market, with Centura Health (now Intermountain) adding competition in the Denver corridor. Denver and Boulder wage indices are among the highest in the Mountain West, pushing Medicare-adjusted rates up relative to rural Colorado. The urban-rural price gap in Colorado is one of the widest in the country. MRI pricing has some of the widest site-of-service spreads in all of imaging - hospital outpatient MRIs often cost 4–8× more than the same scan at a freestanding imaging center. With vs. without contrast and body part scanned are separate CPT codes with meaningfully different prices; confirm exactly what was ordered before scheduling. For non-urgent imaging, independent imaging centers offer the same diagnostic quality at a fraction of hospital prices.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. Whether the scan happens in a hospital outpatient department (which adds a separate facility fee) or a freestanding imaging center is usually the single biggest driver of price for this procedure.
What you pay out of pocket on top of this depends on your deductible, your plan's out-of-pocket maximum, and whether every provider involved is in-network - not just the facility.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$1,006 |
| Deductible met - 20% coinsurance | ~$201 |
| Out-of-network provider | $2,213+ |
Frequently asked questions: MRI costs in Fort Collins, CO
How much does an MRI cost in Fort Collins, CO?
Across 2 Fort Collins, CO hospitals that publish prices, an MRI ranges from $177 to $1,836, with a median of $1,006. Most facilities fall between $592 and $1,338. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an MRI in Fort Collins, CO?
Based on declared prices, the lowest-cost facility in our Fort Collins, CO data is UCHealth Estes Valley Medical Center in Estes Park at about $177. Freestanding ambulatory surgery and imaging centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an MRI so much cheaper at some Fort Collins, CO hospitals?
Prices vary up to 10.4× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Fort Collins, CO, the median cash (self-pay) price is $1,006 versus a median negotiated rate of $178 - about 5.7× higher. Asking for the cash price or your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an MRI in Fort Collins, CO?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- Understanding your UnitedHealthcare EOB
Other procedures in Fort Collins, CO
MRI, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ASCs or independent centers for the same mri - same outcome, very different bill. The ER charges the most of any setting and should only be used when the situation is medically urgent. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
With vs. without contrast
Which type your doctor orders for this mri changes the billing code, and what you pay. For example: A standard mri with no contrast dye - the most common and lowest-cost version.
This is shoppable
MRI is elective and schedulable, so you have time to compare facilities before booking - hospital outpatient prices often run 2-4x higher than alternative settings for the identical clinical outcome.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for mri before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
Other Procedure Costs in Fort Collins, CO
- Appendectomy Cost in Fort Collins, CO
- Cataract Surgery Cost in Fort Collins, CO
- Childbirth Cost in Fort Collins, CO
- Cholecystectomy Cost in Fort Collins, CO
- Colonoscopy Cost in Fort Collins, CO
- CT Scan (Abdomen) Cost in Fort Collins, CO
- CT Scan (Chest) Cost in Fort Collins, CO
- CT Scan (Head) Cost in Fort Collins, CO
- CT Scan Cost in Fort Collins, CO
- Echocardiogram Cost in Fort Collins, CO
- Emergency Room Visit Cost in Fort Collins, CO
- Endoscopy Cost in Fort Collins, CO
- Hip Replacement Cost in Fort Collins, CO
- Hysterectomy Cost in Fort Collins, CO
- Knee Replacement Cost in Fort Collins, CO
- Mammogram Cost in Fort Collins, CO
- Brain MRI Cost in Fort Collins, CO
- Knee MRI Cost in Fort Collins, CO
- Spinal Fusion Cost in Fort Collins, CO
- Ultrasound Cost in Fort Collins, CO
- X-Ray Cost in Fort Collins, CO
Related Articles
Interested in understanding healthcare costs and managing your medical expenses?
- Free Cost EstimatorCalculate your exact out-of-pocket cost for any procedure
- Free Bill ScreenerCheck whether your bill and paperwork are ready for a professional review
- Family Bill TrackerTrack costs across every family member and every bill in one place
- MRI Cost GuideCompare MRI prices across all 50 states
- Deductible vs Out-of-Pocket MaximumLearn how insurance cost-sharing works and what you actually pay
- Cost ExplorerBrowse procedures and compare prices across the country
- CT Scan Cost GuideFind detailed CT scan pricing for your state
- MRI Brain Cost GuideCompare brain MRI pricing
About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
Connect on LinkedIn →Ready to take control of your healthcare costs?
Use the free cost estimator → · Get your bill screened for free → · See the family plan →