Endoscopy Cost in Fort Collins, CO (2026): Average Prices & What You'll Pay
What does a endoscopy cost in Fort Collins, CO?
You could pay $877 or $2,027 for the same endoscopy in Fort Collins, CO - depending entirely on which facility you choose. The median cash price across 4 reporting hospitals is $1,478. This data comes directly from hospital price transparency files published under federal law. The sections below break this down by coverage and by insurer.
Three low-priced facilities in Fort Collins, CO, from hospital price files
- Banner Fort Collins Medical Center · Fort Collins, CO $928
- Poudre Valley Health Care, Inc · Fort Collins, CO $2,027
- Medical Center of the Rockies · Loveland, CO $2,027
All 4 facilities are listed below, free.
Where endoscopy costs vary in Fort Collins, CO
Pins show hospitals with price-transparency data (colored by vs. state average) and nearby ambulatory surgery centers and other facilities (colored by type). Click any pin for facility name and estimated cost range.
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One upper endoscopy can become four separate bills - and a biopsy adds a fifth surprise weeks later.
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Cheapest Endoscopy Providers in Fort Collins, CO
Based on declared cash/self-pay prices from CMS hospital price transparency files.
| # | Facility | City | Price | vs Median |
|---|---|---|---|---|
| 1 | Banner Fort Collins Medical Center | Fort Collins, CO | $928 | -$550 |
| 2 | Poudre Valley Health Care, Inc | Fort Collins, CO | $2,027 | +$549 |
| 3 | Medical Center of the Rockies | Loveland, CO | $2,027 | +$549 |
Prices are declared self-pay rates. Contact each facility for a formal quote before scheduling.
Before you book: three questions that change the price
- Is this the self-pay price, and does it include the doctor, anesthesia and any lab or pathology? Those are often billed separately.
- Can you give me the price in writing, with the billing codes it covers?
- What happens to the price if something extra is needed during the procedure?
Estimate your out-of-pocket cost → · When the bills arrive, we check them for errors →
Quick take
- Banner Fort Collins Medical Center is the lowest-cost option at $928 - $550 below the state median, just by choosing where you go.
- Ask for the cash price if your deductible isn't met - the median cash price here is $1,478, and it's often lower than what insurance pays before your deductible is satisfied.
- This dataset covers hospitals only - freestanding ASCs, which routinely run 30-60% cheaper for the same procedure, aren't included, so it's worth asking your doctor whether one is an option.
| Coverage | Hospitals with a rate | Typical range | Median |
|---|---|---|---|
| Medicare (national rate) | — | $927 to $2,385 | $1,444 |
| With insurance (commercial, average) | 3 | $801 to $2,722 | $1,981 |
| Without insurance (cash price) | 4 | $569 to $2,027 | $1,478 |
| Anthem Blue Cross and Blue Shield | 3 | $470 to $3,495 | $787 |
| Aetna | 3 | $867 to $5,467 | $2,232 |
| UnitedHealthcare | 3 | $634 to $1,842 | $1,063 |
Rates are negotiated allowed amounts and cash prices from hospital price-transparency files (October 2026), shown at each hospital’s lowest-priced typical billing code for this procedure. Facility fees only. The typical range is the middle 80% of hospitals, not a quote for your visit.
How much does an endoscopy cost with Medicare in Fort Collins, CO?
Medicare's national hospital outpatient payment for endoscopy is about $927 to $2,385 (typically near $1,444). After the $257 Part B deductible, you generally pay 20% of the Medicare-approved amount, about $289 on a $1,444 payment, with no out-of-pocket cap unless you have supplemental coverage or a Medicare Advantage plan.
Doctor, anesthesia and pathology fees are billed separately. Medicare rates are national CMS amounts, adjusted slightly by local wage levels.
How much does an endoscopy cost with insurance in Fort Collins, CO?
Across 3 Fort Collins, CO hospitals, the negotiated rates commercial insurers pay for endoscopy average $801 to $2,722 per hospital, with a median near $1,981. That is the amount your plan and you pay the hospital together; you owe your deductible, then coinsurance, up to your out-of-pocket maximum.
Each hospital’s figure is the average of the commercial insurers it lists. Medicare, Medicare Advantage and Medicaid rates are excluded.
How much does an endoscopy cost without insurance in Fort Collins, CO?
Cash (self-pay) prices for endoscopy at 4 Fort Collins, CO hospitals range from $569 to $2,027, with a median of $1,478. Ask for the cash or self-pay price and for any financial-assistance discount before you book; both can be lower than the posted price.
Cash prices are the hospital’s published discounted rate for patients paying without insurance.
How much does an endoscopy cost with Anthem Blue Cross and Blue Shield in Fort Collins, CO?
Anthem Blue Cross and Blue Shield negotiated rates for endoscopy at 3 Fort Collins, CO hospitals range from $470 to $3,495, with a median near $787. Your own cost depends on your plan’s deductible and coinsurance, and on whether the hospital is in your network.
Includes Blue Cross and Blue Shield and Anthem plans listed by each hospital.
How much does an endoscopy cost with Aetna in Fort Collins, CO?
Aetna negotiated rates for endoscopy at 3 Fort Collins, CO hospitals range from $867 to $5,467, with a median near $2,232. If a hospital is out of network for your Aetna plan, you may owe more than the negotiated rate, so check the network first.
How much does an endoscopy cost with UnitedHealthcare in Fort Collins, CO?
UnitedHealthcare negotiated rates for endoscopy at 3 Fort Collins, CO hospitals range from $634 to $1,842, with a median near $1,063. If a hospital is out of network for your UnitedHealthcare plan, you may owe more than the negotiated rate, so check the network first.
UCHealth and CommonSpirit Health (formerly SCL Health) dominate the Front Range market, with Centura Health (now Intermountain) adding competition in the Denver corridor. Denver and Boulder wage indices are among the highest in the Mountain West, pushing Medicare-adjusted rates up relative to rural Colorado. The urban-rural price gap in Colorado is one of the widest in the country.
Received a bill? Check it for errors → Estimate YOUR cost before you go → Managing more than one bill? See the family tracker →
Why prices vary - and what it means for your coverage
Facility classification matters as much as the hospital itself - a hospital-owned outpatient center adds a facility fee that a freestanding clinic does not. The biggest swing for this procedure is screening versus diagnostic coding - a polyp removed during a routine screening can recode the whole visit as diagnostic and trigger cost-sharing you weren't expecting.
On top of the facility price, your actual bill depends on your deductible, your out-of-pocket maximum, and whether every provider involved - not just the facility - is in-network.
| Your situation | Estimated out-of-pocket |
|---|---|
| Deductible not yet met | ~$1,478 |
| Deductible met - 20% coinsurance | ~$296 |
| Out-of-network provider | $3,252+ |
Frequently asked questions: endoscopy costs in Fort Collins, CO
How much does an endoscopy cost in Fort Collins, CO?
The typical price is $1,478, with most facilities between $877 and $2,027. Full market pricing - including cash rates, gross charges, and outlier facilities - ranges more widely, from $415 to $2,027 across all 4 Fort Collins, CO hospitals that publish prices. What you pay depends on the facility, your insurance, and whether you have met your deductible.
Where is the cheapest place to get an endoscopy in Fort Collins, CO?
Based on declared prices, the lowest-cost facility in our Fort Collins, CO data is UCHealth Estes Valley Medical Center in Estes Park at about $415. By metro, Fort Collins has the lowest median ($1,478). Freestanding ambulatory surgery centers are often cheaper still and may not appear in hospital price data - ask your doctor whether one is an option.
Why is an endoscopy so much cheaper at some Fort Collins, CO hospitals?
Prices vary up to 4.9× because each hospital sets its own list price, cash discount, and insurer-negotiated rates. In Fort Collins, CO, the median cash (self-pay) price is $1,478 versus a median negotiated rate of $1,981 - cash is the lower number at many hospitals. Asking for the cash price as well as your insurer's negotiated rate is often the single biggest lever on what you pay.
How much will I actually pay out of pocket for an endoscopy in Fort Collins, CO?
Your out-of-pocket cost depends on your deductible, coinsurance, out-of-pocket maximum, and whether the facility is in-network - not just the sticker price. If you have not met your deductible, you will typically pay the negotiated rate in full until you do. Use the CostKits cost forecaster to estimate your specific out-of-pocket amount before you go.
Before you book
- Deductible vs out-of-pocket max
- How to negotiate your medical bills
- EOB vs medical bill: complete guide
- Already have a bill? Check it for errors
- How to read a Medicare Summary Notice
Other procedures in Fort Collins, CO
Endoscopy, elsewhere
What matters before you schedule
ASC vs. hospital
Hospital outpatient departments typically charge 2-4x more than ambulatory surgery centers for the same endoscopy - same outcome, very different bill. Call ahead and ask for a self-pay or cash quote at each setting you're considering.
What's on your bill
A endoscopy involves multiple providers who bill separately - typically Facility Fee, Gastroenterologist Fee, Anesthesia. Check each line item against your Explanation of Benefits to catch billing errors.
Cost by type
Which type your doctor orders for this endoscopy changes the billing code, and what you pay. For example: Ordered to investigate symptoms or a prior finding - standard cost-sharing (deductible, coinsurance) applies.
What to ask before you book
Get the CPT code from your doctor, confirm every provider involved (not just the facility) is in-network, ask for the cash-pay rate if you're uninsured or haven't met your deductible, and request a written estimate for endoscopy before you schedule.
CostKits compiles hospital price transparency data to help families make informed decisions. Track and manage your healthcare costs (free account).
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About the Author
John Caruso, FSA, MAAA
Healthcare actuary with 20+ years of experience in insurance pricing, medical billing systems, and healthcare cost analytics.
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